1 research outputs found
Gospodarka i społeczeństwo w europejskiej perspektywie. Kompetencje jutra czyli czego przyszłość będzie wymagała od nas i naszych dzieci: monografia
The analysis of possible ways of banking institutions’ financial stability
improvement as an element of ensuring sustainable economic development of
the country is presented in the article. The Markowitz model, which investigates
the issues of taking into account both the profitability of banking institution and
all possible risks which might impact its activities, is used in the paper in order to
improve investment climate, economic and financial stability of the bank. The modelling
of banking institution financial stability is carried out on the example of OTP
Bank. According to the carried out modelling of the OTP Bank financial stability improvement, a particular threat to the banking institution was determined as risk exceeds profitability of bank’s assets portfolio. It is found that this situation is due to the fact that the largest share of the portfolio (47.38%) belongs to the loans to customers which is recommended to be adjusted in the structure of the bank’s assets