Research on Factors Affecting Credit Risk of Joint Stock Commercial Banks on Vietnam Stock Market

Design/methodology/approach: The article aims at identifying factors affecting credit risk of commercial banks in Vietnam. The study uses data collected from financial statements of 15 typical joint stock commercial banks out of a total of 27 joint stock commercial banks listed on the Vietnam stock exchange from 2012 to 2022 with panel data of 15 joint stock commercial banks for the period 2012 - 2022. The banks in the research data are the those with the largest total assets in the banking system. After collecting and processing data, research sample includes 165 observations and the study uses E-view software in quantitative analysis to build a regression model to determine the relationship and level of influence of Internal factors to credit risk of listed joint stock commercial banks.   Findings: Research results indicate that factors affecting credit risk of listed joint stock commercial banks include: Ratio of equity to total assets, capital structure of the bank, and operational performance of the banks.   Research, Practical & Social impications: These results confirm the importance of taking into account micro finance factors when making financing. Understanding the impact of these factors and relationships contributes to decision and risk management.   Originality/value: In order to limit credit risk it is necessary to focus on: Ensuring reasonable equity; Stricter control over loan capital; Optimal use of resources

Fostering innovative behavior in the aviation industry: The role of perceived supervisor support and work group diversity

The research primarily seeks to understand how supervisor support can directly and indirectly enhance the service innovative behavior (SIB) of flight attendants via work engagement. Moreover, although there has been some research on the effect of group diversity on organizational performance, the results have not been consistent. Thus, this study addresses this gap by investigating how work group diversity can make variance in the relationship between work engagement and innovative behavior of flight attendants. The sample size of 242 flight attendants working at the central airport in Ho Chi Minh City, Vietnam, has been taken for the study. To test hypotheses, structural equation modeling and bootstrapping were employed. This study provided an evidence for the positive nexus between perceived supervisor support and SIB. Additionally, the results shed light on a mediation mechanism of work engagement for the association between flight attendants' perception of their supervisor and innovative behavior. Furthermore, tenure diversity and job position diversity in a work group were proved to play a moderating role in the relationship between work engagement and service innovative behavior. Specifically, flight attendants are more willing to exhibit innovative behaviors when working in a homogeneous group in terms of tenure and job position rather than in a heterogeneous group. The empirical results contributed to the diversity management literature and broadened the understanding of how to activate the service innovative behavior of employees. From a managerial perspective, managers should pay attention to the characteristics of employees when organizing teamwork. © Long Nguyen Le Hoang, Huong Nguyen Thi Thu, Viet-Anh Ho, 202

On how religions could accidentally incite lies and violence: Folktales as a cultural transmitter

This research employs the Bayesian network modeling approach, and the Markov chain Monte Carlo technique, to learn about the role of lies and violence in teachings of major religions, using a unique dataset extracted from long-standing Vietnamese folktales. The results indicate that, although lying and violent acts augur negative consequences for those who commit them, their associations with core religious values diverge in the final outcome for the folktale characters. Lying that serves a religious mission of either Confucianism or Taoism (but not Buddhism) brings a positive outcome to a character (βT_and_Lie_O= 2.23; βC_and_Lie_O= 1.47; βT_and_Lie_O= 2.23). A violent act committed to serving Buddhist missions results in a happy ending for the committer (βB_and_Viol_O= 2.55). What is highlighted here is a glaring double standard in the interpretation and practice of the three teachings: the very virtuous outcomes being preached, whether that be compassion and meditation in Buddhism, societal order in Confucianism, or natural harmony in Taoism, appear to accommodate two universal vices—violence in Buddhism and lying in the latter two. These findings contribute to a host of studies aimed at making sense of contradictory human behaviors, adding the role of religious teachings in addition to cognition in belief maintenance and motivated reasoning in discounting counterargument

CONTAMINATION BY PERSISTENT ORGANIC POLLUTANTS AND ENDOCRINE DISRUPTING CHEMICALS IN VIETNAM : PATTERNS, BEHAVIOR, TRENDS AND TOXIC POTENTIAL

Joint Research on Environmental Science and Technology for the Eart

PHENOLIC COMPOUNDS FROM CALLISTEMON CITRINUS LEAVES AND STEMS

In the search for bioactive constituents from Vietnamese plants,  the leaves and stems of Callistemon citrinus (Curtis) Skeels were selected for chemical investigation. Phytochemical analysis of plant led to the isolation of eight phenolic compounds including two flavonoids (eucalyptine (1) and 8-demethyleucalyptine (2)), two alcohols (blumenol A (3), n-tetratriacontanol (4)), three benzoic acid derivatives (acid gallic (5), methyl gallate (6) protocatechuic acid (7)), one sterol (b-sitosterol (8)), and along with one sesquiterpene (2,6,10-bisabolatriene (9)). The structures of the natural compounds were determined by spectroscopic evidences including 1D- and 2D-NMR and ESI-MS

On how religions could accidentally incite lies and violence: folktales as a cultural transmitter

Folklore has a critical role as a cultural transmitter, all the while being a socially accepted medium for the expressions of culturally contradicting wishes and conducts. In this study of Vietnamese folktales, through the use of Bayesian multilevel modeling and the Markov chain Monte Carlo technique, we offer empirical evidence for how the interplay between religious teachings (Confucianism, Buddhism, and Taoism) and deviant behaviors (lying and violence) could affect a folktale’s outcome. The findings indicate that characters who lie and/or commit violent acts tend to have bad endings, as intuition would dictate, but when they are associated with any of the above Three Teachings, the final endings may vary. Positive outcomes are seen in cases where characters associated with Confucianism lie and characters associated with Buddhism act violently. The results supplement the worldwide literature on discrepancies between folklore and real-life conduct, as well as on the contradictory human behaviors vis-à-vis religious teachings. Overall, the study highlights the complexity of human decision-making, especially beyond the folklore realm

How Digital Natives Learn and Thrive in the Digital Age: Evidence from an Emerging Economy

As a generation of ‘digital natives,’ secondary students who were born from 2002 to 2010 have various approaches to acquiring digital knowledge. Digital literacy and resilience are crucial for them to navigate the digital world as much as the real world; however, these remain under-researched subjects, especially in developing countries. In Vietnam, the education system has put considerable effort into teaching students these skills to promote quality education as part of the United Nations-defined Sustainable Development Goal 4 (SDG4). This issue has proven especially salient amid the COVID−19 pandemic lockdowns, which had obliged most schools to switch to online forms of teaching. This study, which utilizes a dataset of 1061 Vietnamese students taken from the United Nations Educational, Scientific, and Cultural Organization (UNESCO)’s “Digital Kids Asia Pacific (DKAP)” project, employs Bayesian statistics to explore the relationship between the students’ background and their digital abilities. Results show that economic status and parents’ level of education are positively correlated with digital literacy. Students from urban schools have only a slightly higher level of digital literacy than their rural counterparts, suggesting that school location may not be a defining explanatory element in the variation of digital literacy and resilience among Vietnamese students. Students’ digital literacy and, especially resilience, also have associations with their gender. Moreover, as students are digitally literate, they are more likely to be digitally resilient. Following SDG4, i.e., Quality Education, it is advisable for schools, and especially parents, to seriously invest in creating a safe, educational environment to enhance digital literacy among students

PRELIMINARY STUDY ON CHEMICAL MECHANISM OF DECREASE OF TETRODOTOXIN CONTENT IN OVARIES OF A PUFFER FISH Lagocephalus inermis (Temminck and Schlegel, 1850) FERMENTED WITH RICE BRAN

Tetrodotoxins in salted and fermented ovaries with rice bran of a puffer fish Lagocephalus inermis (Temminck Schlegel, 1850) during five months were determined by high-performance liquid chromatography with fluorometric detector (HPLC- FLD). The analysed results showed that the original ovaries contained only tetrodotoxin with content of 7.59 µg/g fresh weight. 4,9-Anhydrotetrodotoxin - an isomer which is less toxic than tetrodotoxin has been found in all ovary samples since the second month. Tetrodotoxin in the ovaries disappeared in the 4th month of the experiment. In addition, 4,9-anhydrotetrodotoxin level in ovaries increased during fermentation. The present study contributes to clarifying the chemical mechanism of decreasing tetrodotoxin content in fermented ovary of puffer fish.Tetrodotoxins in salted and fermented ovaries with rice bran of a puffer fish Lagocephalus inermis (Temminck and Schlegel, 1850) during five months were determined by high-performance liquid chromatography with fluorometric detector (HPLC- FLD). The analysed results showed that the original ovaries contained only Tetrodotoxin with content of 7.59 µg/g fresh weight. 4,9-Anhydrotetrodotoxin- an isomer which is less toxic than Tetrodotoxin has been found in all ovary samples since the second month. Tetrodotoxin in the ovaries disappeared in the 4th month of the experiment. In addition, 4,9-Anhydrotetrodotoxin level in ovaries increased during fermentation. The present study contributes to clarify the chemical mechanism of decreasing Tetrodotoxin content in fermented ovary of puffer fish

MỘT SỐ ĐẶC TÍNH CỦA CANXI HYDROXYAPATIT CHIẾT XUẤT TỪ XƯƠNG CÁ NGỪ VẰN Katsuwonus pelamis

This paper is concerned with certain properties of calcium hydroxyapatite from skipjack tuna bone (Katsuwonus pelamis) which are by-products of fish export industry. Hydroxyapatite Ca10(PO4)6(OH)2 and β-tricalcium phosphate Ca3(PO4)2, the high-value compounds, have been successfully extracted from skipjack tuna bones. The bones were heated at different temperatures of 600oC, 900oC, 1200oC. While at 600oC hydroxyapatites were obtained with Ca/P ratio of 1.658, comparable to the value of 1.67 found in human bone; the hydroxyapatite crystals of average size of 0.25 µm were formed with the same size distribution. In case of heated bone samples at 900°C and 1200°C, the calcium formed were biphasic calcium phosphate composed of hydroxyapatite and β-tricalcium phosphate; the Ca/P ratio was between 1.660–1.665; the calcium crystals of more than 1 µm were highly porous and connected to each other in priority orientation of tube direction.Bài báo này trình bày kết quả nghiên cứu về một số đặc tính của canxi hydroxyapatit chiết xuất từ xương cá ngừ Katsuwonus pelamis, một sản phẩm phụ từ ngành xuất khẩu thịt cá ngừ. Các hợp chất có giá trị là hydroxyapatit Ca10(PO4)6(OH)2 và β-tricanxi phosphat β-TCP Ca3(PO4)2 đã được chiết xuất thành công từ xương cá ngừ vằn. Xương cá ngừ được nung ở các nhiệt độ khác nhau 600, 900 và 1.200oC. Dạng canxi thu được khi nung mẫu ở 600oC là hydroxyapatit với tỉ lệ Ca/P 1,658 gần với tỉ lệ Ca/P 1,67 trong xương người; các tinh thể hydroxyapatit có kích thước trung bình 0,25 µm và sự phân bố kích thước tương đối đồng đều. Đối với mẫu xương được xử lý ở 900 và 1.200oC, canxi thu được là hỗn hợp hai pha hydroxyapatit Ca10(PO4)6(OH)2 và β-tricanxi phosphat Ca3(PO4)2; tỉ lệ Ca/P từ 1,660–1,665, các tinh thể canxi có độ xốp cao và liên kết với nhau theo hướng ưu tiên kiểu hình ống với kích thước lớn hơn 1 µm