Civil Rights News

Volume 1-2012 of Civil Rights News by the AFL-CIO Department of Civil, Human and Women\u27s Rights. This Issue covers: Civil Rights, Voting Rights, Immigration, LGBT Developments, Women’s Rights, and additional Resource

Maintaining consumer confidence in electronic payment mechanisms

Credit card fraud is already a significant factor inhibiting consumer confidence in e-commerce. As more advanced payment systems become common, what legal and technological mechanisms are required to ensure that fraud does not do long-term damage to consumers' willingness to use electronic payment mechanisms

Digital watermarking and novel security devices

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Migration amendment strengthening biometrics integrity bill 2015

This bill covers the introduction of a single, broad power for collecting personal identifiers, and the collection of biometric information from minors, \u27incapable\u27 persons and asylum seekers

Financial Services for the Poor: Lack of Personal Identification Documents Impedes Access

Without a birth certificate, no identity card can be issued and without identity card, there is no access to formal financial services. This link seems to be trivial in industrialized countries, where the ability of the individual to participate in economic life is rarely hindered by a lack of identification. In many developing countries, however, access to financial services is often denied, because potential customers cannot be identified based upon official identity documents-a basic due diligence requirement under international anti-money laundering regulations. In many developing and emerging countries, poor people have no opportunity to obtain such documents, as a large portion of the population has not been registered at birth. Without a birth certificate, however, no identity card can be issued, which is required by banks for customer identity verification. To date, the problem of identification has not played a prominent role in research concerning access to financial services. In the past, researchers have primarily focused on microfinance. In order to expand access to formal financial services, new methods for customer identification must be developed which address the realities in developing countries. Initial steps to expand access for the poor population have already been taken in countries such as India and South Africa. Aside from addressing problems associated with missing identification, it is also necessary to introduce basic financial products such as micro accounts, where the low risk associated with them is taken into account. Less demanding identification means for low-risk financial products ought to be internationally recognized and instituted in order to dispel legal ambiguities.

Graphic cryptography with pseudorandom bit generators and cellular automata

In this paper we propose a new graphic symmetrical cryptosystem in order to encrypt a colored image defined by pixels and by any number of colors. This cryptosystem is based on a reversible bidimensional cellular automaton and uses a pseudorandom bit generator. As the key of the cryptosystem is the seed of the pseudorandom bit generator, the latter has to be cryptographically secure. Moreover, the recovered image from the ciphered image has not loss of resolution and the ratio between the ciphered image and the original one, i.e., the factor expansion of the cryptosystem, is $1$.Peer reviewe