The geographies of access to enterprise finance: the case of the West Midlands, UK

The geographies of access to enterprise finance: the case of the West Midlands, UK, Regional Studies. Whilst there is a long history of credit rationing to small and medium-sized enterprises (SMEs) in the UK, the financial crisis has seen banks retreat further from lending to viable SMEs due to a reassessment of risk and lack of available capital. In so doing, the credit crunch is thought to be creating new geographies of financial exclusion. This paper explores the financial inclusion of enterprise through community development finance institutions (CDFIs) which provide loan finance to firms at the commercial margins in the West Midlands, UK. The paper concludes that CDFIs could partially address the financial exclusion of enterprise as an additional, alternative source of finance to that of mainstream banks

Article announcing the 1971 shortlist: Part 1

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Article announcing the winner of the 1972 prize: Part 9

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Article announcing Malcolm Muggeridge's resignation from the judging panel: Part 4

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Article announcing the winner of the 1971 prize: Part 2

Articles and cuttings announcing the winner of the 1971 Booker Priz

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