Impact of Online Banking on Financial Performance of Commercial Banks in Afghanistan

This study's primary objective was to examine the effects of online banking on Kabul commercial banks' financial performance. While addressing financial performance and online banking, the following question can be pondered. What is the impact of online banking on the financial performance of commercial banks in Afghanistan? Furthermore, the primary data were examined by using SPSSv.24's descriptive and regression methods. In addition, different regression assumptions, estimating methods, specification checks, and other tests were performed on econometric models. According to the findings of random effect regression analysis, capital sufficiency and cost-effect were closely related to banks' financial performance. The study finds that online banking boosts the financial performance of commercial banks in Afghanistan. Inversely, there is no statistically significant correlation between the financial success of banks in Afghanistan and online banking or bank size. Additionally, there is a plethora of literature and studies on contemporary online banking and financial performance in different countries, However, there is no study on the implication of online banking on the financial performance of financial banks in Afghanistan. Furthermore, the present study found no banking law in Afghanistan to deal with financial technology, digital currency, and online banking. Hence, the present study is expected to enrich the knowledge of online banking and financial performance in the commercial bank of Afghanistan

The Impact of Social Media on Afghanistan's Tourism Industry: A Roadmap for the Future in the Internet Highway

This paper examines the impact of social media on the development of Afghanistan’s tourism industry. Despite the country’s rich cultural heritage and natural beauty, tourism in Afghanistan has been hindered by ongoing conflicts and security concerns. Social media has emerged as a potential solution to this problem, providing a platform for promoting Afghanistan’s tourism destinations to a global audience. This paper explores the opportunities and challenges of using social media for tourism development in Afghanistan, including increased visibility, user-generated content, direct communication, influencer marketing, and destination marketing. However, the paper also highlights the challenges that must be addressed, such as ensuring the safety of tourists and the need for infrastructure development. Through an analysis of the current state of Afghanistan’s tourism industry and its potential for growth, this paper bridges the gap between theory and practice, providing insights for policymakers and practitioners in the field of tourism development

Emerging Paradigm of Digital Currency in the Banking System: A New Shift for Afghanistan

From its inception, digital currencies have spread like wildfire, with millions of users participating in a brand-new financial industry worth billions of dollars. As the globe continues to enter the digital age, the use of digital currencies will only increase. In 2018, the e-payments industry generated record-breaking worldwide revenues of $1.9 trillion. The question pondershow Digital Currencies Will Shape the Future of the Banking System in Afghanistan. Obviously, online banking is swift and facilities easy transactions; however, there are challenges to decentralizing some currencies like cryptocurrency. The digital transaction also facilitates cash outflow, and the central bank loses control over the country’s financial system. Money laundering (Hawala) leads to cash outflow; on the other hand, international trade needs a swift banking system. There are ostensible challenges. Most of the Afghan citizens do not have a bank account, and the majority lack English and soft skills to operate online banking inday-to-day business dealings. The current study elaborates on how digital currencies are feasible with the traditional banking system and Afghanistan, and the study is limited to the Banking and digital premise

Impact of Online Banking on the Financial Performance of Commercial Banks in Afghanistan

   This study's primary objective was to examine the effects of online banking on Kabul commercial banks' financial performance. While addressing financial performance and online banking, the following question can be pondered. What is the impact of online banking on the financial performance of commercial banks in Afghanistan? Furthermore, the primary data were examined by using SPSSv.24's descriptive and regression methods. In addition, different regression assumptions, estimating methods, specification checks, and other tests were performed on econometric models. According to the findings of random effect regression analysis, capital sufficiency and cost-effect were closely related to banks' financial performance. The study finds that online banking boosts the financial performance of commercial banks in Afghanistan. Inversely, there is no statistically significant correlation between the financial success of banks in Afghanistan and online banking or bank size. Additionally, there is a plethora of literature and studies on contemporary online banking and financial performance in different countries, However, there is no study on the implication of online banking on the financial performance of financial banks in Afghanistan. Furthermore, the present study found no banking law in Afghanistan to deal with financial technology, digital currency, and online banking. Hence, the present study is expected to enrich the knowledge of online banking and financial performance in the commercial bank of Afghanistan.</p