Analisis Pengaruh Financing To Deposit Ratio (FDR) terhadap Penempatan Dana pada SBIS Bank Syariah di Indonesia

This study aimed to analyze the influence of Financing to Deposit Ratio (FDR) and to islamic banking fund placement in Islamic Certificate of Bank Indonesia Sharia (SBIS) in the period January 2009-December 2015. The research approach used is a quantitative technique of linear regression analysis. The dependent variable used is the placement of funds in SBIS, while the independent variables, Financing to Deposit Ratio (FDR). Determination of the number of samples using a non probability sampling methods saturated samples, the entire population sampled. The data used is secondary data. The regresion test results stating that the Financing to Deposit Ratio (FDR) significantly affects the placement of funds of islamic bank at SBIS in the period January 2009-December 2015

Persepsi Kemudahan Penggunaan, Persepsi Kredibilitas, dan Persepsi Harga terhadap Niat Nasabah Menggunakan Layanan Mobile Banking (Studi Kasus pada Bank Syariah Mandiri Surabaya)

This study aims to discover the impact of Perceived Ease of Use, Perceived Credibility, and Perceived Price in Accordance Intention to Use Mobile Banking. This study uses the Theory Acceptance Model with quantitative approach using the Regression Linear Multivariate. The data source of this study uses primary data from questionnaire. The population characteristic in this study is the Client of Sharia Mandiri Bank that are not using Mobile Banking feature. The sample collecting technique used is Nonprobability Sampling with purposive sampling and accidental sampling. The result of the study shows that Perceived Ease of Use, Perceived Credibility, and Perceived Price in accordance significantly impacting towards the Interest in using the mobile banking feature of Bank Syariah Mandiri Surabaya. Suggestion towards Bank Syariah Mandiri to upgrade the security system to prevent the occurrence of crime trough the mobile banking feature so that the clients will feel safe in using transactions

Pengaruh Pembiayaan Dana Mudharabah dalam Mensejahterakan Para Nasabah UMKM Berdasarkan Prespektif Maqashid Syariah

This study aims to examine the effect of mudharabah funding on the welfare of umkm customers based on Maqashid Syariah with variabel religion(ad-din), soul(an-nafs), sense(al-aql), offspring(an-nasl) and treasure(al-maal). The sample of this study is customers of mudharabah fund financing bank Jatim syariah merr surabaya as many as 51 respondents. The data use are primary data collected using a questionnaire spread directly to customers umkm. Indicators of research variables are measured using likert scales 1 to 5. This research proves that mudharabah funding results have a significant positive effect on the welfare of customers based on maqashid sharia with religious variables religion(ad-din), soul(an-nafs), sense(al-aql) and treasure(al-maal), but on financing Mudharabah funds offspring variables (an-nasl) the results have a significant negative effect

Pengaruh Zakat Sebagai Salah Satu Produk Filantropi Terhadap Tingkat Inflasi Di Indonesia Periode 2015-2017

This study aims to determine the effect of zakat on inflation in Indonesia in the period from January 2015 to December 2017. This study uses a quantitative approach with simple linear regression analysis. The collection of data in this study uses data on the amount of zakat for the period 2015 to 2017 that has been published by the National Zakat Agency (BAZNAS) and inflation rate data for the period of 2015 to 2017 obtained from the Central Statistics Agency (BPS). Based on the results of the study, the amount of zakat consisting of zakat maal and zakat fitrah collected by the BAZNAS has a significant effect on the inflation rate in Indonesia. This is because zakat will encourage consumption and investment and decrease wealth accumulation. Therefore, it will increase demand and inflation as well

Peran Lembaga Bmt Almaun Berkah Madani dalam Pembebasan Nasabah dari Rentenir

This study aims to find out the role of BMT Almaun Berkah Madani in assisting the customers from the trap of moneylenders. This BMT is also expected to reduce the anxiety of some people who have financial limitations. This research approach is qualitative and using case study strategies. Data collection techniques were using direct observation in the fieldwork. Based on the results, this study found that the financing procedure at BMT Almaun Berkah Madani uses qardhul hasan financing funds. Customers get qardhul hasan funds a number of debts to money lenders. With the system, the customer places a guarantee on one of the assets owned, pays the principal installments to the BMT, and is obliged to become a member of the BMT. Thus the role of BMT with its financing products has a significant influence on improving the welfare of people who have financial limitations and helps to alleviate debts to moneylenders

Makna Keberkahan Rezeki Bagi Pengusaha Laundry Muslim (Studi Kasus di Lavender Laundry di Gubeng Kertajaya Surabaya)

This descriptive study aims for describe the blessing in earning got by the laundry entrepreneur. There are four guidance that can be use to describe it. In addition, this study also describe the justified muamalah in Islam and the meaning of blessing in earning. The method used for collecting data was In-depth interview with the main informant and other informant that related with this study. Main informant in this research was the owner of Lavende Laundry. The result from this research showed that the blessing in earning can be earned by appy the religious theaching. Laundry entrepreneur got their blessed earning by applying the muamalah accordance to Islam. In the end, that blessed earning and muamalah brings in sincerity

Potensi Pengimplementasian Pariwisata Halal di Kabupaten Sleman Berdasarkan Kebutuhan Relijius Wisatawan Muslim

Dalam mewujudkan visi Indonesia sebagai pusat ekonomi syariah terkemuka di dunia, pemerintah berfokus pada pengembangan beberapa industri yang terbagi ke dalam beberapa klaster dimana salah satunya adalah pariwisata halal. Penelitian ini bertujuan untuk menganalisis potensi yang dimiliki kabupaten Sleman untuk menerapkan pariwisata halal ditinjau dari kebutuhan relijius wisatawan Muslim yakni makanan dan minuman halal, Fasilitas ibadah, ketersediaan kamar kecil berbasis air, dan keamanan saat berwisata, serta ditinjau dari regulasi yang ada terkait pelaksanaan pariwisata halal. Metode penelitian yang digunakan ialah kualitatif deskriptif dengan teknik pengumpulan data berupa wawancara, dokumentasi, dan observasi tidak langsung. Hasil penelitian ini menunjukkan bahwa kondisi kepariwisataan kabupaten Sleman saat ini mendukung penerapan pariwisata halal karena makanan dan minuman halal, Fasilitas ibadah, dan kamar kecil berbasis air dapat ditemukan dengan mudah, serta keamanan saat berwisata yang dirasakan wisatawan baik domestik maupun mancanegara. Walaupun demikian, belum ada regulasi yang mengatur tentang pelaksanaan pariwisata halal di kabupaten Sleman mengingat belum ada induk hukum yang memayunginya