Evaluating Banking Websites Privacy Statements – A New Zealand Perspective on Ensuring Business Confidence

Because banks deal with highly personal detailed and sensitive information, they need to establish and maintain the confidence of their customers more assiduously than most other businesses. The rise of internet banking and the advantages to be gained from the garnering of personal data from websites places banks in a position to exploit customer data in a way that might infringe ethical considerations. This investigation analyses the website privacy statements of New Zealand banks in terms of the provisions of the New Zealand Privacy Act. The intention was to find an objective basis for the assessment of business integrity, to explore how confidence in electronic commerce can be assured. The investigation finds that the use of privacy legislation principles as a means of evaluating website privacy statements is revealing and convincing. It is considered that customer confidence will increasingly impact on Internet businesses, and business integrity as demonstrated by comprehensive and relevant privacy statements will go a long way to provide those assurances

Multiple effects of ice load changes and associated stress change on magmatic systems

Ice retreat on volcanoes reduces pressure at the surface of the Earth and induces stress changes in magmatic systems. The consequences can include increased generation of magma at depth, increased magma capture in the crust, and modification of failure conditions of magma chambers. We review the methodology to evaluate each of these effects, and consider the influence of ongoing ice retreat on volcanoes at the Mid-Atlantic divergent plate boundary in Iceland. Evaluation of each of these effects requires a series of assumptions regarding the rheology of the crust and mantle, and the nature of magmatic systems, contributing to relatively large uncertainty in response of a magmatic system to climate warming and associated ice retreat. Pressure release melting due to ice cap retreat in Iceland may at present times generate a similar amount of magma as plate tectonic processes; larger than realized previously. However, new modelling shows that part of this magma may be captured in the crust, rather than being erupted. Gradual retreat of ice caps do steadily modify failure conditions at magma chambers, which is highly dependent on their geometry and depth, as well as the details of ice load variations. A model is presented where long-term ice retreat at Katla volcano decreases the likelihood of eruption, as more magma is needed in the magma chamber to cause failure than in the absence of the ice retreat

Determining the WIMP mass using the complementarity between direct and indirect searches and the ILC

We study the possibility of identifying dark matter properties from XENON-like 100 kg experiments and the GLAST satellite mission. We show that whereas direct detection experiments will probe efficiently light WIMPs, given a positive detection (at the 10% level for $m_{\chi} \lesssim 50$ GeV), GLAST will be able to confirm and even increase the precision in the case of a NFW profile, for a WIMP-nucleon cross-section $\sigma_{\chi-p} \lesssim 10^{-8}$ pb. We also predict the rate of production of a WIMP in the next generation of colliders (ILC), and compare their sensitivity to the WIMP mass with the XENON and GLAST projects.Comment: 32 pages, new figures and a more detailed statistical analysis. Final version to appear in JCA

Biosynthesis of natural and novel C-glycosylflavones utilising recombinant Oryza sativa C-glycosyltransferase (OsCGT) and Desmodium incanum root proteins

The rice C-glycosyltransferase (OsCGT) is one of only a small number of characterised plant C-glycosyltransferases (CGT) known. The enzyme C-glucosylates a 2-hydroxyflavanone substrate with UDP-glucose as the sugar donor to produce C-glucosyl-2-hydroxyflavanones. We tested substrate specificity of the enzyme, using synthetic 2-hydroxyflavanones, and showed it has the potential to generate known natural CGFs that have been isolated from rice and also other plants. In addition, we synthesised novel, unnatural 2-hydroxyflavanone substrates to test the B-ring chemical space of substrate accepted by the OsCGT and demonstrated the OsCGT capacity as a synthetic reagent to generate significant quantities of known and novel CGFs. Many B-ring analogues are tolerated within a confined steric limit. Finally the OsCGT was used to generate novel mono-C-glucosyl-2-hydroxyflavanones as putative biosynthetic intermediates to examine the potential of Desmodium incanum biosynthetic CGTs to produce novel di-C-glycosylflavones, compounds implicated in the allelopathic biological activity of Desmodium against parasitic weeds from the Striga genus

The ISO/NASA Key Project on AGN Spectral Energy Distributions (Characteristics of the ISO Data)

The U.S. ISO Key Project on quasar spectral energy distributions seeks to better understand the very broad-band emission features of quasars from radio to X-rays. A key element of this project is observations of 72 quasars with the ISOPHOT instrument at 8 bands, from 5 to 200 microns. The sample was chosen to span a wide range of redshifts and quasar types. This paper presents an overview of the analysis and reduction techniques, as well as general trends within the data set (comparisons with IRAS fluxes, uncertainties as a function of background sky brightness, and an analysis of vignetting corrections in chopped observing mode). A more detailed look at a few objects in the sample is presented in Wilkes et al. 1999, astro-ph/9902084

A polymorphic tetranucleotide repeat in the CYP19 gene and male breast cancer

The CYP19 gene codes for the aromatase enzyme that is involved in the synthesis of oestrogens. This case–control study examines the relationship between a tetranucleotide repeat sequence in the CYP19 gene and the development of male breast cancer. No significant differences were found between male breast cancer cases and controls. © 2000 Cancer Research Campaig

Possible Evidence For Axino Dark Matter In The Galactic Bulge

Recently, the SPI spectrometer on the INTEGRAL satellite observed strong 511 keV line emission from the galactic bulge. Although the angular distribution (spherically symmetric with width of \sim 9 degree) of this emission is difficult to account for with traditional astrophysical scenarios, light dark matter particles could account for the observation. In this letter, we consider the possibility that decaying axinos in an R-parity violating model of supersymmetry may be the source of this emission. We find that \sim 1-300 MeV axinos with R-parity violating couplings can naturally produce the observed emission.Comment: 4 pages, 1 figure. Version accepted by Physical Review

Association of blood pressure variability and neurocognition in children with chronic kidney disease

Children with chronic kidney disease (CKD) and hypertension have increased blood pressure variability (BPV). Increased BPV has been associated with lower neurocognitive test scores in adults. Children with CKD are at risk for decreased neurocognitive function. Our objective was to determine if children with CKD and increased BPV had worse performance on neurocognitive testing compared with children with CKD and lower BPV

An Efficient Large-Area Grating Coupler for Surface Plasmon Polaritons

We report the design, fabrication and characterization of a periodic grating of shallow rectangular grooves in a metallic film with the goal of maximizing the coupling efficiency of an extended plane wave (PW) of visible or near-infrared light into a single surface plasmon polariton (SPP) mode on a flat metal surface. A PW-to-SPP power conversion factor > 45 % is demonstrated at a wavelength of 780 nm, which exceeds by an order of magnitude the experimental performance of SPP grating couplers reported to date at any wavelength. Conversion efficiency is maximized by matching the dissipative SPP losses along the grating surface to the local coupling strength. This critical coupling condition is experimentally achieved by tailoring the groove depth and width using a focused ion beam.Comment: The final publication is available at http://www.springerlink.com. http://dx.doi.org/10.1007/s11468-011-9303-