2,026 research outputs found
Comparing high school students' attitudes towards borrowing for higher education in England and the United States: Who are the most loan averse?
Get PDFStudent borrowing is a major higher education public policy issue, with students in both England and the United States increasingly relying on loans to finance postsecondary education. Our paper examines prospective higher education students' attitudes towards debt in England and the United States. It exploits a unique dataset which allows us to compare students' responses to similar surveys conducted in both countries during the same time period. Our study is the first of its kind to explore how students' borrowing attitudes differ across the two countries. It confirms widespread loan aversion among prospective higher education students in both countries. But students in the United States are more debt averse than their peers in England. These debt averse attitudes also predict lower intentions to pursue higher education, potentially exacerbating existing inequalities in access. We consider how these attitudes to borrowing are likely shaped by each country's distinctive student loan system. We conclude that the design of loans matters. England's income-contingent loan repayments, in contrast to North America's mortgage style repayments, make borrowing less risky and reduce the impact of loan aversion on participation decisions, while borrowing is more common, and the system less complicated, in England. Thus, there are lessons for other countries considering introducing student loans or reforming their provision. We contribute to the extant literature on the determinants of, and socioeconomic differences in, higher education participation and the overlooked role of student debt aversion
Federal Pell Grant Eligibility and Receipt: Explaining Nonreceipt and Changes to EFC Using National and Institutional Data
Get PDFIn examining national data on Federal Pell Grant eligibility in the National Postsecondary Student Aid Study (NPSAS), we were puzzled to discover that many students who appear to have eligible Expected Family Contributions (EFCs) do not receive the award. We use institutional data from a large public university to understand and enumerate changes from initial Free Application for Student Financial Aid (FAFSA) EFC to final Pell Grant EFC and explore why EFC changes occur. We determine that the nonreceipt of Pell Grant observed in NPSAS is likely due to NPSAS not reporting final Pell Grant EFCs. We examine how the verification process results in changes to EFC and describe how nearly half of students who experienced a change in EFC during the award year were not asked to verify. We also observe that selection for Quality Assurance verification and EFC changes varied based on students’ demographics characteristics. The paper concludes with discussion of improving the verification process
How experienced SoTL researchers develop the credibility of their work
Get PDFTeaching and learning research in higher education, often referred to as the Scholarship of Teaching and Learning (SoTL), is still relatively novel in many academic contexts compared to the mainstay of disciplinary research. One indication of this is the challenges those who engage in SoTL report in terms of how this work is valued or considered credible amongst disciplinary colleagues and in the face of institutional policies and practices. This paper moves beyond the literature that describes these specific challenges to investigate how 23 experienced SoTL researchers from five different countries understood the notion of credibility in relationship to their SoTL research and how they went about developing credibility for their work. Semi-structured interviews were facilitated and analyzed using inductive analysis. Findings indicate that notions of credibility encompassed putting SoTL research into action and building capacity and community around research findings, as well as gaining external validation through traditional indicators such as publishing. SoTL researchers reported a variety of strategies and approaches they were using, both formal and informal, to develop credibility for their work. The direct focus of this paper on credibility of SoTL work as perceived by experienced SoTL researchers, and how they go about developing credibility, is a distinct contribution to the discussions about the valuing of SoTL work
Jovian Plasma Modeling for Mission Design
Get PDFThe purpose of this report is to address uncertainties in the plasma models at Jupiter responsible for surface charging and to update the jovian plasma models using the most recent data available. The updated plasma environment models were then used to evaluate two proposed Europa mission designs for spacecraft charging effects using the Nascap-2k code. The original Divine/Garrett jovian plasma model (or "DG1", T. N. Divine and H. B. Garrett, "Charged particle distributions in Jupiter's magnetosphere," J. Geophys. Res., vol. 88, pp. 6889-6903,1983) has not been updated in 30 years, and there are known errors in the model. As an example, the cold ion plasma temperatures between approx.5 and 10 Jupiter radii (Rj) were found by the experimenters who originally published the data to have been underestimated by approx.2 shortly after publication of the original DG1 model. As knowledge of the plasma environment is critical to any evaluation of the surface charging at Jupiter, the original DG1 model needed to be updated to correct for this and other changes in our interpretation of the data so that charging levels could beproperly estimated using the Nascap-2k charging code. As an additional task, the Nascap-2k spacecraft charging tool has been adapted to incorporate the so-called Kappa plasma distribution function--an important component of the plasma model necessary to compute the particle fluxes between approx.5 keV and 100 keV (at the outset of this study,Nascap-2k did not directly incorporate this common representation of the plasma thus limiting the accuracy of our charging estimates). The updating of the DG1 model and its integration into the Nascap-2k design tool means that charging concerns can now be more efficiently evaluated and mitigated. (We note that, given the subsequent decision by the Europa project to utilize solar arrays for its baseline design, surface charging effects have becomeeven more of an issue for its mission design). The modifications and results of those modifications to the DG1 model to produce the new DG2 model presented here and the steps taken to integrate the DG2 predictions into Nascap-2k are described in this repor
Improving College Performance and Retention the Easy Way: Unpacking the ACT Exam
Get PDFColleges rely on the ACT exam in their admission decisions to increase their ability to differentiate between students likely to succeed and those that have a high risk of under-performing and dropping out. We show that two of the four sub tests of the ACT, English and Mathematics, are highly predictive of positive college outcomes while the other two subtests, Science and Reading, provide little or no additional predictive power. This result is robust across various samples, specifications, and outcome measures. We demonstrate that focusing solely on the English and Mathematics test scores greatly enhances the predictive validity of the ACT exam.
Quantifying exhumation at the giant pulang porphyry Cu-Au deposit using U-Pb-He dating
Get PDFThe Triassic Pulang porphyry Cu-Au deposit, located in the South Yidun terrane, is the oldest and one of the largest porphyry deposits in the southeastern Tibetan Plateau. The mineralization occurs mostly in the potassic alteration zone of the Pulang intrusive complex. U-Pb-He triple dating, namely apatite (U-Th)/He, zircon U-Pb, and zircon (U-Th)/He dating, together with inverse thermal modeling, reveals that the Pulang complex was emplaced at a paleodepth of ~5.0 to 6.5 km at 215 ± 2 Ma. The deep-level emplacement of the complex, coupled with the episodic replenishment of the magma chamber, gave rise to the establishment of a prolonged magmatic-hydrothermal system at Pulang. Although a range of single-grain zircon and apatite (U-Th)/He ages were obtained on each sample, the weighted mean zircon and apatite (U-Th)/He ages vary systematically with elevation, defining a multistage cooling/denudation history at Pulang. Specifically, three phases of cooling were recognized from inverse thermal modeling, including rapid cooling (80°–120°C/m.y.) in the Late Triassic, moderate cooling (3°–5°C/m.y.) from the Late Triassic to Early Cretaceous, and a protracted slow cooling period (<1°C/m.y.) from the Early Cretaceous to the present day. The first phase of cooling can be mainly attributed to magmatic cooling, whereas the later two phases of cooling were predominantly controlled by uplift and denudation processes. Moreover, the remarkable decrease in the cooling rate from the second to the third phase can be linked to a decreasing erosion rate during the third phase, supported by age-elevation relationships. Overall, our results indicate that the Pulang complex experienced two stages of exhumation at 33 to 45 m/m.y. and 5 to 17 m/m.y. Based on these data, we estimate that approximately 558- to 1,099-m thickness of materials have been removed from the Pulang complex during uplift and erosion, including a large volume of ore. The long time span (>50 m.y.) of extremely slow cooling and erosion at Pulang could be related to the formation and preservation of a peneplain on the southeastern Tibetan Plateau since the Late Cretaceous. A relict peneplain thus signifies a favorable tectonic environment for the preservation of ancient porphyry systems worldwide
- …
