Bitcoin investment during Covid-19: the critical factors influencing its adoption

Bitcoin was the first virtual currency to be created in 2009 as a decentralized digital currency that could be transferred from one user to another over the peer-to-peer bitcoin network without the use of intermediaries such as banks and other financial institutions. In terms of finance, governments and other experts are concerned that Bitcoin can be used to avoid currency restrictions, for money manipulation, or criminal activities, and that it may be risky for investors due to the absence of regulations. The purpose of this study is to investigate the factors influencing Bitcoin investment adoption in Covid-19, examine the mediating factors influencing Bitcoin investment adoption in Covid-19, and propose a model of influencing Bitcoin investment adoption in Covid-19. Therefore, a methodological method was employed to accomplish these aims. The theory adopted is the theory of planned behaviour. Purposive sampling was used as the sampling method for the study. A total of 101 full responses were obtained to the web-based questionnaire. Partial Least Squares Structural Equation Modeling (PLS-SEM 3) is utilized to analyze the study's findings. Perceived Behavior Control and Perceived Lack of Alternatives were found to have a favourable association with Intention to Invest in Bitcoin. Meanwhile, Perceived External Pressure has the reverse result, having a marginal influence on the Decision to Invest in Bitcoin. Surprisingly, Perceived Lack of Alternative completely mediates the interaction between Perceived External Pressure and Desire to Invest in Bitcoin. It is anticipated that this analysis would have a clearer picture of Investors' and Consumers' Action on Investing in Bitcoin During Covid-19

Factors Influencing Adoption of Cryptocurrency-Based Transaction from an Islamic Perspective

This paper presents a user study of 201C;perception of the cryptocurrency-based transaction from the Islamic views201D;. The motivation lies with the fact that some users of cryptocurrency-based transaction raised concern on the nature of transactions with Bitcoin. Specifically, some argued that Bitcoin can be easily used for illegal purposes. Therefore, 201C;Technological Acceptance Model201D; was adopted and quantitative research methodology was utilized, to formulate and test some hypothesis that will lead to an establishment of a model. Sample of 306 participants was used in the study. The result of the hypothesis testing indicates that 201C;Behavioral Intention to Use Cryptocurrency from the Islamic perspective201D; is influenced directly by Shari2019;ah Compliance, Perceived Ease of Use, Emotionality, Perceived Usefulness, and Financial Concern. As evident from the analysis, Emotionality is influenced directly by Financial concern and Shari2019;ah Compliance. Whereas, Behavioral Intention is influenced indirectly by Financial Concern. The sample is general and does not specify a specific group of study. This study has contributed to understanding the Islamic issues behind the implementation of Cryptocurrency. This study adopted

Empirical investigation on the barriers of adoption of cryptocurrency-based transaction from an Islamic perspective

Purpose: This paper presents a user study of “perception of the cryptocurrency-based transaction from the Islamic views”. Bitcoin is considered the special type of cryptocurrency used in this study. Users view bitcoin is as an app that provides a personal currency in a digital wallet through which transactions can occur in order to either send, receive, buy, or sell the currency (bitcoins). Information System is an enabler of this mode of transaction, unfortunately, some users raised concern about the nature of transactions with Bitcoin. Specifically, some argued that Bitcoin can be easily used for illegal purposes and that the global public already uses Bitcoin mostly for illegal and Shari’ah non-compliant purposes under Islamic views. Design/methodology/approach: This study adopted “Technological Acceptance Model” and utilized quantitative research methodology, in order to formulate and test some hypotheses that will lead to an establishment of a model. A sample of 306 participants was used in the study. Findings: The result of the hypothesis testing indicate that “Behavioral Intention to Use Cryptocurrency from the Islamic perspective” is influenced directly by Shari’ah Compliance, Perceived Ease of Use, Emotionality, Perceived Usefulness, and Financial Concern. As evident from the analysis, Emotionality is influenced directly by Financial concern and Shari’ah Compliance. Whereas, Behavioral Intention is influenced indirectly by Financial Concerns. Research limitations/implications: The sample is general and does not specify a specific group of study. Practical implications: This study has contributed to understanding the Islamic issues behind the implementation of Cryptocurrency Originality/value: The study formulates and tests a theory for cryptocurrency-based transaction from an Islamic view

A framework for adopting blockchain technology in medical health records in Nigeria

Although Nigeria is one of the countries seeking to adopt modern technologies to solve its economic, health and other problems. However, Looking at the challenges, Nigeria still lack to adopt the Blockchain technology in healthcare providers to solve almost all of these issues. This may be due to the political issues of the state, and perhaps lack of infrastructure, awareness, education, cultural heritage Moreover, more important is the lack of effective model for adoption Blockchain technology in medical healthcare in Nigeria. Therefore, the attention of this study is to develop a framework to for adopting Blockchain technology in medical health data records in Nigeria

The factors influencing the adoption of bitcoin investment during covid-19

Bitcoin was the first virtual money to be developed in 2009 as a decentralized digital currency that can be sent by one consumer to another through the peer-to-peer bitcoin network without the use of intermediaries such as banks. Regarding finance, governments and other experts are concerned that Bitcoin can be used to circumvent currency caps, for money manipulation or illicit transactions, and could be dangerous for investors due to a lack of regulations. This paper investigates the factors influencing Bitcoin investment adoption during Covid-19. As a consequence, a methodological method was employed to accomplish these aims. The Principle of Expected Action has been introduced. Purposive sampling was used as the sampling method. A total of 101 full responses were obtained to the web-based questionnaire. Smart Partial Least Squares are used to analyse the findings (PLS). Perceived Behavior Control and Perceived Lack of Alternatives were found to have a favourable association with Intention to Invest in Bitcoin. Meanwhile, Perceived External Pressure has the reverse result, having a marginal influence on the Decision to Invest in Bitcoin. Surprisingly, Perceived Lack of Alternative completely mediates the interaction between Perceived External Pressure and Desire to Invest in Bitcoin. It is anticipated that this analysis would have a clearer picture of Investors' and Consumers' Action on Investing in Bitcoin During Covid-19

EXAMINING THE FACTORS INFLUENCING THE SUCCESS OF MOBILE MONEY IN AFGHANISTAN

The advancement and rapid development of mobile money has created extraordinary opportunities for poor people in developing countries to help contribute in the development of the economy. Mobile money has formed an effective and efficient mechanism for the electronic transaction of money. Regardless of the remarkable improvement in the recent decades, the economy of Afghanistan still has not improved. Citizens of this country are some of the poorest in the world. Due to the system being undigitized and corruption, there is distrust among banks, bribery, graft of employee salaries by their supervisors and high costs of currency transport. There is very limited accessibility to basic financial services due to lack of e-transaction and banking services. The introduction of mobile money as an electronic transfer of money can be a partial solution to the problems being faced in Afghanistan. However, lack of system quality, information quality and service quality assurances is an essential problem to the success and usage of mobile money which need to be improved. This paper aims to determine the impact and influence of system, information, and service qualities on the use of mobile money. The study can help unbanked citizens to access basic financial services through mobile money. It can also help owners assess mobile money to improve the system, information, and service qualities. The DeLone and McLean IS Success Model has been adapted as theoretical method for this paper to evaluate the success of mobile money services based on four influencing factors as the main objectives of the paper. Based on a review of the literature, a quantitative paper method was applied for data collection through an online survey questionnaire. The data has been randomly collected from the users of mobile money in Afghanistan. The data has been analyzed through SPSS and PLS-SEM model. PLS-SEM analyses were performed for the result of the data analysis. Based on the analysis of the responses of the participant, system quality, information quality, service quality and customer value were seen to have significant and positive impact on the success of mobile money services in Afghanistan

Trust based security model for cloud systems in an organization

Cloud storage has several advantages and benefits, including cost savings, increased adaptability, elasticity, and resource efficiency. For all of these advantages, there are also drawbacks and concerns for cloud users. The dispersed and opaque nature of cloud computing services creates several difficulties in their utilisation. As a result, users have little control over their data and information and are unclear if they can trust cloud providers. Consequently, the purpose of this research is to investigate the impact of customer and provider characteristics on cloud service outcomes, as well as the impact of trust on cloud service outcomes, and to see if trust mediates the relationship between customer and provider characteristics and cloud service outcomes. In order to fulfil the study's objectives, the measurement model, factor analysis, structural model assessment, and regression analysis were analysed. According to the study's findings, existing threats in cloud services are one of the reasons customers do not trust cloud service providers. Cloud services are unattractive because of the threats to privacy and security. This study also revealed that trust is critical for cloud service users and providers since it promotes utilisation, customer desire to use, and cloud service provider reputation. It was also observed that if there is no trust in these programmes, the results are quite bad. This research can help cloud service providers/developers understand why some individuals and organisations are unable to use their services

Factors influencing adoption of cryptocurrency-based transaction from an Islamic perspective

This paper presents a user study of “perception of the cryptocurrency-based transaction from the Islamic views”. The motivation lies with the fact that some users of cryptocurrency-based transaction raised concern on the nature of transactions with Bitcoin. Specifically, some argued that Bitcoin can be easily used for illegal purposes. Therefore, “Technological Acceptance Model” was adopted and quantitative research methodology was utilized, to formulate and test some hypothesis that will lead to an establishment of a model. Sample of 306 participants was used in the study. The result of the hypothesis testing indicates that “Behavioral Intention to Use Cryptocurrency from the Islamic perspective” is influenced directly by Shari’ah Compliance, Perceived Ease of Use, Emotionality, Perceived Usefulness, and Financial Concern. As evident from the analysis, Emotionality is influenced directly by Financial concern and Shari’ah Compliance. Whereas, Behavioral Intention is influenced indirectly by Financial Concern. The sample is general and does not specify a specific group of study. This study has contributed to understanding the Islamic issues behind the implementation of Cryptocurrency. This study adopte