823 research outputs found

    Blockchain architecture and its applications in a bank risk mitigation framework

    Get PDF
    This study proposes a simple two-period model to consider consumers’ borrowing behaviour in a decentralised consensus and information distribution platform. Based on this model, we develop a bank risk mitigation framework and find that decentralised digital identity and encryption technology are the most important factors for attaining market equilibrium between decentralised consensus and information distribution. Specifically, the greater the scope of digital identity construction and the more blockchain consensus records there are, the less likely the borrower will default. Our study provides meaningful practical implications for bankers and policy regulators to help them better understand consumers’ borrowing behaviour and decisions to default

    Ultrasonic Evaluation of Artificial Kissing Bonds in CFRP Composites

    Get PDF
    The primary aim of this paper is to create artificial inter-laminar kissing bond-like defects in CFRP panels for ultrasonic inspection. Carbon fibre reinforced polymer structures pose a unique problem, as unlike metal-tometal bonds (single bond line) carbon fibre reinforced polymer composites have multiple bond lines (between each laminate layer and between the individual carbon fibre bundles). This increases the number of locations for kissing bonds and other defects to lie. Published works look at bonding defects in joints (lap joints, and solidsolid bonding). This paper looks at inter-laminar bonding. A number of samples are created and attempts are then made to detect these kissing bonds using ultrasonic techniques. Further investigation into contaminants for artificial defect creation is advised and destructive verification of the kissing bond samples is still required
    • 

    corecore