商业银行反洗钱失效的原因及其解决措施

随着洗钱活动的猖獗,反洗钱越来越受到各国的重视。商业银行作为反洗钱的第一道防线,有着举足轻重的作用。然而现实中,商业银行却普遍存在着动力不足的问题。本文通过对商业银行进行反洗钱成本——收益分析,指出正外部性、信息不对称和成本收益不匹配是造成商业银行反洗钱动力不足的根源。最后,从建立约束机制、信息网络和激励机制三方面提出解决这一问题的建议

从传统贸易理论引发对中国对外贸易的思考

近年来,中国进出口总值不断攀升,贸易顺差也再创新高。首先对传统贸易理论作一简要综述,接着提出其存在的不足之处,最后试图运用比较优势理论分析我国对外贸易优势所在,以此为我国开放型经济的发展提供有益的思路

政府监管在反洗钱中的主导作用及对策

本文曾入选2006年12月在厦门大学召开的反洗钱国际学术研讨会【中文文摘】洗钱是一项困扰世界各国的复杂而隐蔽的国际经济犯罪活动。在当今经济全球化、资本流动国际化的情况下，洗钱犯罪也出现新的发展趋势, 专业化、智能化和高度组织性成为其新的特征。洗钱范围越来越广，洗钱对于国际金融体系的安全和国际政治经济秩序的危害越来越大，反洗钱的重要性也日益突出。本文试图通过反洗钱的成本-收益理论分析，得到商业银行与监管者、洗钱者之间的博弈，并结合破窗理论，说明政府在反洗钱过程中应起到主导作用。同时，结合我国反洗钱实际操作中存在的问题，提出政府应采取的对策。 【英文文摘】The act of money laundering is one kind of emerging international economic crime bothering most countries in the world, owning to its complexity and invisibility. In the wake of economic globalization and with the internationalism of capital flow, the ways of money laundering in our country also turn to new tendency, with specialization, intelligentization, and well organized structure as its new feature. Nowadays, the area involved in money-laundering is becoming lager and lager, leading to greater and greater harm to the international financial system and international political and economic system. Thus anti-money laundering has been more and more important. In this article, we are trying to set up a theoretical analyze system-“ the economics essence of anti-money laundering-cost and benefit-the institutional choice ”，analyze the game between bank and government supervisor, as well as the one between bank and launderer, and also explain the broken-window theory. Through that we draw the conclusion that government plays a leading role in the campaign of anti-money laundering. In the end, based on analysis of current problems in anti-money laundering, we put forward the necessary precaution and countermeasure of money laundering taken by the government

Levels and Determinants of Internationalization of Chinese Population Science

国际化是学科成熟与发展的一个重要指标。但是作为世界人口第一大国,中国人口学科的国际化并没有发展到一个相对应的水平。在界定了学科国际化概念的基础上,借助问卷调查数据来分析中国人口学科国际化的现状,探讨中国人口科学继续与国际学界融合所面临的困难及其主要原因。结果表明,中国人口学的国际化明显处于不断萎缩的态势,其直接动因和深层次缘由分别是整个人口学界的国际化意识与能力的减弱,以及人口学科文化与制度本身存在的缺陷。加强国际化的学科文化建设与建立相配套的学科制度是提高中国人口学科国际化水平的重要途径。Level of internationalization is an important index of disciplinary development.However,as the world's most populous country,China′s internationalization in demography has not been developed to a corresponding level.By defining disciplinary internationalization and drawing upon a questionnaire survey data,this paper examines the present situation of the internationalization of Chinese population science,and discusses the difficulties and determinants of integrating Chinese population science into the international academic community.The paper argues that internationalization of Chinese population science is declining,the direct and deep-seated determinants of which are shrinking consciousness and capacity in internationalization of the entire demographic circle in China,and deficiencydeficiencydeficiencies in the culture and system of the population science.Therefore,the important approach to improve internationalization level of China′s population science is to strengthen the international science culture construction and to establish the supporting disciplinary system

Summary Studies on Asset Price Bubbles

对资产泡沫的形成机制的研究可以从理性投机泡沫理论、非理性泡沫理论、基于信息论和博弈论的泡沫理论、非线性泡沫理论等方面进行总结,对这些研究进行一个简单的文献综述,可以得出结论:资产泡沫成因必须结合多个理论进行分析。The studies on asset price bubbles can be summarized from the theories as following: rational speculative bubbles theory,irrational speculative bubbles theory,theories based on information theory and game theory,nonlinear bubbles theory.From these studies we can draw the conclusion that the studies on asset price bubbles should be the combination of different theories

Modern Corporate Capital Structure Theory and its Development

【中文摘要】1958年Franco Modigliani 和Merton Miller提出MM定理，揭开了现代企业资本结构理论研究的序幕。至今，现代企业资本理论研究已经走过了近50年的发展历程。在这50年中，伴随着其他经济理论的提出和发展，企业资本结构理论相继经历了旧资本结构理论和新资本结构理论时期。本文试图追溯其发展历程，并对其主要流派观点作一综述。 【英文摘要】It has been nearly 50 years since Franco Modigliani and Merton Miller raised MM theory, which is regarded as the beginning of modern corporate capital structure theory. With the development of other economic theory, modern corporate capital structure has experienced old capital structure theory and new capital structure theory in succession during these 50 years. In this paper, I try to trace back to the very beginning of modern corporate capital structure theory, and sum up the theses of some main schools

Institutional Investors' Behavior and Abnormal Returns around the Analysts' Stock Recommendation Release Events:Evidence from Shanghai Stock Exchange

机构投资者是证券市场的重要参与者,由于其交易资金的庞大,往往会对证券市场的交易价格产生显著的影响。本文借鉴CHEn和HOng(2006)事件研究的方法,使用上海证券交易所发布的日度机构持仓数据,对机构投资者在投资评级发布日的行为进行了分析。发现在我国机构投资者的投资存在着以正反馈交易为代表羊群效应特征,并且在短期交易还有一定的惯性特征。As the key participants of the securities market,institutional investors tend to affect the stock price significantly owing to their huge amount of trading.Using event study method in Chen & Hong(2006) for reference, the authors apply daily data of institutional holdings from the Shanghai Stock Exchange to analyze institutional investors' behavior around analysts' stock recommendations release events.The paper finds that there is a positive feedback trading,showing herding behavior between institutional investors,and also the short-time trading exhibits a characteristic of momentum investing

On the Exchange and Cooperation and Both Development of Family Education of Both Straits

回顾两岸在家庭教育方面的发展历程,展示两岸家教交流合作的必要性;借助对两岸家教这些年互动的现状分析,说明两岸家教交流合作的可行性;通过对两岸家教的未来展望,以期对促进海峡两岸家庭教育共同发展提出若干对策建议。The paper reviewed he course of development of family education of both straits,demonstrated the necessity of the exchange and cooperation of family education of both straits.The paper explained the feasibility of the exchanges and cooperation of family education through analyzing the interaction status of family education of both straits.Through prospecting the future of family education,the paper proposed some countermeasures and suggestions to promote both development of family education of both straits

三峡水库坝前水域浮游植物群落时空动态研究

于2012—2013年对三峡水库坝前水域浮游植物组成、优势种、密度、生物量及多样性进行了周年季度调查,共鉴定浮游植物151种属,其中绿藻门71种,硅藻门47种,蓝藻门20种,隐藻门和甲藻门各4种,裸藻门和金藻门各2种,黄藻门1种。浮游植物优势种的季节更替明显,夏季和秋季优势种类为硅藻和绿藻,冬季为硅藻、蓝藻和绿藻,春季为绿藻、硅藻和隐藻。浮游植物年均密度和生物量分别为3.95×106 ind./L和4.078 mg/L,空间差异表现为支流和库湾远高于干流,季节动态表现为夏季最高,春季和冬季次之,秋季最低。三峡水库坝前水域浮游植物多样性指数偏低,水体污染类型属于α-中污染。研究为客观了解三峡水库坝前水域浮游植物群落的空间分布与季节变化特征提供一定的参考依据

三峡水库坝前水域浮游植物群落时空动态研究

于2012—2013年对三峡水库坝前水域浮游植物组成、优势种、密度、生物量及多样性进行了周年季度调查,共鉴定浮游植物151种属,其中绿藻门71种,硅藻门47种,蓝藻门20种,隐藻门和甲藻门各4种,裸藻门和金藻门各2种,黄藻门1种。浮游植物优势种的季节更替明显,夏季和秋季优势种类为硅藻和绿藻,冬季为硅藻、蓝藻和绿藻,春季为绿藻、硅藻和隐藻。浮游植物年均密度和生物量分别为3.95×106 ind./L和4.078 mg/L,空间差异表现为支流和库湾远高于干流,季节动态表现为夏季最高,春季和冬季次之,秋季最低。三峡水库坝前水域浮游植物多样性指数偏低,水体污染类型属于α-中污染。研究为客观了解三峡水库坝前水域浮游植物群落的空间分布与季节变化特征提供一定的参考依据