3,345 research outputs found

    Undergraduate Catalog of Studies, 2023-2024

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    Undergraduate Catalog of Studies, 2023-2024

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    Distributed Ledger Technology (DLT) Applications in Payment, Clearing, and Settlement Systems:A Study of Blockchain-Based Payment Barriers and Potential Solutions, and DLT Application in Central Bank Payment System Functions

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    Payment, clearing, and settlement systems are essential components of the financial markets and exert considerable influence on the overall economy. While there have been considerable technological advancements in payment systems, the conventional systems still depend on centralized architecture, with inherent limitations and risks. The emergence of Distributed ledger technology (DLT) is being regarded as a potential solution to transform payment and settlement processes and address certain challenges posed by the centralized architecture of traditional payment systems (Bank for International Settlements, 2017). While proof-of-concept projects have demonstrated the technical feasibility of DLT, significant barriers still hinder its adoption and implementation. The overarching objective of this thesis is to contribute to the developing area of DLT application in payment, clearing and settlement systems, which is still in its initial stages of applications development and lacks a substantial body of scholarly literature and empirical research. This is achieved by identifying the socio-technical barriers to adoption and diffusion of blockchain-based payment systems and the solutions proposed to address them. Furthermore, the thesis examines and classifies various applications of DLT in central bank payment system functions, offering valuable insights into the motivations, DLT platforms used, and consensus algorithms for applicable use cases. To achieve these objectives, the methodology employed involved a systematic literature review (SLR) of academic literature on blockchain-based payment systems. Furthermore, we utilized a thematic analysis approach to examine data collected from various sources regarding the use of DLT applications in central bank payment system functions, such as central bank white papers, industry reports, and policy documents. The study's findings on blockchain-based payment systems barriers and proposed solutions; challenge the prevailing emphasis on technological and regulatory barriers in the literature and industry discourse regarding the adoption and implementation of blockchain-based payment systems. It highlights the importance of considering the broader socio-technical context and identifying barriers across all five dimensions of the social technical framework, including technological, infrastructural, user practices/market, regulatory, and cultural dimensions. Furthermore, the research identified seven DLT applications in central bank payment system functions. These are grouped into three overarching themes: central banks' operational responsibilities in payment and settlement systems, issuance of central bank digital money, and regulatory oversight/supervisory functions, along with other ancillary functions. Each of these applications has unique motivations or value proposition, which is the underlying reason for utilizing in that particular use case

    Protecting Privacy in Indian Schools: Regulating AI-based Technologies' Design, Development and Deployment

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    Education is one of the priority areas for the Indian government, where Artificial Intelligence (AI) technologies are touted to bring digital transformation. Several Indian states have also started deploying facial recognition-enabled CCTV cameras, emotion recognition technologies, fingerprint scanners, and Radio frequency identification tags in their schools to provide personalised recommendations, ensure student security, and predict the drop-out rate of students but also provide 360-degree information of a student. Further, Integrating Aadhaar (digital identity card that works on biometric data) across AI technologies and learning and management systems (LMS) renders schools a ‘panopticon’. Certain technologies or systems like Aadhaar, CCTV cameras, GPS Systems, RFID tags, and learning management systems are used primarily for continuous data collection, storage, and retention purposes. Though they cannot be termed AI technologies per se, they are fundamental for designing and developing AI systems like facial, fingerprint, and emotion recognition technologies. The large amount of student data collected speedily through the former technologies is used to create an algorithm for the latter-stated AI systems. Once algorithms are processed using machine learning (ML) techniques, they learn correlations between multiple datasets predicting each student’s identity, decisions, grades, learning growth, tendency to drop out, and other behavioural characteristics. Such autonomous and repetitive collection, processing, storage, and retention of student data without effective data protection legislation endangers student privacy. The algorithmic predictions by AI technologies are an avatar of the data fed into the system. An AI technology is as good as the person collecting the data, processing it for a relevant and valuable output, and regularly evaluating the inputs going inside an AI model. An AI model can produce inaccurate predictions if the person overlooks any relevant data. However, the state, school administrations and parents’ belief in AI technologies as a panacea to student security and educational development overlooks the context in which ‘data practices’ are conducted. A right to privacy in an AI age is inextricably connected to data practices where data gets ‘cooked’. Thus, data protection legislation operating without understanding and regulating such data practices will remain ineffective in safeguarding privacy. The thesis undergoes interdisciplinary research that enables a better understanding of the interplay of data practices of AI technologies with social practices of an Indian school, which the present Indian data protection legislation overlooks, endangering students’ privacy from designing and developing to deploying stages of an AI model. The thesis recommends the Indian legislature frame better legislation equipped for the AI/ML age and the Indian judiciary on evaluating the legality and reasonability of designing, developing, and deploying such technologies in schools

    LIPIcs, Volume 251, ITCS 2023, Complete Volume

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    LIPIcs, Volume 251, ITCS 2023, Complete Volum

    Undergraduate Catalog of Studies, 2022-2023

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    Advances and Applications of DSmT for Information Fusion. Collected Works, Volume 5

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    This fifth volume on Advances and Applications of DSmT for Information Fusion collects theoretical and applied contributions of researchers working in different fields of applications and in mathematics, and is available in open-access. The collected contributions of this volume have either been published or presented after disseminating the fourth volume in 2015 in international conferences, seminars, workshops and journals, or they are new. The contributions of each part of this volume are chronologically ordered. First Part of this book presents some theoretical advances on DSmT, dealing mainly with modified Proportional Conflict Redistribution Rules (PCR) of combination with degree of intersection, coarsening techniques, interval calculus for PCR thanks to set inversion via interval analysis (SIVIA), rough set classifiers, canonical decomposition of dichotomous belief functions, fast PCR fusion, fast inter-criteria analysis with PCR, and improved PCR5 and PCR6 rules preserving the (quasi-)neutrality of (quasi-)vacuous belief assignment in the fusion of sources of evidence with their Matlab codes. Because more applications of DSmT have emerged in the past years since the apparition of the fourth book of DSmT in 2015, the second part of this volume is about selected applications of DSmT mainly in building change detection, object recognition, quality of data association in tracking, perception in robotics, risk assessment for torrent protection and multi-criteria decision-making, multi-modal image fusion, coarsening techniques, recommender system, levee characterization and assessment, human heading perception, trust assessment, robotics, biometrics, failure detection, GPS systems, inter-criteria analysis, group decision, human activity recognition, storm prediction, data association for autonomous vehicles, identification of maritime vessels, fusion of support vector machines (SVM), Silx-Furtif RUST code library for information fusion including PCR rules, and network for ship classification. Finally, the third part presents interesting contributions related to belief functions in general published or presented along the years since 2015. These contributions are related with decision-making under uncertainty, belief approximations, probability transformations, new distances between belief functions, non-classical multi-criteria decision-making problems with belief functions, generalization of Bayes theorem, image processing, data association, entropy and cross-entropy measures, fuzzy evidence numbers, negator of belief mass, human activity recognition, information fusion for breast cancer therapy, imbalanced data classification, and hybrid techniques mixing deep learning with belief functions as well

    Deteção de intrusões de rede baseada em anomalias

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    Dissertação de mestrado integrado em Eletrónica Industrial e ComputadoresAo longo dos últimos anos, a segurança de hardware e software tornou-se uma grande preocupação. À medida que a complexidade dos sistemas aumenta, as suas vulnerabilidades a sofisticadas técnicas de ataque têm proporcionalmente escalado. Frequentemente o problema reside na heterogenidade de dispositivos conectados ao veículo, tornando difícil a convergência da monitorização de todos os protocolos num único produto de segurança. Por esse motivo, o mercado requer ferramentas mais avançadas para a monitorizar ambientes críticos à vida humana, tais como os nossos automóveis. Considerando que existem várias formas de interagir com os sistemas de entretenimento do automóvel como o Bluetooth, o Wi-fi ou CDs multimédia, a necessidade de auditar as suas interfaces tornou-se uma prioridade, uma vez que elas representam um sério meio de aceeso à rede interna do carro. Atualmente, os mecanismos de segurança de um carro focam-se na monitotização da rede CAN, deixando para trás as tecnologias referidas e não contemplando os sistemas não críticos. Como exemplo disso, o Bluetooth traz desafios diferentes da rede CAN, uma vez que interage diretamente com o utilizador e está exposto a ataques externos. Uma abordagem alternativa para tornar o automóvel num sistema mais robusto é manter sob supervisão as comunicações que com este são estabelecidas. Ao implementar uma detecção de intrusão baseada em anomalias, esta dissertação visa analisar o protocolo Bluetooth no sentido de identificar interações anormais que possam alertar para uma situação fora dos padrões de utilização. Em última análise, este produto de software embebido incorpora uma grande margem de auto-aprendizagem, que é vital para enfrentar quaisquer ameaças desconhecidas e aumentar os níveis de segurança globais. Ao longo deste documento, apresentamos o estudo do problema seguido de uma metodologia alternativa que implementa um algoritmo baseado numa LSTM para prever a sequência de comandos HCI correspondentes a tráfego Bluetooth normal. Os resultados mostram a forma como esta abordagem pode impactar a deteção de intrusões nestes ambientes ao demonstrar uma grande capacidade para identificar padrões anómalos no conjunto de dados considerado.In the last few years, hardware and software security have become a major concern. As the systems’ complexity increases, its vulnerabilities to several sophisticated attack techniques have escalated likewise. Quite often, the problem lies in the heterogeneity of the devices connected to the vehicle, making it difficult to converge the monitoring systems of all existing protocols into one security product. Thereby, the market requires more refined tools to monitor life-risky environments such as personal vehicles. Considering that there are several ways to interact with the car’s infotainment system, such as Wi-fi, Bluetooth, or CD player, the need to audit these interfaces has become a priority as they represent a serious channel to reach the internal car network. Nowadays, security in car networks focuses on CAN bus monitoring, leaving behind the aforementioned technologies and not contemplating other non-critical systems. As an example of these concerns, Bluetooth brings different challenges compared to CAN as it interacts directly with the user, being exposed to external attacks. An alternative approach to converting modern vehicles and their set of computers into more robust systems is to keep track of established communications with them. By enforcing anomaly-based intrusion detection this dissertation aims to analyze the Bluetooth protocol to identify abnormal user interactions that may alert for a non conforming pattern. Ultimately, such embedded software product incorporates a self-learning edge, which is vital to face newly developed threats and increasing global security levels. Throughout this document, we present the study case followed by an alternative methodology that implements an LSTM based algorithm to predict a sequence of HCI commands corresponding to normal Bluetooth traffic. The results show how this approach can impact intrusion detection in such environments by expressing a high capability of identifying abnormal patterns in the considered data
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