Contagion in Banking Crises: A Spatial Probit Model

We use a spatial Probit model to study banking crises and show that the probability of a systemic banking crisis depends on contagion and that this effect may result from business connections between institutions or from similarities between banking systems

RELATIONSHIP BETWEEN THE DEMOGRAPHIC CHARACTERISTICS AND THE EFFECTIVENESS OF E-BANKING TRAINING COURSES BASED ON KIRKPATRICK MODEL FOR EMPLOYEES OF MASKAN BANK BRANCHES IN TEHRAN, IRAN

This study was carried out aimed to measure the Relationship between demographic characteristics and the effectiveness of e-banking training courses for employees of Maskan Bank Branches in Tehran province. The research method in terms of objective is considered as an applied research and information collection method is descriptive-survey. The statistical population of this research includes all employees of Maskan Bank Branches in Tehran Province who have participated in e-banking courses and have a population of about 1100 people. The statistical population of this study includes all employees of Maskan Bank Branches in Tehran Province who have participated in e-banking training courses and have a population of about 1100 people. 285 people were selected using Morgan table and by simple random sampling method. The tool measurement used was questionnaire based on the Kirkpatrick model in four levels of reaction, learning, behavior and results, which its reliability was calculated using Cronbach's alpha coefficient, 0.89 and it was confirmed. Descriptive and inferential statistical methods (one-way t-test, one-way ANOVA and Pearson correlation coefficient) were used in order to analyze the obtained data. According to the results of t-test, e-banking training courses were effective for employees of Maskan Bank Branches in Tehran province. Also, the analysis of demographic findings based on the results of the one-way between-subjects ANOVA showed that employees' attitudes at different positions, work experience or education level were not significantly different towards the factors affecting the effectiveness of e-banking training courses and none of them should be omitted from e-banking courses

Banks and Banking: Authority of State Banking Superintendent to Challenge Branching Activities of National Banks

The Comptroller of the Currency may authorize a national bank to establish a branch when such establishment would be permitted state banks by the local state statute. Competitor banks can challenge the Comptroller\u27s determination alleging noncompliance with the state standard. This comment examines the question of the state\u27s independent ability, proceeding under either state or federal law, to question a ruling by the Comptroller

Good Corporate Governance in Islamic Banking during Fourth Industrial Revolution Era

The purpose of this study is to analyze information about implementation of Corporate Governance in Islamic banking. This study uses a quantitative approach with a systematic literature review method from various journals. With the systematic literature review method, the authors identify all empirical evidence, where the identification aims to answer questions such as "How is the implementation of Good Corporate Governance (GCG) in Indonesian Islamic banking?", "What is the role of the Shariah Supervisory Board?", "What is the impact of implementing GCG?". The results of the analysis found that the implementation of GCG in Islamic banking was quite good but still not effective. This is because the governance mechanism is still not fully in accordance with Shariah principles. Therefore, the role of DPS in the implementation of GCG is very important and must be optimized. This finding also opens information about the development of GCG in Islamic banking today so that it can be used as reference material for further research

Sensitivity of Value at Risk estimation to NonNormality of returns and Market capitalization

This paper investigates sensitivity of the VaR models when return series of stocks and stock indices are not normally distributed. It also studies the effect of market capitalization of stocks and stock indices on their Value at risk and Conditional VaR estimation. Three different market capitalized indices S&P BSE Sensex, BSE Mid cap and BSE Small cap indices have been considered for the recession and post-recession periods. It is observed that VaR violations are increasing with decreasing market capitalization in both the periods considered. The same effect is also observed on other different market capitalized stock portfolios. Further, we study the relationship of liquidity represented by volume traded of stocks and the market risk calculated by VaR of the firms. It confirms that the decrease in liquidity increases the value at risk of the firms

Sensitivity of Value at Risk estimation to NonNormality of returns and Market capitalization

This paper investigates sensitivity of the VaR models when return series of stocks and stock indices are not normally distributed. It also studies the effect of market capitalization of stocks and stock indices on their Value at risk and Conditional VaR estimation. Three different market capitalized indices S&P BSE Sensex, BSE Mid cap and BSE Small cap indices have been considered for the recession and post-recession periods. It is observed that VaR violations are increasing with decreasing market capitalization in both the periods considered. The same effect is also observed on other different market capitalized stock portfolios. Further, we study the relationship of liquidity represented by volume traded of stocks and the market risk calculated by VaR of the firms. It confirms that the decrease in liquidity increases the value at risk of the firms

Santa Fe New Mexican, 02-08-1913

https://digitalrepository.unm.edu/sfnm_news/4715/thumbnail.jp