EVALUATING THE IMPACTS OF MICROSAVING: THE CASE OF SEWA BANK IN INDIA

This paper estimates the impact of participating in the savings program of SEWA Bank in India on household income and consumption. Contrary to microcredit, microsaving has not received much attention in the empirical literature yet which can be explained by a lack of reliable household data. The paper uses panel data to account for individual unobserved effects that can lead to substantial biases when not being controlled for. I find that when controlling for self-selection, no significant impacts of the program can be observed and that naive estimates, which do not account for selection biases, severely overstate program impacts.Microfinance, Microsaving, Impact Evaluation, Panel Data, India

Challenges in moving from macro to micro: Population and family structures in ageing societies

Assumptions are often made about how population ageing on the macro level has altered generational structures of families at the micro level. The purpose of this paper is to increase the awareness of challenges and potential pitfalls in bridging the two levels. To highlight these issues, two common claims found in the literature are questioned and discussed: that increased life expectancy leads to more multigenerational family structures and that reduced fertility means fewer children to care for frail parents. To illustrate, we use population statistics and survey data from selected countries.family structure, gender, generation, micro and macro approaches, multigenerational family structures, population aging

Politiets forebyggende arbeid mot menneskehandel : en teoretisk oppgave

Bachelor i politiutdannin

“This feels like the start of something”: storying the 2010 Exeter Occupation

Competition is, in many ways, a source related to quality in the sense that less competitive firms will be outdistanced through a balance in supply and demand. In high-risk industries, however, safety must be balanced with production, which is not always an easy choice. In the rider training industry, driving schools and instructors teach others how to behave and think in and relate to a complex road traffic system while being vulnerable on a powered two-wheel (PTW) vehicle. Knowing which training is optimal is not easy, but the Norwegian learner curricula and regulations serve as guidelines. However, in competition with other driving schools, this training might be adjusted because of competitive elements in addition to the intentions of the curricula. Thus, our research question is ‘How can competition affect the quality of the rider training system and thus road safety in Norway?’ For this research, sixteen interviews were conducted, and thematic analysis was used for analysing the data. The findings in this study were that competition affects three factors of the rider training system related to safety. These were (1) course-related training, (2) less strict assessment, and (3) testoriented training. The conclusion is that competition partly has a negative effect on safety in the rider training industry in Norway.publishedVersionUnit License Agreemen

Das ›Rechtsbuch des Johannes Purgoldt‹ und seine Reimvorreden

Johannes Purgoldt war 1480–1490 Beisitzer am Schöffenstuhl in Eisenach und 1490–1534 Stadtschreiber und Bürgermeister ebendort. Die nach ihm benannte Rechtssammlung erstellte er auf der Basis von vorhandenen Materialien – aber lässt sich heute noch feststellen, welchen Anteil Johannes Purgoldt persönlich und eigenhändig daran hatte