大笔医疗支出下的家庭消费缩减策略——基于厦门市的调查分析

本文利用2011年厦门市居民医疗保险情况的电话调查数据考察大笔医疗支出对家庭非医疗消费的影响,利用lOgISTIC回归模型对影响家庭消费缩减策略的因素进行研究。研究发现:当面对大笔医疗支出时,很大一部分家庭会缩减消费,影响缩减策略的因素主要有家庭人数、基本医保覆盖率、收入水平、净医疗费用、有无慢性病患者、是否住院治疗和户口。对于人数多、覆盖率低、收入低、净医疗费用高和有慢性病患者的家庭,大笔医疗支出更可能影响其生存资料消费

A Study of Individual Decision-Making Behavior in Different Social Dilemma Environment: Based on Experiment Comparison of Public Goods and Common Pool Resources

了解社会成员在不同的社会两难问题下的决策行为,有助于合理解决社会两难问题。尽管对于公共品和公共池塘资源问题已有大量理论和实证文献,然而缺乏对于这两类社会困境的比较。文章采用经济学实验的研究方法,对二次公共品和二次公共池塘资源这两类社会两难问题精心构造博弈实验环境,对被试在不同实验环境顺序下的决策行为进行了系统性比较,并据此得到一些有意义的实验启示。Understanding social members under different social dilemma of decision-making behavior is helpful to solve the social dilemma.Although a large number of theoretical and empirical literature focus on the public goods and common pool resources, there is lacking of comparison between these two types of social dilemma.This paper uses experimental economics method, constructs these two types of social dilemma experimental environment, compares the decision-making behavior under different environment, and finds some valuable experimental implications.国家社会科学基金项目(10BJL027); 福建省社会科学规划项目(2011C047