3 research outputs found
Application of modern information systems for the managerial decisions support
Проаналізовано можливість застосування сучасних систем підтримки прийняття рішень підприємствами високотехнологічних галузей, що впроваджують інвестиційні проекти з модернізації обладнання. Розглянуто перспективи використання експертних систем та нейрономережних інформаційних програм для систем підтримки прийняття рішень сучасними компаніями.Possibility of application of the modern systems of support of making decision is analyses by the enterprises of highly technological industries which inculcate modern investment projects for modernizations of equipment. The prospects of the use of consulting models are examined and neyronomerezhnikh of the informative programs for the systems of support of making decision by modern companies.
The need for computer support of decision-making in economics and business is caused by a number of objective reasons, including: the increase of the volume of input information obtained by the managers; the complication of the tasks to be solved daily and in the future; the necessity of taking into accounting a large number of interrelated factors and requirements which are rapidly changing; the need to remove the uncertainty associated with the inability of individual factors quantitative measurement; the increasing importance of the consequences of decisions made etc. All these reasons caused the rapid development and widespread application of the decision support systems (DSS) and their objectives and functions.
However, the decision support systems can not solve some aspects of the problems instead of the manager and, moreover, replace the latter: the DSS is unable to repeat the human specific skill of knowledge management; it can be very specific being oriented only on a certain type of problems; the computer system is limited by knowledge which it possesses; the DSS is rather dependent on various kinds of dangerous situations such as unauthorized access to systems
MODELING OF BANKING STRUCTURES’ FINANCIAL STABILITY IMPROVEMENT
Weakness of the sustainable and secure development system, lack
of effective methods to protect financial activities from external and
internal threats all determine the instability and insecurity of the fi nancial system9. Such instability is a threat not only for the economies
of those countries where it is observed, but also to the world economy.
This fact makes it necessary to ensure financial stability.
The world economic scientific community is working on the issue
of crisis caused by the pandemic of COVID-19, as the crisis has affected
all economies’ strategic sectors. Ways to overcome the economic crisis
and strengthen financial stability for real sectors of the economy and
banking system in particular are suggested in10: «…continued uncer tainty about the scale and duration of the economic impact of the pan demic continues to pose strains on the financial system. Internationally
coordinated action to support a well-functioning, resilient financial
system and well-functioning and open markets remains a priority».
The issue of changing new forms of technology in the activities of
financial structures and banking systems are researched in the articles
of leading European scholars3
. Application of new payment forms leads
the activities of financial structures to a new level of development and
at the same time they require new methods of financial stability as sessment.
That is, the digitalization of the entire financial system and in crease of virtual money in the circulation requires regulators to use
new approaches of assessment of financial institutions activities as
well as banking system, in particularUkraine1 considers as an important and crucial one for the country
in order to become stronger and more resilient after the coronavirus
crisis. The government needs to focus on strengthening the resilience
of its institutions and infrastructure to shocks.
Aim of the adopted State Economic Stimulus Program2 to over come the negative effects caused by the restrictive measures to pre vent the occurrence and spread of acute respiratory disease COVID-19
caused by coronavirus SARS-CoV-2020 for 2020–2022 is to implement
a comprehensive system and sustainable development of Ukraine’s
economy and increase employment level by maintaining its existing
level and stimulating creation of new jobs. One of the initiatives with in the Program are activities aimed at improving access to finance.
Therefore, the development of modern models of companies de velopment, banking structures in particular, aimed at improvement of
the enterprises’ financial stability in order to survive during the crisis
of both national and world economies is an urgent task.
Aim of the research is to improve banks investment, economic
and financial stability by using a modern model based on economic
and mathematical modeling, which harmonizes the issues of taking
into account the profitability of banking institution, as well as all pos sible risks which might impact bank’s activitie
Gospodarka i społeczeństwo w europejskiej perspektywie. Kompetencje jutra czyli czego przyszłość będzie wymagała od nas i naszych dzieci: monografia
The analysis of possible ways of banking institutions’ financial stability
improvement as an element of ensuring sustainable economic development of
the country is presented in the article. The Markowitz model, which investigates
the issues of taking into account both the profitability of banking institution and
all possible risks which might impact its activities, is used in the paper in order to
improve investment climate, economic and financial stability of the bank. The modelling
of banking institution financial stability is carried out on the example of OTP
Bank. According to the carried out modelling of the OTP Bank financial stability improvement, a particular threat to the banking institution was determined as risk exceeds profitability of bank’s assets portfolio. It is found that this situation is due to the fact that the largest share of the portfolio (47.38%) belongs to the loans to customers which is recommended to be adjusted in the structure of the bank’s assets