9 research outputs found
Capacidade para o trabalho em indivĂduos com lesões mĂşsculo-esquelĂ©ticas crĂ´nicas
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From Food Product to Food Experience: How to Use Design Thinking to Service Vulnerable Populations and Improve Their Food Well-Being
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Monitoring of sausage products sold in Sichuan Province, China: a first comprehensive report on meat species’ authenticity determination
No full textSynthesis of tetrazole and its derivatives by heterocyclization reaction involving primary amines, orthoesters, and azides
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"In the short run blasé, in the long run risqué": on the effects of monetary policy on bank credit risk-taking in the short versus long run
No full textWe identify the impact of short-term interest rates on credit risk-taking in the short and long run by analyzing a comprehensive credit register from Spain, a country where for the last twenty years monetary policy was mostly decided abroad. Duration analyses show that lower overnight rates prior to loan origination lead banks to lend more to borrowers with a worse credit history and to grant more loans with a higher per-period probability of default. Lower overnight rates during the life of the loan reduce this probability. Bank, borrower and market characteristics determine the impact of overnight rates on credit risk-taking
