ASEAN-4’S Banking Industry under the U.S. Financial Crisis

由2007年3月美国次贷危机引发的金融危机，到2008年第四季度起已经转变为一场席卷全球的经济与金融相交织的危机，危机的冲击使欧美诸多银行陷入困境乃至倒闭。在金融全球化的背景下，东南亚的银行业也不可能独善其身，全球金融动荡已通过各种传导途径对东南亚的银行系统产生一定程度的影响。东南亚的银行业在经历了1997年东亚金融危机后，进行了较为全面的改革，在美国金融危机爆发时，正处在转变和发展之中，这次美国金融危机对东南亚的银行系统冲击有多大？与欧洲相比，表现有何不同？东南亚银行业能否抵御这场危机？它的银行系统尚存在哪些方面的潜在风险？这些都是值得探索的问题。 本文以新加坡、印度尼西亚、马来西亚、泰国...The financial crisis triggered by U.S. subprime mortgage from the March 2007, have been swept into a global intertwined economic and financial crisis since the fourth quarter of 2008. Under the influence of the crisis, many banks in Europe and the United States have been in trouble, some banks even have collapsed. In the context of financial globalization, Southeast Asia's commercial banks also ca...学位：经济学硕士院系专业：南洋研究院_世界经济学号：2552007115168

A Study on ASEAN-4’s Banking Industry under Global Financial Crisis

2007年爆发的美国次贷危机早已转变为席卷全球的国际金融危机。由于东盟四国的银行业正处在改革与调整时期,其银行业发展轨迹明显不同于其他国家和地区。东盟四国银行业系统的基本面良好,甚至在危机期间还逆势而行,主要得益于东盟四国在1997年东亚金融危机爆发之后所采取的一系列有效的改革措施及此次金融危机东盟四国政府所采取的积极应对举措。The U.S.subprime mortgage crisis broke out in 2007,has long been into the international financial crisis sweeping the globe.Due to the banking industries of ASEAN-4 countries are in a period of reform and adjustment,their banking sector development trajectory is significantly different from other countries and regions.The fundamentals of the banking system of ASEAN-4 countries are sound and even contrarian during the crisis,mainly due to a series of effective reform measures taken by ASEAN-4 countries after the East Asian financial crisis in 1997 and the positive response and a series initiatives adopted by ASEAN-4 countries governments amid crisis.2012年教育部人文社会科学重点研究基地重大项目“全球化下东南亚的金融改革与金融安全研究”(12JJD810017

Southeast Asian Economy Shadowed by America's Financial Tsunami

美国金融危机引发全球性经济衰退,对东南亚各国的虚拟与实体经济同样产生严重影响.由于东南亚国家在经历了1997年金融危机之后执行了较为审慎的宏观经济与金融改革,国家层面、地区和泛地区层面的危机应对举措得力,2008年大部分国家的经济基本良好,金融体制依然健康,资本和外贸市场的动荡仍在可控范围内。但随着美国金融危机“溢出“效应的加强,2009年东南亚的实体经济还会受到进一步损害,金融和经济增长仍面临更为严峻的挑战和考验。Global economic recession triggered by the U.S.financial crisis has produced equal serious consequences to both virtual and real economies of various countries in Southeast Asian.As a result of following a relatively prudent macroeconomic and fiscal policies during the 1997 financial crisis,those countries in the region are capable of coping with crises at the national,regional as well as pan-regional levels.In 2008,economic situation for the vast majority of those countries was basically good,financial systems ware still in a sound status and turbulences in capital and foreign trade markets were well under control.However,as the U.S.financial crisis goes on and its"overflow"effect intensifies,the real economies of Southeast Asian countries in 2009 will further be damaged.Financial and economic growth will still face an even more severe challenge and test