IMPROVING THE USER EXPERIENCE OF FINANCIAL TECHNOLOGY IT SERVICES BASED ON UX/UI RESEARCH

In today’s dynamic fintech environment, user requirements are constantly changing, and digital services need to be developed and adapted to meet their expectations and needs. UI/UX research technologies and methods provide rich opportunities to study user preferences and identify problems and shortcomings in existing digital services. The main aspects of improving the user experience of the mobile bank were reviewed. Recommendations were made for the further development of the IT service. The purpose of this article is to examine the main aspects of improving the user experience and to formulate recommendations for the development of IT services in the banking sector. Research methodology – at the first stage, an analysis of user behavior in fintech was carried out: a study of user expectations and preferences in the field of digital financial services. Then user experience was analyzed and UI/UX studies were conducted for the ‘Notification Center’ of the bank’s mobile application. The final stage of the study was to evaluate the effectiveness of the redesign project of the Notification Centre section of the bank's mobile application and to formulate recommendations for the further development of the mobile application.The research conducted has shown the practical importance of improving the user experience of the bank’s mobile application, which consists of improving usability, increasing customer satisfaction and improving the overall impression of banking services. This leads to increased conversion, customer retention and increased loyalty to the bank.Improving the user experience of the bank’s mobile application makes it possible to increase the efficiency of the bank’s employees, reduce the burden on the customer support department and reduce the number of errors when performing routine operations or actions. This not only optimises the bank’s internal processes, but also helps to improve the overall quality of service, which has a particular impact on the bank’s reputation, competitiveness and financial performance

Quasi-periodic pulsations in the gamma-ray emission of a solar flare

Quasi-periodic pulsations (QPPs) of gamma-ray emission with a period of about 40 s are found in a single loop X-class solar flare on 2005 January 1 at photon energies up to 2-6 MeV with the SOlar Neutrons and Gamma-rays (SONG) experiment aboard the CORONAS-F mission. The oscillations are also found to be present in the microwave emission detected with the Nobeyama Radioheliograph, and in the hard X-ray and low energy gamma-ray channels of RHESSI. Periodogram and correlation analysis shows that the 40 s QPPs of microwave, hard X-ray, and gamma-ray emission are almost synchronous in all observation bands. Analysis of the spatial structure of hard X-ray and low energy (80-225 keV) gamma-ray QPP with RHESSI reveals synchronous while asymmetric QPP at both footpoints of the flaring loop. The difference between the averaged hard X-ray fluxes coming from the two footpoint sources is found to oscillate with a period of about 13 s for five cycles in the highest emission stage of the flare. The proposed mechanism generating the 40 s QPP is a triggering of magnetic reconnection by a kink oscillation in a nearby loop. The 13 s periodicity could be produced by the second harmonics of the sausage mode of the flaring loop

Properties of quasi-periodic pulsations in solar flares from a single active region

We investigate the properties of a set of solar flares originating from a single active region (AR) that exhibit QPPs, and look for signs of the QPP periods relating to AR properties. The AR studied, best known as NOAA 12192, was unusually long-lived and produced 181 flares. Data from the GOES, EVE, Fermi, Vernov and NoRH observatories were used to determine if QPPs were present in the flares. For the soft X-ray GOES and EVE data, the time derivative of the signal was used. Power spectra of the time series data (without any form of detrending) were inspected, and flares with a peak above the 95% confidence level in the spectrum were labelled as having candidate QPPs. The confidence levels were determined taking account of uncertainties and the possible presence of red noise. AR properties were determined using HMI line of sight magnetograms. A total of 37 flares (20% of the sample) show good evidence of having QPPs, and some of the pulsations can be seen in data from multiple instruments and in different wavebands. The QPP periods show a weak correlation with the flare amplitude and duration, but this may be due to an observational bias. A stronger correlation was found between the QPP period and duration of the QPP signal, which can be partially but not entirely explained by observational constraints. No correlations were found with the AR area, bipole separation, or average magnetic field strength. The fact that a substantial fraction of the flare sample showed evidence of QPPs using a strict detection method with minimal processing of the data demonstrates that these QPPs are a real phenomenon, which cannot be explained by the presence of red noise or the superposition of multiple unrelated flares. The lack of correlation between the QPP periods and AR properties implies that the small-scale structure of the AR is important, and/or that different QPP mechanisms act in different cases.Comment: 23 pages, 57 figures. Accepted for publication by Astronomy & Astrophysic

Quasi-periodic pulsations in the gamma-ray emission of a solar flare

Copyright © 2010 American Astronomical Society / IOP PublishingQuasi-periodic pulsations (QPPs) of gamma-ray emission with a period of about 40 s are found in a single loop X-class solar flare on 2005 January 1 at photon energies up to 2-6 MeV with the SOlar Neutrons and Gamma-rays (SONG) experiment aboard the CORONAS-F mission. The oscillations are also found to be present in the microwave emission detected with the Nobeyama Radioheliograph, and in the hard X-ray and low energy gamma-ray channels of RHESSI. Periodogram and correlation analysis shows that the 40 s QPPs of microwave, hard X-ray, and gamma-ray emission are almost synchronous in all observation bands. Analysis of the spatial structure of hard X-ray and low energy (80-225 keV) gamma-ray QPP with RHESSI reveals synchronous while asymmetric QPP at both footpoints of the flaring loop. The difference between the averaged hard X-ray fluxes coming from the two footpoint sources is found to oscillate with a period of about 13 s for five cycles in the highest emission stage of the flare. The proposed mechanism generating the 40 s QPP is a triggering of magnetic reconnection by a kink oscillation in a nearby loop. The 13 s periodicity could be produced by the second harmonics of the sausage mode of the flaring loop

Organizing Blended Learning for Students on the Basis of Learning Roadmaps

The relevance of the problem of organizing blended learning for students is related to the sharpening contradiction between the high potential of this educational technology and the poor methodological elaboration of its use in actual learning practice. With regard to this, the paper is aimed at providing grounds for the methodological system of blended learning for students with learning roadmaps and bringing it to life. The leading idea of the methodological system consists in creating a special subject information environment that enables each student to design their own roadmaps for mastering certain subjects that fulfill the principles of blended learning. Theoretical justification of using the learning roadmaps in teaching the students has been given and blended learning in conditions of subject information environment has been performed in practice. It is shown that the students' blended learning model based on the course learning roadmap promotes the successful acquisition of IT subjects. The suggested method of organizing the students' blended learning is of interest for the contemporary theory of learning as well as for teachers implementing the elements of e-learning in their educational process

Структурная биология липоксигеназ: настоящее и перспективы развития

Lipoxygenases (LOX) form a heterogeneous family of lipid peroxidizing enzymes, which have been implicated in the synthesis of inflammatory mediators. The involvement of LOX isoenzymes in regulation of physiological homeostasis and pathogenesis of various diseases with major health and political relevance made them potential targets for pharmacological intervention. Although the first plant lipoxygenase (soybean LOX1) was discovered more than 60 years ago, the structural aspects of these enzymes were not studied until the mid 1990s. For the time being the crystal structures of various lipoxygenase-isoforms have been reported, and X-ray coordinates for numerous enzyme-ligand complexes are also available. This review focuses on recent developments in molecular enzymology of LOX and summarizes our current knowledge on the structural basis of LOX catalysis. Hypotheses explaining the reaction specificity of different isoforms as well as evolutionary aspects are reviewed and discussed. As the review is mainly intended to cover thematic priorities, which have not been reviewed in the past, a detailed discussion of the biological function of LOX goes beyond the scope of this review.Липоксигеназы (LOX) - ферменты перекисного окисления липидов - вовлечены в патогенез воспалительных и гиперпролиферативных реакций организма. Несмотря на то, что первая липоксигеназа растительного происхождения (LOX1 сои) была обнаружена более 60 лет назад, структурная биология этой группы ферментов не изучалась вплоть до середины 1990-ых годов. Данный обзор посвящен новейшим аспектам в области изучения молекулярной энзимологии липоксигеназ и обобщает существующие в настоящее время представления о структурных основах катализа с их участием. В обзоре рассмотрены различные гипотезы, объясняющие реакционную специфичность LOX, а также подведен промежуточный итог в области знания об эволюционном развитии этого класса ферментов в различных организмах. Несмотря на то, что биологическая роль LOX в низших организмах далеко не ясна, наличие в их ДНК последовательности LOX позволяет предположить, что семейство этих ферментов могло возникнуть сразу после появления атмосферного кислорода на Земле

Type II Radio Emission and Solar Particle Observations

The 28 October 2003 flare gave us the unique opportunity to compare the acceleration time of high-energy protons with the escaping time of those particles which have been measured onboard spacecraft and by neutron monitors network as GLE event. High-energy emission time scale and shock wave height and velocity time dependencies were also studied.Comment: International Journal of Modern Physics A, Volume 20, Issue 29, pp. 6705-6707 (2005