2007年爆发的美国次贷危机早已转变为席卷全球的国际金融危机。由于东盟四国的银行业正处在改革与调整时期,其银行业发展轨迹明显不同于其他国家和地区。东盟四国银行业系统的基本面良好,甚至在危机期间还逆势而行,主要得益于东盟四国在1997年东亚金融危机爆发之后所采取的一系列有效的改革措施及此次金融危机东盟四国政府所采取的积极应对举措。The U.S.subprime mortgage crisis broke out in 2007,has long been into the international financial crisis sweeping the globe.Due to the banking industries of ASEAN-4 countries are in a period of reform and adjustment,their banking sector development trajectory is significantly different from other countries and regions.The fundamentals of the banking system of ASEAN-4 countries are sound and even contrarian during the crisis,mainly due to a series of effective reform measures taken by ASEAN-4 countries after the East Asian financial crisis in 1997 and the positive response and a series initiatives adopted by ASEAN-4 countries governments amid crisis.2012年教育部人文社会科学重点研究基地重大项目“全球化下东南亚的金融改革与金融安全研究”(12JJD810017
