Financial threat and financial literacy on willingness to change the financial behavior

Grounded on “Theory of Planned Behaviour” (TPB), this study analyzes the influence of financial threat and financial literacy on ‘willingness to change’ the financial behavior. The ‘primary data’ collected from the university students by using convenience sampling technique. Multiple regression results shows that financial literacy and financial threat has significant influence on willingness to change the financial behavior of the university students. This implies that increase in the financial threat leads to change in the financial behavior, which supports the fact that investor’s intention to invest is affected by different factors. Employing TPB thus offer researchers to enhance understanding in forecasting an individual financial behaviour. Limited researchers have used TPB to analyze the influence of financial literacy and financial threat on the ‘willingness to change’ the financial behavior of students. Therefore, this study may help the university students to understand the concept of financial threat and those who aid students in coping with emotional or behavior disorders interrelated to the financial issues

Financial threat and financial literacy on willingness to change the financial behavior

Grounded on “Theory of Planned Behaviour” (TPB), this study analyzes the influence of financial threat and financial literacy on ‘willingness to change’ the financial behavior. The ‘primary data’ collected from the university students by using convenience sampling technique. Multiple regression results shows that financial literacy and financial threat has significant influence on willingness to change the financial behavior of the university students. This implies that increase in the financial threat leads to change in the financial behavior, which supports the fact that investor’s intention to invest is affected by different factors. Employing TPB thus offer researchers to enhance understanding in forecasting an individual financial behaviour. Limited researchers have used TPB to analyze the influence of financial literacy and financial threat on the ‘willingness to change’ the financial behavior of students. Therefore, this study may help the university students to understand the concept of financial threat and those who aid students in coping with emotional or behavior disorders interrelated to the financial issues

A review of hybrid couplers:state-of-the-art, applications, design issues and challenges

Abstract In recent years, the hybrid branch-line coupler has attracted much attention due to its appealing features such as of low cost and ease in fabrication for wireless communications. The fifth-generation cellular networks promise to support several wireless technologies by capitalizing a multitude of frequencies and increase data rates. To achieve that, the butler matrix technique can be used to enhance both bandwidth and data rate with the implementation of beamforming. Conventional hybrid couplers are the main component to build a butler matrix, but they are generally bulky in size and narrow in bandwidth. Moreover, requirements imposed by newer wireless technologies makes the efforts in improving size compactness and bandwidth even more challenging. On the other hand, several techniques have been proposed in literature to solve both issues. This study focuses on the design challenges and issues of hybrid coupler designs and technologies, besides underlining their promising potential. In this context, several techniques for hybrid coupler to achieve the required bandwidth and size reduction are highlighted, such as the T-shape, meander line, two sections, three-section, and parallel couple lines