The Elder Economic Security Standard(TM) Index for California, 2007: County Amounts, Comparisons and Components

Provides county-by-county data on how much income retirees need to make ends meet, how it compares with the Federal Poverty Line, and by how much the maximum Supplemental Security Income payment and average Social Security payment each fall short

Nearly Four Million California Adults Are Victims of Intimate Partner Violence

Based on 2007 California Health Interview Survey data, analyzes the incidence and nature of physical and/or sexual intimate partner violence by gender, race/ethnicity, nativity, marital status, and sexual orientation

Older adults challenged financially when adult children move home.

This policy brief looks at the financial burdens imposed on older Californians when adult children return home, often due to a crisis not of their own making, to live with their parents. The findings show that on average in California, the amount of money that older adults need in order to maintain a minimally decent standard of living while supporting one adult child in their home increases their expenses by a minimum of 50 percent. Low-income older adults are usually on fixed incomes, so helping an adult child can provide the child with a critical safety net but at the cost of the parents' own financial well-being. Policy approaches to assisting this vulnerable population of older adults include implementing reforms to increase Supplemental Security Income (SSI), improving the availability of affordable housing, assuring that all eligible nonelderly adults obtain health insurance through health care reform's expansion of Medi-Cal and subsidies, and increasing food assistance through SNAP and senior meal programs

The High Cost of Caring: Grandparents Raising Grandchildren

Grandparents over the age of 65 who are raising grandchildren are a small but extremely vulnerable population in California. These older adults usually become the primary caregivers of their grandchildren after an unexpected event. They are further faced with the financial challenge of having an additional dependent without additional income. This policy brief documents that the actual income needed to support a basic standard of living for older adults with grandchildren in California is about twice the Federal Poverty Level (FPL), depending on the county. Using 200% FPL as an approximate measure, about two-fifths of older grandparents who are responsible for their grandchildren in the state do not have enough income to make ends meet. The Elder Economic Security Standard™ Index (Elder Index) for California calculates that the costs of housing, food, and the older adults' health care account for more than two-thirds of total household expenses for grandparents and the grandchildren they are raising. Despite the high cost of basic needs, public assistance for low-income older adults and children continues to be squeezed. If they are to efficiently serve members of this fragile population, the existing programs that serve them need to maximize and streamline their impact through better coordination and collaboration

The Federal Poverty Level Does Not Meet Data Needs of the California Legislature

This policy brief highlights results from a survey of a broad sample of the California legislature on their data and information needs, as well as their familiarity and use of various economic measures. It finds that legislative staff most often use the Federal Poverty Level (FPL) when they are making recommendations about policy and evaluating programs for low-income populations. Yet the FPL does not meet most of the criteria for economic data that legislative staff say they want. Specifically, the FPL does not measure local conditions, it is not based on current costs,and it does not take into account all types of expenses faced by low-income families. Other measures of economic security more accurately meet legislative staffs’ stated data and information needs, including the Elder and Family Economic Security Indices, the U.S Census Supplemental Poverty Measure and Relative Poverty Measures. Improving awareness and usability of these other measures of economic security can better match the data and information needs of the California legislature and can contribute to innovative solutions to help California's most vulnerable populations.

The High Cost of Caring: Grandparents Raising Grandchildren

Grandparents over the age of 65 who are raising grandchildren are a small but extremely vulnerable population in California. These older adults usually become the primary caregivers of their grandchildren after an unexpected event. They are further faced with the financial challenge of having an additional dependent without additional income. This policy brief documents that the actual income needed to support a basic standard of living for older adults with grandchildren in California is about twice the Federal Poverty Level (FPL), depending on the county. Using 200% FPL as an approximate measure, about two-fifths of older grandparents who are responsible for their grandchildren in the state do not have enough income to make ends meet. The Elder Economic Security Standard™ Index (Elder Index) for California calculates that the costs of housing, food, and the older adults' health care account for more than two-thirds of total household expenses for grandparents and the grandchildren they are raising. Despite the high cost of basic needs, public assistance for low-income older adults and children continues to be squeezed. If they are to efficiently serve members of this fragile population, the existing programs that serve them need to maximize and streamline their impact through better coordination and collaboration

Older adults challenged financially when adult children move home.

This policy brief looks at the financial burdens imposed on older Californians when adult children return home, often due to a crisis not of their own making, to live with their parents. The findings show that on average in California, the amount of money that older adults need in order to maintain a minimally decent standard of living while supporting one adult child in their home increases their expenses by a minimum of 50 percent. Low-income older adults are usually on fixed incomes, so helping an adult child can provide the child with a critical safety net but at the cost of the parents' own financial well-being. Policy approaches to assisting this vulnerable population of older adults include implementing reforms to increase Supplemental Security Income (SSI), improving the availability of affordable housing, assuring that all eligible nonelderly adults obtain health insurance through health care reform's expansion of Medi-Cal and subsidies, and increasing food assistance through SNAP and senior meal programs

The Hidden Poor: Over Three-Quarters of a Million Older Californians Overlooked by Official Poverty Line.

More than three-quarters of a million (772,000) older Californians are among the "hidden poor"--older adults with incomes above the federal poverty line (FPL) but below a minimally decent standard of living as determined by the Elder Economic Security Standard™ Index (Elder Index) in 2011. This policy brief uses the most recent Elder Index calculations to document the wide discrepancy that exists between the FPL and the Elder Index. This study finds that the FPL significantly underestimates the number of economically insecure older adults who are unable to make ends meet. Yet, because many public assistance programs are aligned with the FPL, potentially hundreds of thousands of economically insecure older Californians are denied aid. The highest rates of the hidden poor among older adults are found among renters, Latinos, women, those who are raising grandchildren, and people in the oldest age groups. Raising the income and asset eligibility requirement thresholds for social support programs such as Supplemental Security Income (SSI), housing, health care, and food assistance would help California's older hidden poor make ends meet

The Hidden Poor: Over Three-Quarters of a Million Older Californians Overlooked by Official Poverty Line.

More than three-quarters of a million (772,000) older Californians are among the "hidden poor"--older adults with incomes above the federal poverty line (FPL) but below a minimally decent standard of living as determined by the Elder Economic Security Standard™ Index (Elder Index) in 2011. This policy brief uses the most recent Elder Index calculations to document the wide discrepancy that exists between the FPL and the Elder Index. This study finds that the FPL significantly underestimates the number of economically insecure older adults who are unable to make ends meet. Yet, because many public assistance programs are aligned with the FPL, potentially hundreds of thousands of economically insecure older Californians are denied aid. The highest rates of the hidden poor among older adults are found among renters, Latinos, women, those who are raising grandchildren, and people in the oldest age groups. Raising the income and asset eligibility requirement thresholds for social support programs such as Supplemental Security Income (SSI), housing, health care, and food assistance would help California's older hidden poor make ends meet

The Federal Poverty Level Does Not Meet Data Needs of the California Legislature

This policy brief highlights results from a survey of a broad sample of the California legislature on their data and information needs, as well as their familiarity and use of various economic measures. It finds that legislative staff most often use the Federal Poverty Level (FPL) when they are making recommendations about policy and evaluating programs for low-income populations. Yet the FPL does not meet most of the criteria for economic data that legislative staff say they want. Specifically, the FPL does not measure local conditions, it is not based on current costs,and it does not take into account all types of expenses faced by low-income families. Other measures of economic security more accurately meet legislative staffs’ stated data and information needs, including the Elder and Family Economic Security Indices, the U.S Census Supplemental Poverty Measure and Relative Poverty Measures. Improving awareness and usability of these other measures of economic security can better match the data and information needs of the California legislature and can contribute to innovative solutions to help California's most vulnerable populations.