A Performance Evaluation of Impact of Information Technology on Nigeria Banks

The banking sector of the economy has realised that banking requires prompt delivery of services, efficiency and automation of banking operations. This has prompted many Banks in Nigeria to invest huge sums of money in Information Technology to enhance their performance and offer comprehensive nation-wide services to their customers. This paper is a research to determine if the information technology employed by banks is performing to expectation. A survey was conducted· amongst banks in Nigeria. A Likert format questionnaire instrument, which was a .: . hybrid, adapted from Ron Weber IT performance Evaluation technique was designed and administered among bank staff in 34 banks within Lagos metropolis to ascertain the status of huge investment on IT in their banks. The questionnaire was analysed using simple percentage and Chi square statistical techniques. It was found that the information technology employed by Nigerian Banks have been performing to expectation, but with occasional downtime

Micro-Financing of Nigerian Micro and Small Entrepreneurs: Creating Value to the National Productivity ( A study of South-west Nigeria)

The s tudy investigated the impact of micro-financing of Nigerian micro and small entrepreneurs' as a measure of creating va lue to increasing productivity in Nigeria. Releva nt literil tures were sourced on how micro and small entrepreneurs ' contributions in South-West Nigeria could create value to the national p rod ucti vity. Theoreticill models were reflected and used in d evelopiilg the two hypotheses investigated through the surn~y of three hundred ctnd sixtyseven (367) micro enterprises, Jnd one hundred and thirtyfive (135) small enter prises which were randomly selected 'A~tb thf• ~id nf ITndti-s ~,lg/-. r~: r. ~ · ,.; s ~ --- ·· Multip le regressions vvcrc used to analy ze enterpri5es finance by microfinancc banks in Nigeria. Findings rt' l·ealed tha t micro-financing of rnicro and small entrepreneurs enhanced their productivity; and the impact of the fina nce ,.,·as fel t in their contr ibutiuns to the gro,vth uf the national productivity. It was recommended that microfinance and training supports s hould be made mandatory to further enhance p roductivi ty of micro entrepreneurs in Nigeria

Effective Management of Marketing Programmes for The Sustainable Development of Small And Medium Enterprises in Nigeria

The study investigated how Nigerian small and medium enterprises effectively managed marketing programmes for their development and sustainability. Relevant theories were employed to justify the variables. Two hypotheses were investigated through the survey of randomly selected 555 small scale entrepreneurs, and 93 medium scale entrepreneurs; with appropriate statistics. Findings indicated a strong correlation between the use of marketing programmes and their development; and effective management will aid sustainable development of Nigerian small and medium enterprises. It was recommended that qualified academics and professionals should be appointed to appropriate portfolios, while issues of sectionalism, tribalism, and nepotism should be eliminated

Marketing of Non Financial Services of Microfinance Institutions; Impact on Micro Small and Medium Enterprises' Business Performance

The study investigated how marketing of non-financial services ofmicrofinance institutions impacted the pe1jormance of small enterprises in Southwest, Nigeria. The objectives examined the impact of marketing of non~financial services offered on organizational performance; and on kinds of the business practices. Likable variables were examined with the theoretical models of building customer relationship. The findings revealed that marketing of non-financial services had positive impact on organizational pe1jormance; while significant impact was revealed among various kinds of business practices. The study recommended marketing of non-financial services, and monitoring the effectiveness of the services in relations to the pe1jormance of MSMEs

Influence of Biofertilizer-Fortified Organic and Inorganic Nitrogenous Fertilizers on Performance of Sesame (Sesamum indicum Linn.) and Soil Properties Under Savanna Ecoregion

Application of chemical fertilizers as supplement to the pre-existing soil nutrients has become inevitable for obtaining optimum crop performance in the tropics. However, persistent application of inorganic fertilizers affects soil physicochemical conditions and reduces crop productivity. Integration of mycorrhizal inoculum as biofertilizer and organic manure with little inorganic fertilizer input could improve crop performance and soil quality. However, there is little information on response of crops particularly Sesame (Sesamum indicum L.) to such integrated nutrient management approach. Two greenhouse experiments were carried out at Ladoke Akintola University of Technology (LAUTECH), Ogbomoso, Nigeria and Institute of Agricultural Research and Training (I.A.R&T), Moor plantation, Ibadan, Nigeria to assess response of sesame to integrated nutrient management approach. Twelve factorial combinations each of integrated green tithonia biomass and urea, with and without Glomus clarum mycorrhizal inoculum were investigated. Trials were arranged in a completely randomized design with three replications. Data were collected on growth and yield parameters and analysed using ANOVA at p < 0.05. Mycorrhizal inoculation significantly enhanced sesame growth (except number of branches) and yield with or without applied N-source(s), compared to their non-inoculated counterparts. Sesame responded best to inoculation of 75% tithonia + 25 % Urea + Glomus clarum which significantly enhanced plant height, stem circumference, number of leaves, biomass yield and seed yield. Soil physical and chemical properties significantly improved with increasing application of green Tithonia-biomass. At above 50 % of urea integration, values of growth and yield parameters were statistically similar but significantly higher than the control. Thus, green Tithonia-biomass integration at 75 % level with urea at 25 % level to meet up N-requirement of sesame + mycorrhizal inoculum is suitable for optimum growth and yield of sesame and improved soil quality under savanna ecoregion