Credit Risk and Capital Requirements for the Portuguese Banking System

In this study, an assessment of the impact of Basel II capital requirement rules driven by credit risk of non-financial firms is performed. Intervals of variation for the risk drivers are established such that capital requirements for firms' credit risk under Basel II exceed capital requirements under Basel I. Moreover, a characterization of the Portuguese Banking system, which includes a description of corporate credit and its associated probabilities of default, and the computation of capital requirements are performed.

Super-replicating Bounds on European Option Prices when the Underlying Asset is Illiquid

We derive super-replicating bounds on European option prices when the underlying asset is illiquid. Illiquidity is taken as the impossibility of transacting the underlying asset at some points in time, generating market incompleteness. We conclude that option price bounds follow a Black-Scholes partial differential equation where the volatility term is adjusted to reflect different levels of illiquidity.

Positive parenting: link with the child’s mental health

Compliance with the fundamental principles of equality and non-discrimination, the right to privacy, autonomy, the right to information that are enshrined in international agreements and the Universal Declaration of the Rights of the Child is the beginning of the promotion of good mental health for the child. Objective: to emphasize the relationship of parental behavior in the child’s mental health. Methodology: exploratory study within the scope of the theme in order to emerge contributions in improving children’s mental health. Volume 4 Issue 5 - 2020 Celeste Antão Instituto Politécnico de Bragança, Campus de Santa Apolónia, Bragança, Portugal Correspondence: Celeste Antão, Instituto Politécnico de Bragança, Campus de Santa Apolónia, Bragança, Portugal, UICISA: E-Higher School of Health, Email Received: August 23, 2020 | Published: September 14, 2020 Results: A positive parenting with healthy interaction, security and good behavior management are undoubtedly promoters of good mental health. Conclusion: The training of parents as caregivers, an example of a child’s learning through imitation processes.info:eu-repo/semantics/publishedVersio

Child development: a cultural approach

Child development is the subject of interest from different disciplinary areas and different professionals. In this article, we intend to reflect on development and learning related to culture, thinking of paremiological expressions as pedagogical resources in the surveillance of the child taking into account the development areas of Mary Sheridan. To this end, a research was carried out in the paremiology scope of passive generational messages to reflect child development. Behavior/social adaptation and emotions were the most found.info:eu-repo/semantics/publishedVersio

Olhar para Cézanne para aprender a desenhar

Este artigo acompanhou a realização de uma oficina de desenho no âmbito 23º Encontro da APECVA partir da utilização da cor por Cézanne para descrever volume e massa desenvolve-se um exercício de desenho que integra a cor na metodologia de trabalho para representar objectos ou espaço

An integrated communication plan for herdade dos Arrochais

Projectpresente tese de mestrado é um projecto-empresa em cooperação com a Herdade dos Arrochais, uma empresa produtora de vinhos Alentejanos, com localização na Amareleja (Alentejo), cujo reconhecimento por parte dos consumidores é reduzido embora os seus vinhos tenham um grande potencial. Após a identificação do problema, foi analisada toda a envolvente macro-económica, o sector, a concorrência e o consumidor por forma a identificar as oportunidades existentes. Foi igualmente efetuada uma análise interna, que permitiu a identificação das principais lacunas da empresa, e uma revisão de literatura e uma revisão de literatura que permitiu enquadrar os principais conceitos teóricos que estão na base deste projeto. Apesar da atual crise económica, os portugueses continuam a ser dos maiores consumidores de vinho do Mundo, pelo que o problema que se verifica está relacionado com a falta de reconhecimento da marca. A solução encontrada para aumentar o valor e a notoriedade da marca, conquistando clientes e aumentando as vendas, foi um plano de comunicação integrada. Assim, foi elaborado um plano com especial enfoque na proposta de comunicação através da criação de um Website, com o intuito também de melhorar a distribuição. A proposta realizada resultou no desenvolvimento de ideias e ações, reforçando os principais pontos fortes encontrados e criando novas vantagens competitivas, sem esquecer as limitações monetárias da empresa, bem como a concorrência.The present masters’ thesis is a company project with the cooperation of Herdade dos Arrochais, a wine producer in Alentejo, situated in Amareleja (Eastern Alentejo). Although these wines have great potential, they are not very well known amongst consumers. Once the problem was defined, the macroeconomics environment, the sector, the competitors and the consumers were analysed, in order to identify existing opportunities. An internal analysis was also carried out which helped to determine the company’s main shortfalls, and the literature review that allowed to frame the main theoretical concepts which are the bases of this project. Despite the present economic crises, Portuguese people continue to be one of the major wine consumers in the world. However, the problem that arises has to do with the lack of brand awareness. The solution to the problem is a plan for integrated communication, to enhance the value and prestige of the brand, gain new customers, increase the consumer pool and boost sales. The main emphasis was on a communication proposal plan that focused on the creation of a website, but also with the intention of improving distribution. The proposal resulted in the development of ideas and actions, as well as reinforcing the principal strengths of the business, creating new competitive advantages but bearing in mind the monetary limitations of the company and not forgetting about other competitors in the marketplace