The Impact of Selected Socioeconomic Factors on Asset Building in Rural Communities

The study examined the impact of selected socioeconomic factors on asset building. Using a questionnaire, data were obtained from a convenience sample of 204 participants from several Alabama Black Belt Counties, and analyzed using descriptive statistics and logit analysis. The results showed that a majority (64%) was willing to participate in an asset building program. Of this, an overwhelming majority (at most 70%) wanted to set up a small business; further their education, or purchase a home. In addition, one socioeconomic factor, age, had a statistically significant (p = 0.016) effect on willingness to participate in an asset building program. Consequently, it was recommended that policies and programs that encourage participation in asset building be put in place for residents in the study area, focusing on age as a key factor, among others, to improve wealth. Critical resources to use in this effort are the community-based organizations, and research institutions

Factors that Influence Nontraditional Adult Learners\u27 Online Course Persistence: An Explanatory Sequential Mixed Methods Study

Historically, the typical first-year college student was an 18-year-old high school graduate still living at home. However, today’s college students are frequently older adults pursuing higher education in record numbers and for a myriad of reasons. In fact, these older students are nontraditional adult learners (NALs), and they are the new majority student population (NCES, 2012). Nontraditional adult learners are identified as a student 25-years and older, entering college for the first time or re-entering college after a gap in their education. Additionally, NALs prefer to enroll in online courses because of the convenience and flexibility of online learning. However, online learners are at a higher risk for attrition than those enrolled in face-to-face classes (Hart, 2012; Park & Choi, 2009; Rovai, 2003; Xu & Jaggars, 2014). This study, viewed through the lens of the adult learning theory of andragogy, employed an explanatory sequential mixed method research design. Further, this investigation examined to what extent NALs’ online learning experiences are consistent with the theory of andragogy (Park, Robinson, & Bates, 2016). Therefore, the Andragogy in Practice Inventory (Version 4) survey was administered in the first strand to measure the two distinct constructs of andragogy. The second strand consisted of qualitative interviews. The survey results (N=168) revealed that the seven principles of andragogy were regarded as having a major influence on online learning, but not all of the instructional process elements. The instructional process elements of; diagnoses of learning needs; climate setting; mutual planning; setting of objectives, and design of the learning experience, were less likely to have a major influence on online course persistence. However, in contrast to the survey respondents, the interview informants considered all of the instructional process elements as an influence on their online course persistence

THE IMPACT OF SELECTED SOCIOECONOMIC FACTORS ON ASSET BUILDING IN RURAL COMMUNITIES

The study examined the impact of selected socioeconomic factors on asset building. Using a questionnaire, data were obtained from a convenience sample of 204 participants from several Alabama Black Belt Counties, and analyzed using descriptive statistics and logit analysis. The results showed that a majority (64%) was willing to participate in an asset building program. Of this, an overwhelming majority (at most 70%) wanted to set up a small business; further their education, or purchase a home. In addition, one socioeconomic factor, age, had a statistically significant (p = 0.016) effect on willingness to participate in an asset building program. Consequently, it was recommended that policies and programs that encourage participation in asset building be put in place for residents in the study area, focusing on age as a key factor, among others, to improve wealth. Critical resources to use in this effort are the community-based organizations, and research institutions