The Impact Of Financial Leverage On Business Performance: A Quantitative Study In The Tourism Sector Of Croatia

This research analyzes the impact of financial leverage on business performance in the five largest Croatian tourism companies, which together hold more than 60% of the country’s tourism capacities. Using quantitative methods, including descriptive statistics, correlation, and regression analysis, the relationship between the level of debt and indicators of business performance was examined. The results indicate a positive impact of financial leverage on business performance, suggesting that adequate management of the financial structure can contribute to improving business results. However, the work also recognizes potential risks associated with the excessive use of debt, pointing to the importance of a balanced financial strategy. Despite certain limitations, such as a limited sample and focus only on the tourism sector, the results of the research provide valuable insights for managers, investors, the scientific and academic community. The research stands out for its relevance and topicality, especially in the context of economic challenges and potential economic instabilities. The paper also emphasizes the need for further research to better understand the mechanisms through which financial leverage affects business performance, and it can serve as a foundation for future research in this important area

OPTIMALNI PARAMETRI MINIRANJA U TUNELIMA PATRONIRANIM I PUMPANIM EKSPLOZIVIMA S ELEKTRIČNIM I NEELEKTRIČNIM NAČINOM INICIRANJA

The parameters of drilling and blasting procedures during excavation of Grič and mala Kapela Tunnels are presented in this work. The tunnels are being constructed according to NATM (New Austrian Tunneling Method) in two parallel tubes. By Comparison of blasting with patroned and pumped explosives and electric and non-electric mode of initiation, optimal technological parameters have been defined concerning duration of blasting working cycle, progress, tunnel category and seismic effects of blasting on the tunnel support system of the parallel tunnel tube.U radu su prikazani parametri bušenja i miniranja tijekom iskopa tunela Grič i Mala Kapela. Tuneli se izvode Novom austrijskom tunelskom metodom s dvije paralelne cijevi. Uspoređujući miniranje s patroniranim i pumpanim eksplozivom i s električnim i neelektričnim načinom iniciranja, definiraju se optimalni tehnološki parametri s obzirom na vremensko trajanje radnog ciklusa miniranja, napredovanja, tunelske kategorije i seizmičkog utjecaja miniranja na tunelsku podgradu paralelne tunelske cijevi

General Psychopathology and Dysregulation Profile in a Longitudinal Community Sample: Stability, Antecedents and Outcomes.

The general factor of psychopathology (GP, or p factor) and the Dysregulation Profile (DP) are two conceptually similar, but independently developed approaches to understand psychopathology. GP and DP models and their stability, antecedents and outcomes are studied in a longitudinal sample of 1073 children (49.8% female). GP and DP models were estimated at ages 8 and 14 years using the parent-reported Child Behavior Checklist (CBCL) and Youth Self Report (YSR). Early childhood antecedents and adolescent outcomes were derived using a multi-method multi-informant approach. Results showed that the general GP and DP had similar key symptoms and were similarly related to early-childhood antecedents (e.g., lower effortful control, higher maternal depression) and adolescent outcomes (e.g., reduced academic functioning, poorer mental health). This study demonstrates that GP and DP are highly similar constructs in middle childhood and adolescence, both describing a general vulnerability for psychopathology with (emotional) dysregulation at its core. Scientific integration of these approaches could lead to a better understanding of the structure, antecedents and outcomes of psychopathology

Influence of communication activities on Customer Behaviour

Ponašanje potrošača u današnjem svijetu element je s kojim se svakodnevo susreću sva poduzeća. Pri svakom novom proizvodu/uslugi, pri svakom izlazu na tržište potrebno je prije toga učiniti kvalitetno istraživanje. Čovjek najveći dio svog vremena provodi u komunikaciji s drugim ljudima. Komunikacija se stvara i razvija od malih nogu a putem nje se prenose misli, osjećaji, želje i drugo. Marketing se mijenja kako se mijenja i tržište što znači da se mijenja i njegov pojam te se počinje javljati i integrirana marketinška komunikacija koja svoju svrhu stvara na unapređenju prodaje, izravnim oblicima komunikacije, odnosima s javnošću, institucijskim oglašavanjem, oglašavanjem s razlogom. Cilj integrirane marketinške komunikacije je stvaranje pozitivnog mišljenja, preferencije te kupovine proizvoda i usluga, a oblici komunikacije kojima se ovo postiže jesu oglašavanje, izravna marketinška komunikacija, unapređenje prodaje, osobna prodaja, odnosi s javnošću, publicitet i vanjsko oglašavanje.Komunikacijske aktivnosti su veoma važne i utječu na ponašanje potrošača.Consumer behavior in today's world is an element with which all companies' face every day. With each new product / service, at every exit on the market it is necessary to previously do quality research. People most of time spent communicating with other people. Communication creates and develops at an early age and it is transmitted through the thoughts, feelings, desires and more. Marketing is changing how the market is changing. In marketing, so now we meet integrated marketing communication that creates a purpose to improve sales, direct forms of communication, public relations, institutional advertising, advertising for a reason. The goal of integrated marketing communications is to create a positive opinion, preferences and purchasing products and services, and forms of communication with which this is achieved are advertising, direct marketing communications, sales promotion, personal selling, public relations, publicity and external advertising. Communication activities are very important and affect consumer behavior

Influence of communication activities on Customer Behaviour

Ponašanje potrošača u današnjem svijetu element je s kojim se svakodnevo susreću sva poduzeća. Pri svakom novom proizvodu/uslugi, pri svakom izlazu na tržište potrebno je prije toga učiniti kvalitetno istraživanje. Čovjek najveći dio svog vremena provodi u komunikaciji s drugim ljudima. Komunikacija se stvara i razvija od malih nogu a putem nje se prenose misli, osjećaji, želje i drugo. Marketing se mijenja kako se mijenja i tržište što znači da se mijenja i njegov pojam te se počinje javljati i integrirana marketinška komunikacija koja svoju svrhu stvara na unapređenju prodaje, izravnim oblicima komunikacije, odnosima s javnošću, institucijskim oglašavanjem, oglašavanjem s razlogom. Cilj integrirane marketinške komunikacije je stvaranje pozitivnog mišljenja, preferencije te kupovine proizvoda i usluga, a oblici komunikacije kojima se ovo postiže jesu oglašavanje, izravna marketinška komunikacija, unapređenje prodaje, osobna prodaja, odnosi s javnošću, publicitet i vanjsko oglašavanje.Komunikacijske aktivnosti su veoma važne i utječu na ponašanje potrošača.Consumer behavior in today's world is an element with which all companies' face every day. With each new product / service, at every exit on the market it is necessary to previously do quality research. People most of time spent communicating with other people. Communication creates and develops at an early age and it is transmitted through the thoughts, feelings, desires and more. Marketing is changing how the market is changing. In marketing, so now we meet integrated marketing communication that creates a purpose to improve sales, direct forms of communication, public relations, institutional advertising, advertising for a reason. The goal of integrated marketing communications is to create a positive opinion, preferences and purchasing products and services, and forms of communication with which this is achieved are advertising, direct marketing communications, sales promotion, personal selling, public relations, publicity and external advertising. Communication activities are very important and affect consumer behavior

Alcuni nuovi graffiti glagolitici a Pola e Castua

Na južnom zidu crkve Sv. Franje u Puli na ostatku zavjetnog križa pronađen je glagoljski grafit iz 15-16. stoljeća čiji tekst sadrži zaziv: Va ime Božje... i ime tvorca:..to pisa Jelinić\u27 Franac\u27. Kako ispred imena nema titule, postoji vjerojatnost da je Fran Jelinić pismeni svjetovnjak. Južno od grada Kastva, na malom brežuljku zvanom Gora Kalvarija, u romaničkoj crkvici sv. Viktora, za vrijeme restauratorskih radova nađen je glagoljski natpis iz 15. stoljeća: dva retka koja sadrže 29 slova, od kojih 4 teško čitljiva. Taj skromni grafit bilježi: Ovo je napisao Mate kada nije mogao ući u grad. U Kastvu je do sada pronađeno 18 glagoljskih natpisa, od kojih jedan na zvoniku te iste crkvice sv. Viktora.Un graffito croato-glagolitico è stato trovato di recente, inciso sulla cornice circonadate una delle dodici croci di consacrazione conservatasi dipinta sulla parete sud della chiesa di S. Francesco a Pula. Il graffito risale al 15-16. secolo e contiene la consueta invocazione Va ime Božie..(In nomine Dei) con la firma dell\u27autore... to pisa Jelinić\u27 Franac\u27 (hoc scripsit...), probabilamente un fedele laico di origine istriana. A sud della cità di Kastav (Castua), su una piccola collina detta Gora Kalvarija (Monte Calvario), nella chiesetta romanica di San Vittore, durante i lavori di restauro nel 1894, è stata trovata un\u27inscrizione glagolitica nel 15 secolo: due righe contenenti 29 lettere, di cui difficilmente leggibili. Quest\u27 umile graffito dice: Ciò scrisse Mato quando non poteva entrare in città. A Kastav finora sono stato trovate 18 inscrizioni glagolitiche, di cui una sul campanile della stessa chiesetta di San Vittore