La trasparenza delle informazioni al consumatore e la comparabilit\ue0 del conto di pagamento alla luce della direttiva 2014/92/UE

La trasparenza delle informazioni al cliente non \ue8 sempre stata una priorit\ue0 delle aziende operanti nel settore bancario. Nell\u2019ultimo decennio tuttavia le banche hanno compiuto decisi passi avanti sulla spinta delle innovazioni legislative e tecnologiche, oltre che delle trasformazioni del mercato. Nell\u2019era dell\u2019internet banking il fruitore del conto corrente si emancipa e diventa attore di un mercato globalizzato, che pretende dalle banche chiarezza di linguaggio e comparabilit\ue0 del prodotto. Questo contributo si propone di esaminare gli obblighi di trasparenza imposti dal legislatore e offre al lettore la prospettiva di un\u2019analisi linguistica attraverso la comparazione dei fogli informativi e l\u2019esame delle Disposizioni sulla Trasparenza, emanate da Banca d\u2019Italia nel luglio 200

Terzo settore e interesse generale in prospettiva comparatistica europea

L\u2019articolo prende in considerazione la nozione di interesse generale in quanto alla base della riforma delle organizzazioni del Terzo settore e costituisce una guida nella ricostruzione della protezione accordata alle organizzazioni senza scopo di lucro non solo in Italia, ma anche in Europa. In questo senso, l'interesse generale \ue8 quello proprio della pluralit\ue0 di individui che \ue8 la comunit\ue0 costitutiva dell'ordinamento, e che deve comunque essere esercitata in via esclusiva o principale. Il presente contributo analizza l\u2019intersezione della disciplina europea con quella non sempre omogenea degli stati nazional

Experimental model for the study of the effects of platelet-rich plasma on the early phases of muscle healing

BACKGROUND: There is abundant evidence suggesting that growth factors may play a key role in the healing process, especially in the early stages of inflammation. Despite the reported clinical successes with the use of growth factors there is still a lack of knowledge on the biological mechanism underlying the activity of platelet-rich plasma during the process of muscle healing. The aim of this study was to analyse the early effects of platelet- rich plasma in an easily reproducible animal model. MATERIALS AND METHODS: Wistar male adult rats (n =102) were used in this study. The muscle lesion was created with a scalpel in the flexor sublimis muscles. Platelet-rich plasma was applied immediately after surgery. Treated, untreated and contralateral muscles were analysed by morphological evaluation and western blot assay. RESULTS: Leucocyte infiltration was significantly greater in muscles treated with platelet-rich plasma than in both untreated and contralateral muscles. The latter showed greater leucocyte infiltration when compared to the untreated muscles. Platelet-rich plasma treatment also modified the cellular composition of the leucocyte infiltration leading to increased expression of CD3, CD8, CD19 and CD68 and to decreased CD4 antigen expression in both platelet-rich plasma treated and contralateral muscles. Blood vessel density and blood vessel diameters were not statistically significantly different between the three groups analysed. DISCUSSION: The results of this study showed that treatment with platelet-rich plasma magnified the physiological early inflammatory response following a muscle injury, modifying the pattern of cellular recruitment. Local platelet-rich plasma treatment may exert a direct or, more plausibly, indirect systemic effect on healing processes, at least in the earliest inflammatory phase

Occupational Exposure to Solar UV Radiation of a Group of Fishermen Working in the Italian North Adriatic Sea

Occupational solar radiation exposure is a relevant heath risk in the fishing sector. Our aim was to provide a detailed evaluation of individual UV exposure in three different fishing activities in Italy, with personal UV dosimeters and a simple formula to calculate the fraction of ambient erythemal UV dose received by the workers. The potential individual UV exposure of the fishermen was between 65 and 542 Joules/m2. The percentages of the ambient exposure were estimated between 2.5% and 65.3%. Workers\u2019 UV exposure was mainly influenced by the characteristics of the work activity, the postures adopted, and the type of boats. Overall, our data showed that 43% of the daily measurements could result largely above the occupational limits of 1\u20131.3 standard erythemal dose (i.e., 100 Joules/m2) per day, in case of exposure of uncovered skin areas. Measurements of individual UV exposure are important not only to assess the risk but also to increase workers\u2019 perception and stimulate the adoption of preventive measures to reduce solar UV risk. Furthermore, the simple method proposed, linking ambient erythemal UV dose to the workers\u2019 exposure, can be a promising tool for a reliable assessment of the UV risk, as time series of environmental UV dose are widely availabl

Egress-related osmiophilic bodies

© 2014 John Wiley & Sons Ltd. Summary: Gametogenesis is the earliest event after uptake of malaria parasites by the mosquito vector, with a decisive impact on colonization of the mosquito midgut. This process is triggered by a drop in temperature and contact with mosquito molecules. In a few minutes, male and female gametocytes escape from the host erythrocyte by rupturing the parasitophorous vacuole and the erythrocyte membranes. Electron-dense, oval-shaped organelles, the osmiophilic bodies (OB), have been implicated in the egress of female gametocytes. By comparative electron microscopy and electron tomography analyses combined with immunolocalization experiments, we here define the morphological features distinctive of male secretory organelles, hereafter named MOB (male osmiophilic bodies). These organelles appear as club-shaped, electron-dense vesicles, smaller than female OB. We found that a drop in temperature triggers MOB clustering, independently of exposure to other stimuli. MDV1/PEG3, a protein associated with OB in Plasmodium berghei females, localizes to both non-clustered and clustered MOB, suggesting that clustering precedes vesicle discharge. A P.berghei mutant lacking the OB-resident female-specific protein Pbg377 displays a dramatic reduction in size of the OB, accompanied by a delay in female gamete egress efficiency, while female gamete fertility is not affected. Immunolocalization experiments indicated that MDV1/PEG3 is still recruited to OB-remnant structures