Efisiensi Lembaga Keuangan Mikro Agribisnis Gabungan Kelompok Tani Dalam Pengembangan Usaha Agribisnis Perdesaan: Studi Kasus Di Kabupaten Bantul Tahun 2012

EnglishPolicy to concert Rural Agribusiness Development (PUAP) into Microfinance Institutions for Agribusiness (MFI-A) is a strategic movement in Ministry of Agriculture to solve the finance constraint of small-scale farmers and farm labor. This paper aims to analyze efficiency level of MFI-A of the Farmer Group Association (Gapoktan) and to identify the factors influencing efficiency of MFI-A Gapoktan in Bantul Regency involving 65 MFI-As from March until June 2012. The research applies DEA (Data Envelopment Analysis) approach using the assumption of constant return to scale (CRS) and variable return to scale (VRS) with output oriented to measure the efficiency score of each observed MFI-A. This research also employs an Ordinary Least Squares (OLS) regression. Based on DEA-CRS CCR as many as 19 MFI-As (29.23%) are efficient, while based on DEA-VRS BCC total of 33 MFI-As (50,77%) are efficient. Manager\u27s education level, age of MFI-A, time of service, and number of administrators significantly influence efficiency of MFI-A. IndonesianKebijakan Pengembangan Usaha Agribisnis Perdesaan (PUAP) menjadi Lembaga Keuangan Mikro Agribisnis (LKM-A) merupakan langkah strategis Kementerian Pertanian untuk menyelesaikan persoalan pembiayaan petani skala mikro dan buruh tani yang jumlahnya cukup besar di perdesaan. Tujuan kajian ini untuk menganalisis tingkat efisiensi LKM-A gabungan kelompok tani (gapoktan) PUAP di Kabupaten Bantul dan mengidentifikasi faktor-faktor yang memengaruhi efisiensi LKM-A Gapoktan PUAP di Kabupaten Bantul. Penelitian dilakukan pada 65 LKM-A gapoktan PUAP di Kabupaten Bantul pada bulan Maret-Juni 2012. Metode penelitian menggunakan pendekatan analisis DEA (Data Envelopment Analysis) asumsi constant return to scale (CRS), dan variable return to scale (VRS) dengan output oriented digunakan untuk mengukur skor efisiensi dari masing-masing LKM-A yang diamati. Selanjutnya penelitian ini menggunakan analisis regresi Ordinary Least Squares (OLS) untuk menganalisis faktor-faktor yang memengaruhi efisiensinya. Hasil penelitian menunjukkan bahwa dari perhitungan DEA-CRS versi CCR, sebanyak 19 LKM-A (29,23%) telah efisien, sedangkan dengan perhitungan DEA-VRS versi BCC terdapat sebanyak 33 LKM-A (50,77%) efisien. Tingkat pendidikan manajer, umur LKM-A, waktu pelayanan dan jumlah pengelola memiliki pengaruh dan nyata terhadap efisiensi LKM-A, sedangkan metode pinjaman dan sistem pembiayaan LKM-A tidak berpengaruh secara nyata terhadap efisiensi LKM-A gapoktan PUAP di Kabupaten Bantul

Partnership of Melon Farmers in YOGYAKARTA with Startup-Agritech P2P Lending Company, is IT Beneficial?

The rapid development of digital technology encourages the agricultural sector to develop so that digital technology-based agritech startup companies are born in the agribusiness sector that provides a platform for financing agricultural businesses and mentoring farmers through a partnership system. This partnership is expected to overcome the main problems often faced by farmers, especially in terms of capital and marketing of agricultural products. This research aims (1) to find out the form and mechanism of farmer partnerships with Startup-Agritech peer to peer (P2P) Lending Company, and (2) to find out the benefits obtained by farmers through implementing partnerships with these companies. This research was conducted in 2020 in the Special Region of Yogyakarta on melon farmers who partnered with a Startup-Agritech of P2P lending company PT. Tani Fund Indonesia. The primary method used is the descriptive method. Types of data collected include primary data and secondary data. Data was collected by interviewing the respondents and collecting secondary data via the internet and relevant literatures. Quantitative and qualitative data were processed using descriptive analysis. The result of the research shows that the partnership is in the form of Agribusiness Operational Cooperation. Farmers can become partners by registering through the company's website with the company's flow and requirements. The benefits obtained by farmers include economic benefits where farmers get easy marketing and certainty of the selling price of their products. Technically, farmers get business capital loans and cultivation assistance. Socially, the partnership increases the motivation of other farmers to join the partnership