Plan de negocios de una FinTech especializada en asesoría financiera para emprendedores y potenciales emprendedores de Lima Metropolitana y de la ciudad de Arequipa

El modelo de negocio de la FinTech KIPU presenta una gran oportunidad de mercado, y está basado en los servicios free y premium, orientados a emprendedores y potenciales emprendedores de Lima y Arequipa. El servicio free ofrece una aplicación móvil para el control diario de ingresos y egresos, y el servicio premium está compuesto por una versión principal y una versión completa, los cuales se desarrollan en una plataforma digital. La versión principal comprende el desarrollo y seguimiento de un plan financiero con acompañamiento personalizado de un asesor financi ero, y la versión completa, adiciona a la versión principal, el cálculo y pago de impuestos a SUNAT. El modelo final de negocio partió de un proceso exhaustivo de validación, aplicando la metodología LeanStartUp. Durante este proceso se iteró la idea inicial de negocio hacia el modelo final de la FinTech KIPU. Además, se determinó que la ventaja competitiva de KIPU -que le permitirá competir y posicionarse en el segmento de mercado definido- es la de calidad superior. Por último, según la evaluación económica-financiera, el VAN esperado de KIPU asciende a S/501,223, con un periodo de recuperación 2 años y 1 mes y con una TIR de 93.75%

Blueberry Advisory Committee Research Report

The 1988 edition of the Blueberry Advisory Committee Research Reports was prepared for the Maine Wild Blueberry Commission and the University of Maine Wild Blueberry Advisory Committee by researchers with the Maine Agricultural Experiment Station and Maine Cooperative Extension Service at the University of Maine, Orono. Projects in this report include: 1. Monitoring methods, economic injury levels, and action thresholds for blueberry spanworm larvae in vegetative year fields. 2. Control of secondary blueberry pests 3. Control of blueberry maggot 4. Effect of pruning practices on blueberry insect abundance 5. Survey of Fungi Contaminating Lowbush Blueberries 6. Nutrition Survey 1988 7. Phosphorus Dose/Response Curve 8. Effect of Several Mulches on Frost Heaving, Soil Moisture, Soil Temperature and Rhizome Development 9. Influence of Mulch Sources on Clonal Spread-SCS Study, Deblois 10. Effect of Surface Mulches on Stabilizing Lowbush Blueberry Soil in Barren Areas 11. Nitrogen-Phosphorus Study 12. Changes in Sugar and Organic Acids of Blueberries During Development, Preprocess Lag Time and Storage 13. Characterization of Pectin in Blueberries 14. Effect of Hexazinone (VELPAR) on Species Distribution in Lowbush Blueberry Fields 15. Evaluation of Setyhoxydim (POAST) for Bunchgrass Control 16. Evaluation and modification of commercial wipers 17. Evaluation of Five Preemergence Herbicides for Control of Oatgrass and Bunchgrass 18. Effect of rate and formulation of hexazinone (VELPAR) on bunchberry 19. Bracken fern control alternatives 20. Hexazinone (VELPAR) and terbacil (SINBAR) combinations for weed control 21. Evaluation of hexazinone (VELPAR) with spot treatments of glyphosate (ROUNDUP) or sethoxydin (POAST) for bunchgrass control 22. Directed sprays of glyphosate (ROUNDUP) for bunchberry control. 23. Evaluation of Postemergence Applications of Chlorimuron for Bunchberry Control 24. Seedling Pruning Study 25. Blueberry Harvester Trials 26. Blueberry Extension Progra

Outcomes from elective colorectal cancer surgery during the SARS-CoV-2 pandemic

This study aimed to describe the change in surgical practice and the impact of SARS-CoV-2 on mortality after surgical resection of colorectal cancer during the initial phases of the SARS-CoV-2 pandemic

Like gold dust these days’: domestic violence fact-finding hearings in child contact cases

Fact-finding hearings may be held to determine disputed allegations of domestic violence in child contact cases in England and Wales, and can play a vital role for mothers seeking protection and autonomy from violent fathers. Drawing on the author’s empirical study, this article examines the implications for the holding of fact-finding hearings of judges’ and professionals’ understandings of domestic violence and the extent to which they perceive it to be relevant to contact. While more judges and professionals are developing their understanding of domestic violence, the ambit of when and how it is considered relevant to contact has grown increasingly narrow, which suggests that many disputed allegations of domestic violence are disregarded and women and children continue to be put at risk from violent fathers. This bifurcated approach is likely to have significant implications for recent developments in this area of family law which are considered in this article

Workshop Summary: Computational and Complexity Issues in . . .

The correctness of computer hardware and software is an area of growing theoretical interest and practical importance. It is now widely acknowledged that effective reasoning about program correctness requires: (i) the use of appropriate formalisms, such as temporal logic or automata, for rigorously specifying correct behavior, and (ii) the use of mechanical reasoning algorithms, such as model checkers, to permit proofs of correctness that could not reasonably be constructed by hand owing to the intractable amount of tedious detail to be constructed automatically. A principal limiting factor in automated verification is the computational complexity of various associated mechanical reasoning problems. This complexity might be prohibitively high because of the combinatorial state explosion problem, which appears in many guises. The DIMACS Workshop on Computational and Complexity Issues in Automated Verification, held at Rutgers University on March 25-28, 1996, and organized by Bob Brayton..