Efektivitas Program Membangun Keluarga Utama sebagai Program Pemberdayaan Masyarakat Islami (Studi Kasus di KSPPS BMT Tumang)

Poverty alleviation is a development general agenda all over the world, including Indonesia. Quality and sustainable development is the development capabling of empowering people to alleviate poverty and improve quality of life. The Program of Main Family Building  (MKU) initiated by the Indonesian BMT Association (PBMTI) is a new idea as an effort of  Baitul Maal wa Tamwil (BMT) to be involved in empowerment programs, especially family. The MKU program launched since 2014 needs to be evaluated to find out how effective the program is. This research focuses on program identification through four indicators of effectiveness, namely the accuracy of targets, socialization, objectives and monitoring program. This study uses a quantitative approach by distributing questionnaires to 32 respondents consisting of all MKU program members. The finding revealed that the MKU program implemented by the KSPPS Tumang BMT showed sufficient effectiveness or 72.7% effective

The Role of Attitudes toward Local Product in Green Marketing Strategy: Evidence from Muslim Consumers

The impact of the COVID-19 pandemic has increasingly aroused the awareness of companies towards environmental issues. The company began to make changes in energy utility to reduce environmental impacts, including its marketing pattern. In addition, the issue of the government's campaign to love local products has also influenced consumer purchase intention. For this reason, this study aims to examine the impact of green marketing strategy (GMS) variables, which are green advertising and green brand image, and the attitudes toward local products as the moderating role, on Muslim purchase intention. This study used the partial least square–structural equation modeling (PLS-SEM) method. The data collected from 89 Muslim consumers in Banjarmasin, Indonesia, were processed using SmartPLS. This study uncovered that both GMS variables significantly affected the consumers’ purchase intention. However, this study also found that the attitude toward local products did not moderate the relationship between the two previous variables on purchase intention, but it significantly affected consumers’ purchase intention directly

The Role of Attitudes toward Local Product in Green Marketing Strategy: Evidence from Muslim Consumers

The impact of the COVID-19 pandemic has increasingly aroused the awareness of companies towards environmental issues. The company began to make changes in energy utility to reduce environmental impacts, including its marketing pattern. In addition, the issue of the government's campaign to love local products has also influenced consumer purchase intention. For this reason, this study aims to examine the impact of green marketing strategy (GMS) variables, which are green advertising and green brand image, and the attitudes toward local products as the moderating role, on Muslim purchase intention. This study used the partial least square–structural equation modeling (PLS-SEM) method. The data collected from 89 Muslim consumers in Banjarmasin, Indonesia, were processed using SmartPLS. This study uncovered that both GMS variables significantly affected the consumers’ purchase intention. However, this study also found that the attitude toward local products did not moderate the relationship between the two previous variables on purchase intention, but it significantly affected consumers’ purchase intention directly

Fiqh Mu’āmalah in Theory and Practice: an Overview of Islamic Economics

The Islamic economic paradigm and worldview have resulted in competitive Islamic finance industry in global finance. In the face of intense competition in the global financial industry, Islamic finance requires innovative contracts or products based on sharia through fiqh mu’āmalah. This article aims to understand the issue of fiqh mu’āmalah in Islamic economics. Using descriptive analysis, the author describes the relationship between fiqh mu’āmalah and sharia finance and the prohibition of mu’āmalah, hybrid-contract, Maqāshid sharia, and its supervision. The conclusion in this article clarifies the concept of the prohibition of fiqh mu’āmalah to its supervision without hindering the innovation of Islamic financial activities. Paradigma ekonomi Islam dan cara pandangnya (worldview) telah menghasilkan industri keuangan syariah yang kompetitif dalam keuangan global. Dalam menghadapi persaingan sengit industri keuangan global maka keuangan syariah membutuhkan akad atau produk yang inovatif berbasis syariah melalui fiqih mu’āmalah. Artikel ini bertujuan untuk memahami isu fiqih mu’āmalah dalam studi ekonomi Islam. Dengan menggunakan analisis deskriptif, penulis mendeskripsikan hubungan fiqih mu’āmalah dan keaungan syariah serta larangan mu’āmalah, multi akad, Maqāshid syariah dan pengawasannya. Kesimpulan dalam artikel ini menjernihkan konsep tentang larangan fiqih mu’āmalah hingga pengawasannya tanpa menghambat inovasi dari aktivitas keuangan syariah.Kata Kunci: Fiqh Mu’āmalah, Ekonomi Islam, Maqāshid Syariah, Pengawasan Syariah, Multi Akad

ANALISIS PENGARUH EFEKTIVITAS PROGRAM MEMBANGUN KELUARGA UTAMA (MKU) TERHADAP KEUANGAN INKLUSIF SERTA DAMPAKNYA TERHADAP SOSIAL EKONOMI MASYARAKAT (STUDY KASUS DI KSPPS BMT TUMANG)

Banyaknya program pemberdayaan yang bertujuan untuk meningkatkan kesejahteraan masyarakat tentunya akan merubah kondisi sosial ekonomi masyarakat. Salah satu program pemberdayaan yang dimiliki oleh KSPPS BMT TUMANG adalah program Membangun Keluarga Utama (MKU) yang memiliki kelebihan daripada program pemberdayaan lainnya. Dimana MKU mampu menyediakan akses layanan keuangan langsung kepada para peserta program. Sehingga akses masyarakat terhadap keuangan punsemakin mudah. Pada penelitian ini, alat analisa yang digunakan adalah efektivitas program dan analisa jalur utnuk mengetahui seberapa besar pengaruh atau kontribusi Program MKU terhadap Keuangan inklusif serta dampaknya terehadap sosial ekonomi masyarakat. Dari hasil penelitian didapat bahwa efektivitas program MKU dengan skor 72.2% atau dinilai cukup efektif. Sedangkan hubungan MKU dengan keuangan inklusif sebesar 52.3%, hubungan MKU dengan kondisi sosial ekonomi masyakat 0,4% sedangkan Keuangan inklusif terhadap kondisi sosial ekonomi masyarakat sebesar 49%. Keyword: Efektivitas program,BMT TUMANG, Keuangan Inklusif. Sosial Ekonomi Masyarakat