5 research outputs found
μλκΆ μ§μμ μ€μ¬μΌλ‘ (2017~2020)
νμλ
Όλ¬Έ (μμ¬) -- μμΈλνκ΅ λνμ : νκ²½λνμ νκ²½κ³ννκ³Ό, 2021. 2. κΉκ²½λ―Ό.ν μ λΆμμ μ£Όνμμ₯ μμ νλ₯Ό λͺ
λΆμΌλ‘ μ‘°μΈμ μ£ΌνκΈμ΅μ λν ν¨λν°λ₯Ό κ°ννμλ€. κ·Έλ¬λ κ°μΈκ³Ό λ²μΈ κ° κ·μ μ ννμ±μ΄ μΆ©λΆν κ³ λ €λμ§ λͺ»νμλ€. κ·Έ κ²°κ³Ό μ£ΌνμμμμΈ κ°μΈμκ² λΆκ³Όλλ μ‘°μΈλΆλ΄κ³Ό λμΆκ·μ λ₯Ό μ°ννκΈ° μν λ°©λ²μΌλ‘ λ²μΈμ ν΅νμ¬ μ£Όνμμ₯μ μ°Έμ¬νλ κ²°κ³Όλ₯Ό μ΄λνκ² λμλ€. μ΄λ¬ν νμμ΄ μ£Όμ μ£Όνμμ₯μΈ μλκΆμμ μ§μμ μΌλ‘ μ΄λ»κ² μ°¨λ³νλμ΄ λνλλμ§λ₯Ό κ³ μ°°νκΈ° μν΄ λ³Έ μ°κ΅¬λ κ°μΈμ λν μ£Όνκ·μ μ μ±
μ΄ λ²μΈ λͺ
μμ μννΈ κ±°λμ μ΄λ ν μν₯μ λ―ΈμΉλμ§ μλκΆ μꡰꡬ 76κ° μ§μμ λμμΌλ‘ μ°κ΅¬λ₯Ό μ§ννμλ€.
λ³Έ μ°κ΅¬λ λ²μΈμ μννΈ κ±°λμ λ―ΈμΉλ μν₯μ κ³λμ μΌλ‘ λΆμνκΈ° μνμ¬ 2017λ
7μμμ 2020λ
7μκΉμ§ μ΄ 37κ°μ λμ μλ³λ‘ λ°νλ μ£Όνμ μ±
μ μ μ±
μλ¨ λ° μ μ±
λμμ λ°λΌ 2μ’
λ₯λ‘ λΆλ₯νμ¬ μ§μννμλ€. μ΄ν λ²μΈμ΄ 맀μν λΆλμ° κ±°λλμ μ’
μλ³μλ‘, μμΈμμννΈκ°κ²©μ§μ, μꡰꡬ μ£Όλ―Όλ±λ‘μΈλμ μ¦κ°μ¨, μ΄μμ¨, μ½μ€νΌμ§μ λ± μ£Όνμμ₯κ³Ό κΈ°ν κ±°μκ²½μ λ³μλ₯Ό λ
립λ³μλ‘ νμ¬ ν¨λλ°μ΄ν°λ₯Ό ꡬμΆνμλ€.
λΆμ λͺ¨νμΌλ‘λ ν¨λ λ¨μκ·Ό κ²μ κ³Ό ν¨λ 곡μ λΆ κ²μ μ ν΅νμ¬ λ¨μκ·Όκ³Ό μκ³μ΄μ μλ ΄νμμ κ²μ ν μ΄ν, ν¨λ λ°μ΄ν° λΆμμ μν κ³ μ ν¨κ³Ό λͺ¨νκ³Ό νλ₯ ν¨κ³Ό λͺ¨νμ ν΅νμ¬ λΆμνμκ³ , λΆμ μ΄μ μ νμ°μ€λ§ κ²μ μ ν΅νμ¬ κ³ μ ν¨κ³Ό λͺ¨νκ³Ό νλ₯ ν¨κ³Ό λͺ¨ν μ€ μ μ ν λͺ¨νμ μ ννμλ€. λν 1κ³ μκΈ°μκ΄ κ²μ μ ν΅νμ¬ μ€μ°¨νμ μκ³μ΄μ μκΈ°μκ΄μ±μ κ²μ νκ³ μ΄λ₯Ό ν΅μ νμλ€. λν μ§μμ μΌλ‘ λ²μΈμ μννΈλ§€μλ λ° κ·μ μ κ°λκ° ν¬κ² μ°¨μ΄ λλ―λ‘ μλκΆ μ 체(λͺ¨λΈ1), μμΈ μΈ μλκΆ(λͺ¨λΈ2), μμΈ(λͺ¨λΈ3)λ‘ λλμ΄ λΆμνμλ€.
λͺ¨λΈ 1(μλκΆ μ 체) λ° λͺ¨λΈ 2(μμΈ μΈ μλκΆ)μ κ²½μ° λΆλμ° κ·μ μ§μλ μμ μκ΄κ΄κ³κ° μμλ€. λν κΈλ¦¬μλ μμ μκ΄κ΄κ³, μμΈμ μννΈ κ°κ²© μ§μμ μ½μ€νΌ μ§μμλ μμ μκ΄κ΄κ³λ₯Ό 보μ¬μ£Όμλ€. κ·Έλ¬λ μ΄μ λ¬λ¦¬ λͺ¨λΈ3(μμΈ)μ μΈλμ μ¦κ°μ¨, μ΄μμ¨, μμΈμ μννΈ λ§€λ§€κ°κ²© μ§μλ§μ΄ μ μν μν₯λ ₯μ΄ μμκ³ , μ£Όνκ·μ μ§μλ μ μν μν₯μ μ£Όμ§ λͺ»νλ κ²μΌλ‘ λνλ¬λ€.
μ μ°κ΅¬κ²°κ³Όλ₯Ό μμ½νλ©΄ μ‘°μΈμ κΈμ΅ ν¨λν°λ₯Ό ν΅ν κ°μΈμ μ£Όνκ±°λμ λν μ λΆμ μ§μμ μΈ κ°μ
μ λ²μΈμ΄λΌλ μλ‘μ΄ κ±°λ 주체λ₯Ό μ£Όνμμ₯μ μ°Έμ¬μν€κ³ , μ΄λ€μ μΈλμ μ¦κ° λ± μ€μμ츑면보λ€λ λΆλμ° κ·μ , μ½μ€νΌμ§μ, κΈλ¦¬ λ± ν¬μμ μΈ‘λ©΄μμ μννΈ μμ₯μ μ°Έμ¬νλ€κ³ λ³Ό μ μλ€. κ·Έλ¦¬κ³ μ΄λ¬ν κ²½ν₯μ±μ μμΈλ³΄λ€λ μμΈ μΈ μλκΆμμ κ°νκ² λνλλ€κ³ λ³Ό μ μλ€. λ°λΌμ ν₯ν λΆλμ° κ·μ μ κ°μΈκ³Ό λ²μΈκ³Όμ ννμ± λ° μ§μ λΆλμ° μμ₯μ κ±°λ μμΈ λ° νΉμ±μ μΆ©λΆν κ³ λ €ν λμ±
μλ¦½μ΄ νμνλ€.Although the current government is strengthening penalties for tax and housing finance in the name of stabilizing the housing market, it has resulted in a new economic entity called corporations participating in the housing market. As the cause of this phenomenon needs to be analyzed, this study conducted a study on 76 areas of metropolitan city, county and district to see how the housing regulation policy for individuals affects apartment transactions under the corporate name.
In order to quantitatively analyze the impact of corporations on apartment transactions, this study is based on the housing policies published monthly for a total of 37 months from July 2017 to July 2020 according to the policy instruments and policy targets (taxation for individuals). And housing finance incentives/penalties and corporate taxes and housing finance incentives/penalties). After that, the panel data was constructed using the real estate transaction volume purchased by the corporation as the dependent variable, and the housing market and other macroeconomic variables such as the Seoul apartment price index, the increase rate of the number of resident registration households in the city, county and district, interest rate, and KOSPI index as independent variables.
As an analysis model, unit root and time series convergence was tested through unit root test and cointegration test, and then analyzed through fixed effect model and probability effect model for panel data analysis. The appropriate model was selected among the and probability effects models. In addition, the time-series autocorrelation of the error term was tested and controlled through a first-order autocorrelation test. In addition, since the amount of apartment purchases by corporations and the intensity of regulation differ greatly in regions, the analysis was divided into the entire metropolitan area (model 1), Seoul (model 2), and the metropolitan area outside Seoul (model 3).
In the case of Model 1 (the entire metropolitan area) and Model 2 (the metropolitan area other than Seoul), the real estate regulation index had a positive correlation. It also showed a negative correlation with interest rates and a positive correlation with the Seoul apartment price index and the KOSPI index. Unlike this, however, Model 3 (Seoul) showed that only the household growth rate, the interest rate, and the Seoul apartment sale price index had a significant influence, and the housing regulation index did not have a significant effect.
Summarizing the results of the above study, the government's continuous intervention in individual housing transactions through tax and financial penalties will involve a new entity called a corporation in the housing market. In terms of investment, it can be seen that it participates in the apartment market. And this tendency can be seen to be stronger in the metropolitan area outside Seoul than in Seoul. Therefore, it is necessary to establish measures that fully consider the causes and characteristics of transactions in the local real estate market and equity between individuals and corporations when regulating real estate in the future.μ 1 μ₯ μλ‘ 1
μ 1 μ μ°κ΅¬ λ°°κ²½ 1
μ 2 μ μ°κ΅¬ λͺ©μ 2
μ 3 μ μ°κ΅¬ λ²μ 3
μ 4 μ μ°κ΅¬μ νλ¦ 4
μ 2 μ₯ μ νμ°κ΅¬ 5
μ 1 μ λΆλμ° κ·μ μ μ£Όνμμ₯ 5
1. μ‘°μΈμ μ±
κ³Ό μ£Όνμμ₯ 5
2. μ£ΌνκΈμ΅κ³Ό μ£Όνμμ₯ 7
3. λΆλμ°κ·μ μ§μλ₯Ό νμ©ν μ°κ΅¬ 7
4. λ²μΈ λ° μλμ¬μ
μμ μ£Όνμμ₯ μ°Έμ¬μμΈ 8
μ 2 μ μ νμ°κ΅¬μ μ’
ν© 9
μ 3 μ₯ μ°κ΅¬ λ°©λ²λ‘ 12
μ 1 μ ν¨λλ°μ΄ν° μ°κ΅¬ λ°©λ² 12
1. ν¨λ λ¨μκ·Ό κ²μ λ° ν¨λ 곡μ λΆ κ²μ 12
2. ν¨λ λ°μ΄ν° λΆμ 15
μ 2 μ μ°κ΅¬ μλ£ μ μ 19
1. κ±°λμ£Όμ²΄λ³ μννΈ κ±°λ (κ΅ν κ΅ν΅λΆ μ€κ±°λ λ°μ΄ν°) 19
2. λΆλμ° κ·μ μ§μ 20
3. κΈ°ν λ³μ 22
μ 3 μ μ€μ¦λΆμμ μν λͺ¨ν μ€μ 23
μ 4 μ₯ μ€μ¦ λΆμ 26
μ 1 μ λΆμμλ£ κ°μ 26
μ 2 μ μλ£ κΈ°μ΄λΆμ 27
1. λ³μ μ 체 κΈ°μ΄ ν΅κ³λ 27
2. μ§μλ³ λ²μΈ λͺ
μ μννΈ λ§€μλ 28
3. λΆλμ° κ·μ μ§μ λ° κ°μΈκ³Ό λ²μΈ κ° κ·μ μ°¨μ΄ 29
4. μΈλμ μ¦κ°μ¨κ³Ό μννΈλ§€λ§€κ°κ²©μ§μ 30
5. κ±°μ κ²½μ μ§ν 32
μ 3 μ ν¨λ λ¨μκ·Ό λ° κ³΅μ λΆ κ²μ κ²°κ³Ό 33
1. ν¨λ λ¨μκ·Ό κ²μ κ²°κ³Ό 33
2. ν¨λ 곡μ λΆ κ²μ κ²°κ³Ό 35
μ 4 μ ν¨λ κ²μ κ²°κ³Ό 36
1. νμ°μ€λ§ κ²μ κ²°κ³Ό 36
2. 1κ³ μκΈ°μκ΄ κ²μ κ²°κ³Ό 36
3. κ·μ μ§μμ λ²μΈμ μννΈ λ§€μλκ°μ κ΄κ³ : μλκΆ 37
4. κ·μ μ§μμ λ²μΈμ μννΈ λ§€μλκ°μ κ΄κ³ : μμΈ μΈ 38
5. κ·μ μ§μμ λ²μΈμ μννΈ λ§€μλκ°μ κ΄κ³ : μμΈ 40
μ 5 μ₯ κ²° λ‘ 41
μ 1 μ μ°κ΅¬ μμ½ 41
μ 2 μ μ°κ΅¬ κ²°κ³Ό λ° μμ¬μ 42
μ 3 μ μ°κ΅¬ μμ λ° νκ³ 43
μ°Έκ³ λ¬Έν 45
μλ¬Έμ΄λ‘ 48Maste