Assessment of working culture in the case of central highland of Ethiopia

In this paper we identified factors affecting working days and variation of working days among different religion followers and different economic activities taking 384 samples from the study area. Data collected through questionnaires and in addition key informant interview conducted with religious leader considering their religious institution teaches corresponding follower and why some days are celebrated and documents related with national calendar are reviewed.   The resulted presented with different factors like religious practice, national calendar, political reasons working culture contributed for the low days devoted to economic activities per month. The finding indicated that less mean monthly working day is 20.5 in Ethiopian Orthodox Religion followers, the mean monthly working day in the rural area is less than the urban area, Monthly working day in the agricultural activity is less than any others economic activities in the study area scoring 16.76 days per month although agriculture employs 65.62% of the countries labor force

Determinants of private commercial banks deposit in Ethiopia

This study aimed to investigate the determinant of private commercial bank deposits in Ethiopia over eighteen years (2000-2017). To achieve the research objectives, an explanatory research design and a quantitative research approach were employed. In addition, the study has targeted sixteen private commercial banks currently operating in Ethiopia. Data obtained from selected banks were analyzed by using descriptive statistics and random effect model analysis. The regression result shows that three internal variables such as loan to deposit ratio, profitability and the number of bank branches and two macroeconomic variables such as unemployment rate and economic growth rate have a significant effect on the total deposit of private commercial banks. Based on the study finding, researchers recommended that all private commercial banks are required to aggressively expand their branches comparatively to the commercial bank of Ethiopia, and government bodies should give more attention to sustainable economic growth and should work on unemployment reduction

Determinant and status of income disparity among urban households: The case of north Shewa Zone, Oromia Regional State, Ethiopia

The policy message for the developing world was clear: you can’t expect to have both lower poverty and less inequality while you remain poor, and if you choose to give poverty reduction highest priority then focus on growth.  Ethiopia’s experience is a case in point for the complex interaction between inequality and growth.  Structural transformation and poverty reduction may require the implementation of reforms that could lead to an increase in income disparities in addition to the growth of economy.  Urban inequality has been given less attention on research and development agenda of Ethiopia particularly for medium towns   like zone and district town of North Shewa Zone. In Ethiopia, annual urban population growth rate is estimated to be above 4.3 %. In line with this income inequality in urban areas income inequality is growing up and the incidence of urban poverty in developing country like Ethiopia is very high.  Thus, the present study aims to identify the determinant and status   of income inequality among urban households of North Shewa Zone Oromia National regional state by using Gini index and multiple regression models on the data collected from 400 respondents

Determinants of rural household saving: The case of North Shewa Zone, Oromia Regional, Ethiopia

This study examined factors that affect saving behavior of rural households in North Shewa Zone, Oromia Regional Sate. It employed descriptive statistics and    to analyze the data collected from a sample of 400 rural households in the study area. The result showed that about 83.4 percent of sampled households involved in saving of which 23.75 percent use formal financial institutions and the remaining other alternative saving options. The findings implied the need for designing strategies that could improve the saving behavior, mobilization and of saving by rural households. Moreover, the need for government involvement in building the capacity of rural households in terms of education and information systems with regards to savings as well as encouraging financial institutions to implement door- to-door service provisions so as to enhance saving behavior of households are desirable