Srovnání stínového bankovnictví v Evropské unii a v Číně

Nowadays, more and more investors choose to be involved into shadow banking business, which have helped the development of shadow banking system. Since the financial crisis in 2008, majority of investors were afraid to traditional banking system, they realized that they should minimum their risk of investments, one way of the reducing risk is that making their variety of investments more various, they do not trust any single financial institutions any more, as a result, it is risk distribution. Finally, the shadow banking became a new popular way to invest or finance in both China and European Union. However, due to the lack of supervision of shadow banking system, the shadow banking system cruel grew, which would interference the original stable financial system if we would ignore the potential risks of shadow banking system and we would not make a better regulation system to control it. The goal of this thesis is the description and the analysis of potential risk and regulation of shadow banking system in China and European Union. In chapter 2, we will introduce the theoretical background of shadow banking system in generally. In contrast, there will be some comparison banking system between shadow banking system and traditional banking system. Also, there will be summarized introduction of shadow banking system in specifically, which includes operations, risks of shadow banking system and so on. In chapter 3, we will introduce some existing shadow banking system in both China and European Union, which will be more specific to help readers to know working of shadow banking system in China and European Union better. It mainly focuses on the developments, composition, characteristics, impacts and risks of shadow banking system in both selected countries. In chapter 4, there will be the analysis of potential risk and regulation of shadow banking system in China and European Union, which would help readers to get in touch the existing situation of shadow banking business in selected areas nowadays.Nowadays, more and more investors choose to be involved into shadow banking business, which have helped the development of shadow banking system. Since the financial crisis in 2008, majority of investors were afraid to traditional banking system, they realized that they should minimum their risk of investments, one way of the reducing risk is that making their variety of investments more various, they do not trust any single financial institutions any more, as a result, it is risk distribution. Finally, the shadow banking became a new popular way to invest or finance in both China and European Union. However, due to the lack of supervision of shadow banking system, the shadow banking system cruel grew, which would interference the original stable financial system if we would ignore the potential risks of shadow banking system and we would not make a better regulation system to control it. The goal of this thesis is the description and the analysis of potential risk and regulation of shadow banking system in China and European Union. In chapter 2, we will introduce the theoretical background of shadow banking system in generally. In contrast, there will be some comparison banking system between shadow banking system and traditional banking system. Also, there will be summarized introduction of shadow banking system in specifically, which includes operations, risks of shadow banking system and so on. In chapter 3, we will introduce some existing shadow banking system in both China and European Union, which will be more specific to help readers to know working of shadow banking system in China and European Union better. It mainly focuses on the developments, composition, characteristics, impacts and risks of shadow banking system in both selected countries. In chapter 4, there will be the analysis of potential risk and regulation of shadow banking system in China and European Union, which would help readers to get in touch the existing situation of shadow banking business in selected areas nowadays.154 - Katedra financídobř

Zhodnocení výkonnosti podílových fondů v Číně

Import 02/11/2016According to there are more and more Chinese people start to try to join the collective investment, and the mutual funds have been a good choice for them. In this thesis, there will be introduced what it is the principle of collective investment to help people to know about mutual funds generally. Then, there will be an introduction about overview of mutual fund industry in China, there will be the development and mainly classification of mutual fund industry in China. At last, there will be a performance comparison of selected mutual funds, which are five different types and they all are the famous mutual funds in China, there will be comparison mainly about the risk, yield, liquidity and net unit assets of selected mutual funds with the newest data from 2015 to 2016 to help people to know about the performance of selected mutual funds currently.According to there are more and more Chinese people start to try to join the collective investment, and the mutual funds have been a good choice for them. In this thesis, there will be introduced what it is the principle of collective investment to help people to know about mutual funds generally. Then, there will be an introduction about overview of mutual fund industry in China, there will be the development and mainly classification of mutual fund industry in China. At last, there will be a performance comparison of selected mutual funds, which are five different types and they all are the famous mutual funds in China, there will be comparison mainly about the risk, yield, liquidity and net unit assets of selected mutual funds with the newest data from 2015 to 2016 to help people to know about the performance of selected mutual funds currently.154 - Katedra financívelmi dobř

A sense of unfairness reduces charitable giving to a third -party:Evidence from behavioral and electrophysiological data

Unfairness commonly impacts human economic decision-making. However, whether inequity aversion impairs pro-social decisions and the corresponding neural processes, is poorly understood. Here, we conducted two experiments to investigate whether human gifting behavior and brain activity are affected by inequity aversion. In experiment 1, participants played as a responder in a joint donation game in which they were asked to decide whether or not to accept a donation proposal made by the proposer. In experiment 2, participants played a donation game similar to experiment 1, but the charity projects were classified as high-deservingness and low-deservingness projects. The results in both of two experiments showed that the participants were more likely to reject an unfair donation proposal and the late positivity potential (LPP)/P300 elicited by fair offers was more positive than moderately unfair and highly unfair offers regardless of charity deservingness. Moreover, after principal component analysis, the differences in P300 amplitude between fair and highly unfair conditions were positively correlated with the acceptance rates in experiment 2. Taken together, our study revealed that late positivity (LPP/P300) reflected the evaluation of fairness of proposals, and could predict subsequent pro-social decisions. This study is the first to demonstrate that inequity aversion reduces pro-social motivation to help innocent third party

A study of the relationship between social anxiety and mask-wearing intention among college students in the post-COVID-19 era: mediating effects of self-identity, impression management, and avoidance

IntroductionDuring the 2019 coronavirus (COVID-19) pandemic, wearing masks not only prevented transmission of the virus but also reduced social anxiety to some extent. With the end of the epidemic, the intention to wear masks to prevent transmission declined, but the effect of social anxiety on the intention to wear masks is unclear. The current study investigated the effects of social anxiety and fear of COVID-19 on mask-wearing intentions in the post-epidemic era, using self-identity, impression management and avoidance as mediating variables.MethodsIn total, 223 college students participated in the current study, and the related variables were measured using the social anxiety scale, the social behavior questionnaire, the self-identity questionnaire, and the mask-wearing intention questionnaire.ResultsThe results showed that social anxiety was significantly positively correlated with avoidance, impression management, and intention to wear masks, and significantly negatively correlated with self-identity. The fear of COVID-19, avoidance, and impression management were significantly positively correlated with mask-wearing intentions, while self-identity was significantly negatively correlated with mask-wearing intentions. Social anxiety affected college students’ intention to wear masks through three main pathways: the mediating role of avoidance, impression management, and the chain mediating role of self-identity and avoidance. The fear of COVID-19 directly and positively affected mask-wearing intentions.DiscussionThe current study reveals the differential pathways of the effects of COVID-19 fear and social anxiety on mask-wearing intentions in the post-COVID-19 era, and the findings have some practical implications for social anxiety interventions