Developing a knowledge management approach to support managing credit risk in Jordanian banks

It is becoming increasing clear that; in banks; the sharing of knowledge amongst the senior executives has not been as effective as it should have been. The lack of knowledge amongst senior executives about the level of risks taken in sub-prime lending, the resulting "toxic assets‟ and the global nature of the instruments used to spread risks is said to be the main contributing reason for the current worldwide crisis in banks. Banks in Jordan, the focus of this study, are not immune from the exposure to the risks. The banking sector in Jordan is the most important in the Jordanian national economy and has effectively contributed to improving economic development through its important role in mobilising savings and channelling them into different fields of investment. Therefore, the overall aim of this research is to propose that developing a knowledge management (KM) approach to support managing credit risk will help banks in general, and Jordanian banks in particular, in improving the process of managing credit risk. To reach the aim, several objectives have been constructed: 1. Reviewing current status of KM and its relationship with CRM 2. Developing a scale to measure KM behaviour and practices 3. Determining current KM status in Jordanian banks 4. Building a CR decision support system using internal implicit knowledge to reduce the rate of defaults. As a result of this research, a KM approach has been developed to support managing credit risk. The approach contains the following steps: identify, measure, analyse, improve, and evaluate. Using the new KM approach, the main conclusion of this research suggest that considering credit risk management and KM together gives a much stronger basis for banks to manage credit risk

The Political-Economy of RECONSTRUCT to Urban Post-Conflict Reconstruction: The Case of Jobar

This thesis aims to understand the failures in traditional approaches to urban post-conflict reconstruction, assess them from a political economy perspective, and compare them with the bottom-up and participatory RECONSTRUCT approach developed by the Università Iuav di Venezia. The dissertation learns from the mistakes of top-down reconstruction approaches in Beirut, Mosul, and Kabul to argue that a RECONSTRUCT framework that takes into consideration political economy dynamics can help achieve social cohesion and economic empowerment in post-conflict settings. These case studies aim to explain where top-down reconstruction failed in achieving sustainability and inclusiveness, and how this kept those cities vulnerable to relapse to conflict. The Syrian government is preparing for a highly centralised, exclusive, top-down, and unaffordable urban planning approach in the Jobar town in northeast Damascus and elsewhere in government-controlled provinces. This approach does not represent local communities that remained or were forced into displacement. As such, RECONSTRUCT is proposed as an approach to revive the fully-destroyed town and help achieve much-needed social cohesion and peace, while being affordable and driven by the local community. However, RECONSTRUCT lacks a political economy framework. Therefore, the thesis aims to build on RECONSTRUCT while taking into consideration the political economy of Jobar. The aim of the political economy framework is to understand the diverse challenges facing the proposed classical reconstruction approach set forth by the central government without any community consultation or consideration of demographic changes due to displacement and the economic fabric damage that took place during the past decade. The thesis concludes that RECONSTRUCT is affordable because it is owned and driven by the people. It is also a reflection of local communities’ histories and cultures. The research aims to contribute to literature on reconstruction by explaining the shortfalls of traditional approaches, proposing RECONSTRUCT as an alternative approach for a more inclusive and sustainable approach to urban revival, and introducing a political economy framework to that approach. It also aims to make RECONSTRUCT more relevant and viable as a policy option for reconstruction, and not just a technical process

The Deceptively Simple: Translating Donald Trump’s Posts on Twitter into Arabic

This paper investigates the translation strategies that have been employed in translating Donald Trump’s posts on Twitter from English into Arabic, taking into consideration Trump’s use of language characterized by the excessive use of sentence fragments, colloquialism and a discourse that generally lacks cohesion. To achieve this goal, sixty-five tweets posted in 2019, and translated by two media news agencies, namely Russia Today and Anadolu Agency are analyzed to identify the translation strategies adopted by the translators affiliated to these agencies, and to determine the impact of the strategies utilized on the target language texts. The analysis of the corpora reveals that the three most predominant translation strategies adopted by the translators of the aforementioned media outlets are, in order of importance, explicitation, omission and shifts. Overall, these strategies produce target language texts that flow smoothly and succeed in transferring the messages originally expressed in the English tweets. However, on rare occasions when unnecessary omission and unmotivated shifts are adopted, the translators of Russia Today and Anadolu Agency fail to transmit the same communicative values Trump originally conveyed to his English-speaking followers. Keywords: Social media, Twitter, Donald Trump, Translation strategies. DOI: 10.7176/RHSS/11-22-08 Publication date: November 30th 202

The Influential Factors of TQM and TPM Implementation on Manufacturing Industry Performance (MIP)

The demand for quality is the one crucial factor for businesses in today's highly competitive market, to thrive in this ever expanding global market. As a result of intense global competition, Total quality management (TQM) has been created. Most of the previous papers show that TQM is very related to business success. However, the analysis of the Total productive maintenance (TPM) as mediator between TQM and MIP not widely found and previous researches were commonly regarded as general instruments and techniques without particular emphasis on improvement styles. This paper aims to suggest the relationship between TQM and MIP through mediating impact of TPM. The methodology adopted for this research was to use a review of existing literature, this paper explores the theories of TQM and TPM to provide useful information to ensure effective management of manufacturing industry. The key contribution of this paper is to develop a conceptual model to describe the cause- effect relationship between TQM, TPM activities and MIP. The implication of the proposed conceptual model would help academics and policy makers in the industry to better understand the relationship between activities

Design, Implementation and Performance Evaluation of Robust and Secure Watermarking Techniques for Digital Coloured Images. Designing new adaptive and robust imaging techniques for embedding and extracting 2D watermarks in the spatial and transform domain using imaging and signal processing techniques.

The tremendous spreading of multimedia via Internet motivates the watermarking as a new promising technology for copyright protection. This work is concerned with the design and development of novel algorithms in the spatial and transform domains for robust and secure watermarking of coloured images. These algorithms are adaptive, content-dependent and compatible with the Human Visual System (HVS). The host channels have the ability to host a large information payload. Furthermore, it has enough capacity to accept multiple watermarks. Abstract This work achieves several contributions in the area of coloured images watermarking. The most challenging problem is to get a robust algorithm that can overcome geometric attacks, which is solved in this work. Also, the search for a very secure algorithm has been achieved via using double secret keys. In addition, the problem of multiple claims of ownership is solved here using an unusual approach. Furthermore, this work differentiates between terms, which are usually confusing the researchers and lead to misunderstanding in most of the previous algorithms. One of the drawbacks in most of the previous algorithms is that the watermark consists of a small numbers of bits without strict meaning. This work overcomes this weakness III in using meaningful images and text with large amounts of data. Contrary to what is found in literature, this work shows that the green-channel is better than the blue-channel to host the watermarks. A more general and comprehensive test bed besides a broad band of performance evaluation is used to fairly judge the algorithms

SIMULATIONS OF NEWTONIAN AND NON-NEWTONIAN FLOWS IN DEFORMABLE TUBES

Computational models for the investigation of flows in deformable tubes are developed and implemented in the open source computing environment OpenFOAM. Various simulations for Newtonian and non-Newtonian fluids under various flow conditions are carried out and analyzed. First, simulations are performed to investigate the flow of a shear-thinning, non-Newtonian fluid in a collapsed elastic tube and comparisons are made with experimental data. The fluid is modeled by means of the Bird-Carreau viscosity law. The computational domain of the deformed tube is constructed from data obtained via computer tomography imaging. Comparison of the computed velocity fields with the ultrasound Doppler velocity profile measurements show good agreement, as does the adjusted pressure drop along the tube\u27s axis. Analysis of the shear rates show that the shear-thinning effect of the fluid becomes relevant in the cross-sections with the biggest deformation. The peristaltic motion is simulated by means of upper and lower rollers squeezing the fluid along a tube. Two frames of reference are considered. In the moving frame the computational domain is fixed and the coordinate system is moving with the roller speed, and in the fixed frame the roller is represented by a deforming mesh. Several two-dimensional simulations are carried out for Newtonian and non-Newtonian fluids. The effect of the shear-thinning behavior of the fluid on the transport efficiency is examined. In addition, the influence of the roller speed and the gap width between the rollers on the xxvii transport efficiency is discussed. Comparison with experimental data is also presented and different types of moving waves are implemented. In addition, the influence of the roller speed and the gap width between the rollers on the transport efficiency is discussed. Comparison with experimental data is also presented and different types of moving waves are implemented

A Contrastive Study of Pseudogapping and Gapping in Arabic and English

This paper sheds light on two types of ellipsis i.e., Pseudogapping and Gapping and puts each of them in a comparison between Arabic and English languages. It tries to account for the similarities between the two languages in the application of these two types focusing on deleting the verb within these constructions. The methodology followed here is descriptive and analytical. The study reveals that there is a high degree of similarity between the two languages in this respect. Keywords: Ellipsis, Arabic, English.

Bank Rakyat Residential Room Reservation Using Mobile Application

Nowadays mobile applications became a widely used in our world, it has many features rather than the traditional desktop and web applications, and it provides many services in a simple way so the user can do many things through his mobile device. UUM receives every year many international students who face a problem in room reservation inside the university at Bank Rakyat, there are many suggestions to solve this problem, one of these solutions is to implement a system that allows the student to view full information about the accommodation inside the university and booking or browsing a room through the mobile device from his country or before arrives to the university, so the international students will know where they will stay before arriving, and they will not be attempt to seek an accommodation after arriving