The Economic Impacts of Information and Communication Technology In The Hungarian Economy

As the author could not find a reassuring mathematical and statistical method in the literature for studying the effect of information communication technology on enterprises, the author suggested a new research and analysis method that he also used to study the Hungarian economic sectors. After a brief introduction to the theoretical background of the Information Age, the author examines the question of what factors have an effect on their net income is essential for enterprises. First, the potential indicators related to economic sectors were studied, then the author compared those indicators to the net income of the surveyed enterprises. The data resulting from the comparison showed that the growing penetration of electronic marketplaces contributed to the change of the net income of enterprises in various economic sectors to the extent of 37 %. Among all the potential indicators, only the indicator of electronic marketplaces has a direct influence on the net income of enterprises. It was practical to determine two clusters based on the potential indicators

E-commerce technology adoption framework by New Zealand small to medium size enterprises

This paper attempts to highlight a framework for the adoption of electronic commerce (EC) technologies in New Zealand with specific interest in the small to medium-size enterprise (SME) sector of the economy. The main thrust of the research was to develop the framework for EC adoption by the New Zealand SMEs and hence study the accelerators and impediments to the adoption and diffusion of EC technologies. The paper shows how IS/IT adoption and diffusion theories and practicalities can be explored for developing the proposed EC adoption framework. It is argued that results from research case studies based on the framework are able to identify the factors influencing and leading to the adoption of e-commerce technologies by the New Zealand SMEs

E-COMMERCE AND INTERNET USE IN SMALL BUSINESSES: TRENDS AND ISSUES

This paper is part of a series of reports of the activities conducted under a grant from the Fund for Rural America, U.S. Department of Agriculture. Funds for the grant entitled "Enhancing Rural Economies Through Comprehensive Extension, Research & Partnering Approaches Using Multi-County Clusters in Michigan With Application to National Rural Settings" were received by Michigan State University's Department of Agricultural Economics in March, 1998. The major goal of the grant is to increase economic development activity in four clusters of rural counties in Michigan through the utilization of the resources of the Michigan State University Extension Service, Michigan Agricultural Experiment Station, and other resources of Michigan State University. Various local, state, and federal public partners as well as the private sector are co-sponsors of projects in the counties. This paper focuses on E-commerce issues and applications for small businesses and communities providing information on recent developments of E-commerce businesses and approaches to successes in Internet marketing. Details of the paper rely on materials used for E-commerce training programs co-sponsored by the project, responses from businesses participated in the training and review of available digital economic and business literature that highlights key elements and benefits of E-commerce to small businesses.Agribusiness, Marketing,

Mobile banking as business strategy: Impact of mobile technologies on customer behaviour and its implications for banks

Mobile Commerce is gaining increasing acceptance amongst various sections of the society. This growth can be partly traced back to technological and demographical developments that have been influencing important aspects of the socio-cultural behaviour in today's world. The need/wish for mobility seems to be the driving force behind Mobile Commerce in general. Mobile Banking, availment of bank-related financial services via mobile devices, builds a cornerstone of Mobile Commerce. An empirical survey of customer acceptance conducted within the frame of our research clearly reveals a major, growing interest in Mobile Banking. However, since the degree of interest and the willingness to pay vary for individual services, it seems to be necessary to design specific services taking the needs and wishes of relevant target groups into consideration. Banks ought to therefore employ mobile channels with a clear business-focus. This paper examines the opportunities for banks to generate revenues by offering value-added, innovative mobile financial services while retaining and even extending their base of technology-savvy customers. --Mobile Commerce,Mobile Banking,Mobile Financial Services,Multi-channel Strategy

An improved negative selection algorithm based on the hybridization of cuckoo search and differential evolution for anomaly detection

The biological immune system (BIS) is characterized by networks of cells, tissues, and organs communicating and working in synchronization. It also has the ability to learn, recognize, and remember, thus providing the solid foundation for the development of Artificial Immune System (AIS). Since the emergence of AIS, it has proved itself as an area of computational intelligence. Real-Valued Negative Selection Algorithm with Variable-Sized Detectors (V-Detectors) is an offspring of AIS and demonstrated its potentials in the field of anomaly detection. The V-Detectors algorithm depends greatly on the random detectors generated in monitoring the status of a system. These randomly generated detectors suffer from not been able to adequately cover the non-self space, which diminishes the detection performance of the V-Detectors algorithm. This research therefore proposed CSDE-V-Detectors which entail the use of the hybridization of Cuckoo Search (CS) and Differential Evolution (DE) in optimizing the random detectors of the V-Detectors. The DE is integrated with CS at the population initialization by distributing the population linearly. This linear distribution gives the population a unique, stable, and progressive distribution process. Thus, each individual detector is characteristically different from the other detectors. CSDE capabilities of global search, and use of L´evy flight facilitates the effectiveness of the detector set in the search space. In comparison with V-Detectors, cuckoo search, differential evolution, support vector machine, artificial neural network, na¨ıve bayes, and k-NN, experimental results demonstrates that CSDE-V-Detectors outperforms other algorithms with an average detection rate of 95:30% on all the datasets. This signifies that CSDE-V-Detectors can efficiently attain highest detection rates and lowest false alarm rates for anomaly detection. Thus, the optimization of the randomly detectors of V-Detectors algorithm with CSDE is proficient and suitable for anomaly detection tasks

Conceptual design of an e-marketplace for small and medium enterprises in the Turkish machinery industry

This paper reports on the results of a study carried out in the Turkish machinery industry. The purpose of the study was to identify the benefits the sector can seize from e-business and to develop a conceptual framework for potential e-business applications. We analysed the current state of e-business use in the machinery industry in order to understand the future requirements and application opportunities and to come up with a conceptual e-business design that would suit both the needs and the characteristics of the sector. The study included those companies, which are members of the Machine Manufacturers’ Association (MMA) in Turkey. Information about the existing applications and future requirements was obtained from the results of a survey conducted among the member companies. Statistically adequate number of responses was obtained to make the results representative of the machine industry. Web sites of the member companies were also reviewed for further information gathering. Results indicated that most of the companies are Small and Medium Enterprises(SME) and it would be better for them to carry out certain operations through an e-market specifically designed for the sector. The proposed conceptual e-market design is based on the characteristics of the industry emerging from the survey

Balancing Costs and Benefits of New Privacy Mandates

Technological innovations that allow businesses unprecedented access to personal financial and medical records have prompted widespread calls for safeguards and increased security. In his working paper, "Balancing the Costs and Benefits of New Privacy Mandates,"Robert E. Litan, codirector of the AEI-Brookings Joint Center for Regulatory Studies, asserts that some safeguards may be necessary. But he cautions against over-regulation that could ultimately inconvenience consumers or inflate prices. In particular, Litan urges Congress to pass a limited, but comprehensive, federal statute that would require companies - whether doing business on or off the Internet - to notify consumers how information collected about them will be used and to afford them an opportunity to "opt out" of having their data shared with other parties for marketing purposes. Litan favors an even stricter regime for medical information, which is especially sensitive, and should not in his view be shared with affiliates or outsiders without consumers' explicit consent. Litan opposes, however, more far-reaching restrictions on the sharing of personal information, arguing that the costs would outweigh the benefits. A relatively unfettered flow of information allows investigators to root out fraud, increases competition that saves consumers money, and can result in people receiving product information tailored to their interests and financial status. Litan concludes that a limited notice and opt-out requirement would be in the self-interest of business, which would enhance customer trust, and thus would produce benefits in excess of the small costs involved.

The Impact of ICT on Economic Sectors

As the author could not find a reassuring mathematical and statistical method in the literature for studying the effect of information communication technologyon enterprises, the author suggested a new research andanalysis method that he also used to study the Hungarian economic sectors. The question of what factors have an effecton their net income is vital for enterprises. The highest increment of specific Gross Value Added was produced by thefields of ‘Manufacturing’, ‘Electricity, gas and water supply’,‘Transport, storage and communication’ and ‘Financialintermediation’. With the exception of ‘Electricity, gas andwater supply’, the other economic sectors belong to the groupof underdeveloped branches (below 50%).On the other hand, ‘Construction’, ‘Health and social work’and‘Hotels and restaurants’ can be seen as laggards, so theygot into the lower left part of the coordinate system.‘Agriculture, hunting and forestry’ can also be classified as alaggard economic sector, but as the effect of the compoundindicator on the increment of Gross Value Added was lesssignificant, it can be found in the upper left part of thecoordinate system. Drawing a trend line on the points, it can bemade clear that it shows a positive gradient, that is, the higherthe usage of ICT devices, the higher improvement can bedetected in the specific Gross Value Added

Teensites.com: A Field Guide to the New Digital Landscape

A 2001 report from the Center for Media Education, provided here as background to work produced by Kathryn Montgomery after coming to American University and CSM (see http://www.centerforsocialmedia.org/resources/publications/ecitizens/index2.htm -- Youth as E-Citizens'), surveys the burgeoning digital media culture directed at -- and in some cases created by -- teens.This report surveys the burgeoning new media culture directed at -- and in some cases created by -- teens. TeenSites.com -- A Field Guide to the New Digital Landscape examines the uniquely interactive nature of the new media, and explores the ways in which teens are at once shaping and being shaped by the electronic culture that surrounds them

Linking consumer trust perception in constructing an e-commerce trust model

Trust issues is still considered as a main obstacle in the implementation of eCommerce Due to the increasing numbers of cyber crimes committed today, consumers are faced with doubt to engage in online shopping. As a safety precaution, consumers will take certain measures to protect their information by evaluating and assessing these websites trustworthiness before an actual purchase occurs. This paper describes a model that examines the elements related to online consumer behavior and to investigate this behavior towards building and increasing trust. The applicability of the model was tested in attempt to view consumers' acceptance towards the model and its component. The fmdings indicate the respondents are aware of the trust issue surrounding e-Commerce implementation as they accept and agreed with the model and its components