The Impacts of Microfinance on Women Entrepreneurs “A Case Study of District Quetta, Pakistan”

The main objective of this study is to find out whether the provision of microfinance services by BRAC, Pakistan at district Quetta Urban area has brought out any changes in women micro-entrepreneur. The cross sectional design using household as the unit of assessment was selected for the present study, the primary data was collected through structured questionnaires covered one group of 60 female from present beneficiaries or former beneficiaries who have already received loan from the BRAC, Pakistan at district Quetta for at least two years before 1st October, 2011 the date on which face to face interviews of clients were conducted and another group of 20 female consisting of new clients/ non-beneficiaries who have with the microfinance programs for maximum period of two to three months duration were used as control group using cluster random samples.From the analyzed data it was infer that microfinance was helpful in empowering female entrepreneurs socially as well as economically in urban area of Quetta district. Keywords: Microcredit, Microfinance, Microfinance Institutions, Microenterprise, Micro- entrepreneur

Organizational Commitment of Teachers and Role of Their Employment Traits in the Context of Higher Education Institutions of Pakistan

Employment traits have been studied having an impact over the organization commitment of the teachers. However, the scholars have inconsistent views regarding the relative strength of different traits groups such as Experience, Education, Type of Organizations, Chairpersonship, Salary and Designation over the commitment. In existing study, Meyer and Allen (1984-1997) “Three Component Model” was employed for collection of commitment profile of 312 both Public and Private faculty members of Institute of Management Sciences of Pakistan. Test of significance both t and ANOVA was applied and results of the statistical test divulge that most of the demographic variable like (experience, education, Salary etc.) causes a variation in the mean of commitment of the faculty members of Higher Education Institutions of Pakistan

The Role of Organization Culture in Predicting Organizational Effectiveness: A Case from Developing Countries

This study aims to extend cross-cultural research in examining the potential influence of organizational culture on organizational effectiveness in the context of higher education institutions of the province of Khyber Pakhtunkhwa, Pakistan. A non-experimental and cross sectional perceptual data was collected using survey questionnaire through the senior faculty members and administrators. Selection of the subjects was made on one of the most efficient probability sampling techniques namely disproportionate stratified random sampling.Further, the measurement instruments based on a competing values framework of renowned scholars in the field were adopted to tape both of the study variables. Grounded on collected data for direct effect of organizational culture on organizational effectiveness was empirically tested via multiple regression analysis. Overall, the resultant information of regression model revealed organizational culture as a significant predictor of organizational effectiveness. Moreover, out of four traits of organizational culture, two traits i.e., clan, adhocracy showed significant positive relationships to organizational effectiveness, while bureaucratic type of culture exhibited as inverse association and seemed in line of prior research.Contrarily, exception is noticed for market type of culture. Discussion of these findings followed by implications, limitations, direction for future research and conclusion are given subsequently in the article.Key words: Organizational culture; Competing Values Framework (CVF); Organizational effectiveness; Higher education institution