Extending Classical Technology Acceptance Models, A Review of Potential Mobile Device and Consumer Individual Factors to Better Explain Mobile Commerce Acceptance

Purpose - Technology adoption theories are very general, however the factors influencing acceptance could vary on the specific technology and the segments of consumers with their individual traits. This study accomplishes a comprehensive review of literature and to find potential variables to extend classical technology acceptance models specifically in the contexts of mobile technology and mobile commerce with consumer individual traits in mind. Methodology - 1. Methodical Review of key journal articles on Technology Acceptance across multiple key publishers, 2. Review of popular extant models in the context of general technology, 3. Elicit Mobile and Consumer specific considerations 4. Identify theories relevant to mobile devices and consumers as individuals Result - The result showed that the three were multiple mobile device/ commerce and consumer related theories including convenience, perceived risk, trust and deal proneness Study Implications - The theories and the constructs identified in this review could be used by future researchers working to further the acceptance science in the context of mobile devices taking consumer individual factors into consideratio

User acceptance of open enterprise solution: the OSS-ERP case

Organizations implement Enterprise Resource Planning (ERP) systems with the objective of reaching operational efficiency and the incorporation to new markets through the information flow control on time of the entire organization. However, ERP systems are complex tools, mainly for the small and medium size enterprises (SMEs). For these reason, new ERP configurations have arisen for SMEs such as Open Source Software-ERP (OSS-ERP). OSS-ERP is a research topic barely analyzed by the literature. Specifically, this paper’s aim is to focus on the OSS-ERP users’ acceptance and use. The authors have developed a research model based on the Technology Acceptance Model (TAM) for testing the users’ behavior toward OSS-ERP.Las organizaciones implantan Sistemas Integrados de Gestión (ERP, acrónimo de Enterprise Resource Planning) con el objetivo de alcanzar eficiencias operativas y la incorporación a nuevos mercados mediante un mayor control del flujo de información de toda la empresa a tiempo real. Sin embargo, los sistemas ERP son herramientas complejas, principalmente la pequeña y mediana empresa (PYME). Por esta razón, están surgiendo nuevas configuraciones de sistemas ERP para PYME como los sistemas ERP de código abierto (OSS-ERP). OSS-ERP es un tópico de investigación escasamente analizado en la literatura. Concretamente, este artículo se centra en el y aceptación de los usuarios a los sistemas OSS-ERP. Los autores han desarrollado un modelo de investigación basado en Metamodelo de Aceptación de la Tecnología (TAM) para testar el comportamiento de los usuarios hacia los sistemas OSS-ERP

Consumer decision making in mobile-banking service selection

This paper reports on the findings of a study of 267 consumers on the first order selection criteria within a decision making model that utilizes the Analytic Hierarchy Process (AHP) to evaluate mobile banking service selection. The AHP analysis of the first order selection criteria for the full data sample identified ‘Time Saving’ as the highest ranked factor followed by ‘Control’ then ‘Any Place’ and lastly ‘Cost’. The survey also reports on consumer usage patterns for internet and mobile services as well as exploring their experiences with mobile banking services

INTENÇÃO DE USO E A INFLUÊNCIA DA INTERAÇÃO COM DISPOSITIVOS MÓVEIS: APLICAÇÃO DA TECNOLOGIA DE REALIDADE AUMENTADA PARA APRESENTAÇÃO DE PRODUTOS

Tecnologias emergentes tem se destacado permitindo aos usuários experimentar novas formas de interagir com sistemas computacionais e o mundo a sua volta, uma destas tecnologias emergentes que vem ocupando um papel cada dia mais relevante em diversas áreas, passando desde a publicidade, uso militar, industrial e até na medicina é a Realidade Aumentada que aliada a onipresença dos dispositivos móveis possibilita ampliar as possibilidades de interação do usuário com os sistemas computacionais fundindo informações com seu meio físico. Entender o comportamento do usuário de sistemas computacionais é um assunto que tem sido tratado por muitos estudos dados os interesses financeiros envolvidos, dado este cenário a aceitação do usuário de uma nova tecnologia e seu comportamento intencional de uso torna-se um tema relevante para estudo. Este trabalho objetiva identificar se há aceitação do usuário na utilização de sistemas de Realidade Aumentada aplicada à apresentação de produtos utilizando-se de modelos teóricos amplamente aceitos: o Technology Acceptance Model (TAM) e o Task Technology Fit (TTF)

Adoption of Mobile Money Transfer Technology: Structural Equation Modeling Approach

In recent years, rapid spread of mobile phones use in the developing countries is as a consequence ofthe introduction of prepaid cards and the fallen prices of mobile handsets. One of such uses is the useof mobile phones in financial services industry. This study investigates the key factors that influencethe Ghanaian consumers' acceptance and use of mobile money transfer technology using keyconstructs from the Technology Acceptance Model (TAM) and Diffusion of Innovation (DoI) theory.We analyzed the data using a Structural Equation Modeling (SEM) to evaluate the strength of therelationship between the constructs. The results were consistent with the key TAM and DoI constructs.Keywords: Technology Acceptance Model, Adoption, Mobile Money Transfer Technology, Diffusionof Innovation theory, Ghana

AN EMPIRICAL ANALYSIS OF DETERMINANTS DRIVING M-COMMERCE ADOPTION IN THAILAND

This empirical analysis evaluates the impact and correlation among various determinants including social influence, trust, cost, perceived enjoyment, personal innovativeness, perceived usefulness, perceived ease of use, attitude towards m-commerce, and intention to adopt m-commerce in Thailand. The survey method was applied by using 400 of online questionnaires to obtain the primary data from participants. The target population is people who are living in Thailand and have experience in using m-commerce at least one time. It was found that most participants use mobile banking the most and the mobile stock trading is the least. For the statistical treatments of the data, Multiple Regression and Pearson Correlation Coefficient were employed to test all of 400 validated questionnaires through Statistical Software. All hypotheses were supported

Integration of TTF, UTAUT, and ITM for mobile Banking Adoption

The introduction of mobile banking facility has enabled customers to carry out banking transactionswith the use of smartphones and other handheld devices from anywhere. It has become a luxurious and exclusive method of online payments. The recent growth of telecommunication sector and a tremendous increase in mobile USAge has opened new doors for sparking future of banking sector industry. The following research is aimed to find out the mobile banking adoption attitudes with the integration of TTF, UTAUT,and ITM models