Insights on Crypto Investors from a German Personal Finance Management App

This study investigates the socio-economic characteristics, behavioral preferences, and consumption of individuals who own crypto-assets. Our empirical analysis utilizes data from a German personal finance management app where users connect their bank accounts and depots. We conducted a survey and elicited behavioral factors for financial decision-making. By combining survey with account and security account data, we identify crypto investors’ preferences for financial decision-making and financial advice. Our results suggest that, in particular, students or self-employed, young, and male individuals who are risk-seeking and impatient are more likely to have invested in crypto-assets. Most crypto owners have less experience with financial advisory. They see it as too time-consuming and qualitatively poor, and instead, they prefer to decide on their own as they have self-reported high financial literacy. Investigating their consumption in more detail we conclude that crypto investors more often spend on travelling, electronics, and food delivery and less on health. Our findings suggest policymakers in identifying high-risk consumers and investors, and help financial institutions develop appropriate products

A Sensitive Search for [N II]205 μm Emission in a z = 6.4 Quasar Host Galaxy

We present a sensitive search for the 3P1 → 3P0 ground-state fine structure line at 205 μm of ionized nitrogen ([N II]205μm) in one of the highest-redshift quasars (J1148+5251 at z = 6.42) using the IRAM 30 m telescope. The line is not detected at a (3σ) depth of 0.47 Jy km s^−1, corresponding to a [N II]205μm luminosity limit of L[N II] 7) using the Atacama Large Millimeter/submillimeter Array, for which the highly excited rotational transitions of CO will be shifted outside the accessible (sub-)millimeter bands

The ISCIP Analyst, Volume XIV, Issue 8

This repository item contains a single issue of The ISCIP Analyst, an analytical review journal published from 1996 to 2010 by the Boston University Institute for the Study of Conflict, Ideology, and Policy

On the origin and elimination of cross coupling between tunneling current and excitation in scanning probe experiments that utilize the qPlus sensor

The qPlus sensor allows simultaneous measurements of scanning tunneling microscopy (STM) and atomic force microscopy (AFM). Its design for use in frequency modulation AFM (FM-AFM) involves separate electrodes, applied on an oscillating quartz cantilever, for the detection of an electronic tunneling current and the deflection signal. Cable resistance and capacities in the electronic setup can induce cross talk phenomena. We report a tunneling current-induced cross coupling observed in a combined STM/AFM setup which uses the qPlus sensor. This cross coupling can induce a positive or negative change of the amplitude excitation signal, thus acting as an apparent dissipation or drive. The experimental data is explained well by tunneling current-induced fluctuations of the electric potential on the sensor electrodes

Discovery of Molecular Gas in the Outflow and Tidal Arms around M82

We present the first fully sampled map of 12CO (1-0) emission from M82 covering the entire galaxy. Our map contains a 12 x 15 kpc^2 area. We find that extraplanar CO emission, previously reported at short distances above the galactic plane, extends to heights of up to 6 kpc above the disk. Some of this emission is associated with tidal arms seen in HI, implying either that M82 contained substantial amounts of molecular gas in the outer disk, or that molecular gas formed after the tidal features. CO emission along the direction of the outflow extends to distances of 3 kpc above and below the disk. At this distance, the line is shifted in velocity about 100 km/s, and has the same sense as the galactic outflow from the central starburst. This implies that molecular gas may be entrained into the outflow.Comment: 4 pages, 6 figures. Uses emulateapj5. Accepted by ApJ Letter

The ISCIP Analyst, Volume XIV, Issue 9

This repository item contains a single issue of The ISCIP Analyst, an analytical review journal published from 1996 to 2010 by the Boston University Institute for the Study of Conflict, Ideology, and Policy