Overcoming Challenges: Promoting Green Entrepreneurship in Developing Muslim Countries Through Digital Innovation

This research aims to address the challenges in promoting green entrepreneurship in developing muslim countries through digital innovation. The research methods used Qualitative comparative analysis by comparing 7 developing Muslim countries with 3 developed countries that successfully adopted green entrepreneurship. The results of this study show that Green entrepreneurship is becoming increasingly relevant in the face of climate change impacts and diminishing natural resources.  This research presents practical recommendations for governments, businesses and civil society in developing countries to accelerate the growth of green entrepreneurship through digital innovation. By addressing the challenges and maximizing the potential of digital technology, developing Muslim countries can move towards a sustainable and environmentally friendly economic model. The research also explores policy strategies that can help overcome these barriers and encourage the adoption of digital innovation in the green entrepreneurship sector

What Influencing Consumers To Resist Using Mobile Banking

This study employed the theory of innovation resistance as a research basis to investigate main factors that influence individuals to resist using mobile banking. Compared to that numerous researches used innovation adoption theories to investigate what affects individuals to adopt mobile banking over the past ten years, this empirical study could advance current knowledge on the non-adoption of mobile banking. Besides, from innovation resistance perspectives to explore the mobile banking adoption and non-adoption, this study could provide banks valuable clues to develop elaborate and differentiated service, marketing, and business strategies in the mobile banking context

Information and communication Technology and Poverty: An Asian Perspective

The emergence of Information and Communication Technologies (ICTs), in particular the Internet, has generated new enthusiasms about the development prospects for poor economies. Many now think that new technologies can provide a faster route to better livelihoods and improved quality of life than the one afforded by the standard process of industrialization. The opposing view holds that the focus on ICTs will detract attention from the more fundamental task of addressing the basic problems of economic developmentICT; poverty; growth

Barriers To Effective E-Business In Developing Countries

The Internet has changed the way many firms do business in the U.S. and throughout the world.  Practicing e-business in developing countries is particularly challenging for a number of reasons.  In this paper we present a taxonomy of barriers facing e-businesses pursuing markets in developing countries.  The major barriers center around culture, economic dimensions, infrastructure, and the political/regulatory environment.  We identify key components of each barrier type.  For example, cultural barriers include language, shopping habits, and use of credit, among others.  Country specific examples are presented with management implications and possible solutions

Extent of Adoption as Opposed to Adoption: Case of E-Procurement

Existing literature has given much attention to e-procurement adoption, rather than to the extent of e- procurement adoption. In most countries, e-procurement is being adopted at a slow pace by the corporate world, especially by small and medium enterprises (SMEs) that have traditionally been late adopters of any advanced technologies, due in large part to their resource constraints. This paper describes a project which aims to develop a measure of the extent of e-procurement adoption and to examine the key factors that influence the extent of e-procurement adoption in New Zealand SMEs. An integrated model of the Technology-Organization- Environment (TOE) framework and Diffusion of Innovations (DOI) theory is described and a cross-sectional survey is discussed. The model will be tested using data from the Chief Executive Officers (CEOs) of the SMEs

The determinants of customer internet banking resistance and the role of mediating variables in Yemeni Universities

Although internet banking has been widely adopted in developed countries, there is still a low percentage of internet banking adoption in Yemen, indicating a probable high resistance to internet banking. Hence, the objective of this research was to determine the direct predictors (attitude, subjective norm, perceived behavior control (PBC), credibility, trust, compatibility, self-efficacy and government support) of customer resistance, attitude, subjective norm, PBC and credibility towards internet banking. Additionally, this study examined the mediating effects of attitude, subjective norm, PBC, and credibility on the relationship between predictors and customer resistance to internet-banking behavior using Decomposed Theory of Planned Behavior (DTPB). A quantitative research survey was used whereby 900 questionnaires were distributed randomly to University employees. 451questionnaires were returned, representing a 50% response rate. After screening, 372 useable data sets were analyzed using the Structural Equation Modeling (SEM). The study found five significant predictors of customer resistance (attitude, credibility, compatibility, selfefficacy, and government support); three significant factors predicting attitude (government support, subjective norm and PBC); two significant predictors of SN (government support and self-efficacy); two significant predictors of PBC (compatibility and self-efficacy); and three predictors of credibility (trust, government support and PBC). It was also found that attitude fully mediated the relationship between subjective norm and customer resistance as well as between PBC and customer resistance. Contrastingly, attitude was a partial mediator between the relationship of government support and customer resistance. Likewise, credibility is a full mediator on the relationship between trust and customer resistance; PBC and customer resistance. Credibility also partially mediated the relationship between government support and customer resistance. Finally, the study contributes empirically by validating DTBP as an effective underpinning theory in explaining the internet banking resistance and that government should enact more stringent laws and policies to control the internet banking in Yemen

Empowerment of Grassroots Consumers: A Revelatory Case of a Chinese Fintech Innovation

The recent emergence of financial technology (fintech) innovations offers a promising resolution to financial exclusion via mechanisms that empower financially underprivileged individuals to gain access rights in the traditional financial industry. However, academic research has provided little guidance on how to strategize the IT-enabled empowerment mechanisms for fintech innovations to realize both business success and financial inclusion. In this study, we conduct an in-depth revelatory case study on a novel Chinese fintech innovation, Yu’E Bao, a bellwether for the dramatic transformation of China’s financial industry through the successful empowerment of a large population of financially underprivileged individuals (i.e., “grassroots consumers,” translated from “cao gen” in Chinese). Through our systematic qualitative analysis of news articles collected since the product launch, we derive a two-stage theoretical model, examined through the lens of empowerment, and unravel the mechanisms underlying fintech innovation’s empowerment process on grassroots investment consumers. Most importantly, we elucidate a duality of empowerment through which the catalyst for Yu’E Bao’s success becomes an impediment to Yu’E Bao’s further development. Our study contributes to the literature on information technology-enabled empowerment, empowerment, and fintech. We also elucidate critical implications for various stakeholders, such as governments, policy makers, fintech practitioners, and product designers

Mobile services and applications: towards a balanced adoption model

This paper synthesizes prior research to develop a novel model for the study of the adoption of mobile business services and applications incorporating a demand and supply perspective. The model complements and extends existing models while also leveraging data from industry reports; in particular, it focuses on the interrelationships between participants in the mobile services value chain and the impact of these interrelationships on the adoption of new services in a competitive and technology-saturated service market. There has been to date limited research reported that has considered the dynamics of the interrelationships between customers and (layers of) multiple service providers as a factor in the adoption and acceptance process; the proposed model addresses this gap and advocates the use of a combination of design science and service science methodologies. It is concluded that not mobility per se but the way mobility is used to create value plays a significant role as an adoption driver, and that the quality of the service and its relevance to personal or business lifestyle are the most important decision making factors. It is also asserted that while innovative mobile services (i.e., services that are not already offered using a different technology) may be compelling if they meet lifestyle needs, mobile services replacing or complementing existing ones will be favored by customers only if their quality is exceptional and motivates ‘switching’ to the mobile service

Diffusion and Impacts of E-Commerce in the United States of America: Results from an Industry Survey

The paper provides baseline conditions of U.S. e-commerce in the post-dot.com era. The article examines the key factors that act as determinants of e-commerce diffusion. It is based on qualitative analysis of U.S. industry survey data, matched to a similar data and analyses from other countries. It presents data taken from one of the most comprehensive sample surveys of U.S. firm activity in e-commerce. The paper analyzes differences among three industry sectors, and between small/medium and large firms using both qualitative interpretations and direct observations from the survey data, as well as use of structural equation modeling of e-commerce diffusion and impacts. Some differences in e-commerce orientation and experience were found across the three industry sectors studied in the survey. These differences are related largely to the nature of the tasks done in the respective industries, and to prior industry-level investment and learning related to e-commerce. There were also differences found in e-commerce attitudes and experience between small/medium sized enterprises (SMEs) and large establishments. Only modest differences were found between U.S. and non-U.S. establishments. Quantitative analysis revealed significant regression relationships with their level of statistical significance. Results show that e-commerce adoption is path dependent (i.e., establishments follow earlier investment patterns), and that each industry\u27s market and institutional context play a significant role in adoption