Q’UMARA

El concepto de vida saludable es cada vez más común entre los jóvenes y adultos en el Perú, lo cual va relacionada con una mejor alimentación. Según estudios que se realizaron en las puertas de clínicas, muchas personas que siguen este estilo de vida buscan evitar una gran enfermedad, el Cáncer. A pesar que esta no es la primera causa de muerte, sino los paros cardiacos, el tratamiento es doloroso y conllevarlo es difícil, por lo cual muchas personas buscan formas sobre cómo evitarlo. De esta forma, los autores de este proyecto investigaron que los frutos oscuros y el yogurt mitigan la aparición de células cancerígenas. Por ello, se creó el emprendimiento de Q’umara, el cual ofrece un yogurt natural con toppings de frutos oscuros totalmente orgánicos. En el presente informe se detallarán el público objetivo y los planes que se llevarán al cabo para que la realización de este proyecto sea exitosa. Se necesitará un capital de 44690 nuevos soles y levantar fondos por 25940 nuevos soles para completar la inversión. Cabe resaltar que los indicadores de este proyecto son llamativos; por ejemplo, el VAN es de 46163 nuevos soles. Por otra parte, el periodo de recupero será en el mes 21.20. Además, el indicador de beneficio costo será de 4.39. Por ello, esperamos convencer a los inversionistas con esta gran idea de negocio.This project was born from the idea that healthy lifestyle is becoming more popular in Peru, which is related to healthy food. According to results of studies that were carried out at the doors of clinics, many people who follow this lifestyle seek to avoid a major disease, Cancer. Although this is not the first cause of death, the treatments are very painful and ruins quality of life This is where 5 students from Universidad Peruana de Ciencias Aplicadas realized that people seek to prevent cancer through their diet. So, they researched about what kind of food could prevent this disease and the results were thar dark fruits and yogurt mitigate the appearance of cancer cells. For this reason, Q’umara was created, which offers a natural yogurt with totally organic dark fruit toppings. This report will detail the target and the plans that will be carried out to make this project successful. A capital of 44690 nuevos soles will be needed. However, as shareholders, a part of these will be placed, but it will be necessary to raise funds for 25,940 nuevos soles to complete the investment. Indicators of this project are very attractive. For example, the Net Present Value discounted with the WACC is 46163 nuevos soles. On the other hand, the recovery period will be in month 21.20. In addition, the cost benefit indicator is 4.39. With these indicators we want to show the potential of this project.Trabajo de investigació

Financial impact of delays in the portfolio loans of the municipal savings and loan instituctions of peru, year 2020

El presente trabajo de investigación fue realizado para tener conocimiento sobre el impacto financiero de la morosidad en la cartera de créditos de las cajas municipales de ahorro y crédito del Perú, año 2020. Así mismo, en la investigación se busca dar a conocer el impacto que tiene los diferentes determinantes macroeconómicos y microeconómicos en la variación de la morosidad. El presente trabajo de investigación se ha desarrollado en cinco partes. En primer lugar, se desarrolló el capítulo I en donde se definen las palabras claves que nos ayudarán a desarrollar el tema principal. En segundo lugar, el capítulo II se explica el problema principal, los objetivos e hipótesis. En tercer lugar, el capítulo III, explica la metodología a utilizar a lo largo de la investigación, ya sea para el hallazgo de la muestra, población y desarrollo cuantitativo y cualitativo de ellas. En cuarto lugar, el capítulo IV, se desarrolló los instrumentos utilizados para poder recolectar información relevante que ayude en dicha investigación. Finalmente, el capítulo V, muestra el análisis de los instrumentos de investigación realizadas al igual que las conclusiones y recomendaciones finales.The present research work was carried out to investigate the financial impact of the Debt Portfolio in the Municipal Savings and Credit Banks of Peru in the year 2020. Likewise, this research seeks to make known the impact that the different macroeconomic and microeconomic determinants have on the variation in delinquency or debts. This research work has been developed in five parts. In the first place, chapter I was developed, where the keywords that will help us develop the main topic are defined. Second, Chapter II explains the main problem, objectives and hypotheses. Thirdly, chapter III explains the methodology to be used throughout the investigation, whether for finding the sample, population and quantitative and qualitative development of them. Fourth, chapter IV, developed the instruments used to collect relevant information to help in said research. Finally, chapter V shows the analysis of the research instruments carried out as well as the final conclusions and recommendations.Tesi

Global economic burden of unmet surgical need for appendicitis

Background There is a substantial gap in provision of adequate surgical care in many low- and middle-income countries. This study aimed to identify the economic burden of unmet surgical need for the common condition of appendicitis. Methods Data on the incidence of appendicitis from 170 countries and two different approaches were used to estimate numbers of patients who do not receive surgery: as a fixed proportion of the total unmet surgical need per country (approach 1); and based on country income status (approach 2). Indirect costs with current levels of access and local quality, and those if quality were at the standards of high-income countries, were estimated. A human capital approach was applied, focusing on the economic burden resulting from premature death and absenteeism. Results Excess mortality was 4185 per 100 000 cases of appendicitis using approach 1 and 3448 per 100 000 using approach 2. The economic burden of continuing current levels of access and local quality was US $92 492 million using approach 1 and$73 141 million using approach 2. The economic burden of not providing surgical care to the standards of high-income countries was $95 004 million using approach 1 and$75 666 million using approach 2. The largest share of these costs resulted from premature death (97.7 per cent) and lack of access (97.0 per cent) in contrast to lack of quality. Conclusion For a comparatively non-complex emergency condition such as appendicitis, increasing access to care should be prioritized. Although improving quality of care should not be neglected, increasing provision of care at current standards could reduce societal costs substantially

Global economic burden of unmet surgical need for appendicitis

Background There is a substantial gap in provision of adequate surgical care in many low- and middle-income countries. This study aimed to identify the economic burden of unmet surgical need for the common condition of appendicitis. Methods Data on the incidence of appendicitis from 170 countries and two different approaches were used to estimate numbers of patients who do not receive surgery: as a fixed proportion of the total unmet surgical need per country (approach 1); and based on country income status (approach 2). Indirect costs with current levels of access and local quality, and those if quality were at the standards of high-income countries, were estimated. A human capital approach was applied, focusing on the economic burden resulting from premature death and absenteeism. Results Excess mortality was 4185 per 100 000 cases of appendicitis using approach 1 and 3448 per 100 000 using approach 2. The economic burden of continuing current levels of access and local quality was US $92 492 million using approach 1 and$73 141 million using approach 2. The economic burden of not providing surgical care to the standards of high-income countries was $95 004 million using approach 1 and$75 666 million using approach 2. The largest share of these costs resulted from premature death (97.7 per cent) and lack of access (97.0 per cent) in contrast to lack of quality. Conclusion For a comparatively non-complex emergency condition such as appendicitis, increasing access to care should be prioritized. Although improving quality of care should not be neglected, increasing provision of care at current standards could reduce societal costs substantially