Means-Tested Income Support, Portfolio Choice and Decumulation in Retirement

We investigate the impact of means tested public income transfers on post-retirement decumulation and portfolio choice using theoretical simulations and panel data on Australian Age Pensioners. Means tested public pension payments in Australia have broad coverage and give insight into the incentive responsiveness of well-off, as well as poorer households. Via numerical solutions to a discrete time, finite horizon dynamic programming problem, we simulate the optimal consumption and portfolio allocation strategies for a retired household subject to assets and income tests. Relative to benchmark, means tested households should optimally decumulate faster early in retirement, and choose more risky portfolios. Panel data tests on inferred wealth for pensioner households show evidence of more rapid spending early in retirement. However they also show that better-off households continue to accumulate, even when facing a steeper implicit tax rate on wealth than applies to poorer households. Wealthier households also hold riskier portfolios. Results from tests for Lorenz dominance of the panel wealth distribution show no decrease in wealth inequality over the five years of the study.retirement wealth; life-cycle saving; public pension; portfolio choice

THINKING ABOUT IDENTITIES OF INFORMATION PROFESSIONALS: EXPLORING THE CONCEPT OF INTERSECTIONALITY

The changing information landscape is recasting the role of information managers as strategic leaders advising on business competitiveness and advocating organizational change. However there is considerable uncertainty as to how these roles are being interpreted and the extent to which this impacts upon professional identity. Recently there has been an emerging awareness in IS research of the need to further explore identity issues in organisations. The aim of this paper is to report on the first stage of a research project that is examining how the identities of information professionals, specifically information managers, are constructed as it has received limited attention in theory and practice. Further, we explore the concept of intersectionality as an analytic approach that simultaneously considers the effects of different social memberships at multiple levels in the identity formation process

Taking the lead: learners’ experiences across the disciplines

The first year at university is a time of significant flux for students, as they adjust to unfamiliar environments, encounter new approaches to teaching and develop fresh learning strategies on the road to becoming self-directed learners. This sense of uncertainty may be compounded by the need to interact with unfamiliar and frequently complex online systems and technologies, possibly even before arrival. Furthermore, although technology is embedded seamlessly into the personal lives of many of today’s students, recent reports have questioned the widespread assumption that young adults have the sophisticated information skills and digital literacy needed to become autonomous learners. In this paper we present findings from a recently-completed study addressing these important issues. We investigated the utilisation of ICT and learning technologies by first-year undergraduates from a variety of different entry routes and academic disciplines, including Physics, Divinity and Veterinary Medicine, at the University of Edinburgh. The focus of the work was on the impact of technology on students’ transition to university and how this changed as they progressed through their first year. The overall shape of the research was based on a student-centred approach, with students’ own views and opinions placed central to the study; and used a holistic approach in which students’ use of e-learning and technology was set within the context of their learning experiences as a whole. To capture the breadth and complexity of their experiences we used a mixed-mode approach, including a series of reflective diaries recorded by learners (in video, audio or text format) together with surveys and focus groups. Students do not form a homogenous group, and findings in this area are inevitably complex. They have high expectations and are generally confident with technology; however, they may not always recognise technology’s potential to support and enhance learning. The term e-learning does not mean much to them; there is simply learning with strands of technology running through. This is reflected in a strong desire for face-to-face contact, with technology used to supplement and enhance this. Students are social, with informal group learning often facilitated by technology. They find their comfort zones and ways of working that are personal to them, and use technology to suit their own way of learning

Learning sustainable urbanism lessons from ‘other’ New Towns in the UK: : Contributing to design for health and wellbeing in the postwar British New Towns (and beyond)

The following presentation to a Sorbonne New Towns Study Day held in April 2022, explores the contribution of New Towns to health, housing and wellbeing, arguing it is useful to widen out scope of what can be defined as a New Town. This allows learning from other contemporary New Town forms in reshaping both post war New Towns and other places including new ‘Garden City model sympathetic’ settlements. We argue that we can also learn from successful but somewhat ‘othered’ New Towns such as Poundbury in Dorchester and exemplar schemes elsewhere. In the context of critical sustainability issues at global and UK level, a potential contribution of ‘other’ New Towns to meet contemporary challenges in making and retrofitting sustainable places, should be acknowledged and explored. This paper therefore draws out such lessons on planning, urban design and retrofitting with view to contributing to discussion of New Towns today in relation to maximising health, housing and wellbeing for all.Non peer reviewe

Managing Information Risks and Protecting Information Assets in a Web 2.0 Era

The growth in volume of digital information arising from business activities presents organisations with the increasingly difficult challenge of protecting their information assets. Failure to protect such information opens up a range of new business risks. The increase in externally hosted services and social networking tools also adds a new layer of complication to achieving information protection. Prior research has recognised the need for a socio-organisational view of information protection, shifting the emphasis from a narrowly defined technical concern to an enterprise-wide, business-led responsibility encompassing strategic and governance issues. We argue that this shift is important but not enough and that greater attention should be given to understanding the nature and complexities of digital business information. In this paper we examine the extent to which existing frameworks for information protection are structured to account for changes in the information environment. Our findings indicate that whilst these frameworks address the need to adopt a broader social and organisational perspective there remain a number of significant limitations in terms of the way the information is treated. To address these limitations we propose a more co-ordinated and information-centric approach to information protection

Anthropometric discriminators of type 2 diabetes among White and Black American adults

BACKGROUND: The aim of the present study was to determine the best anthropometric discriminators of type 2 diabetes mellitus (T2DM) among White and Black males and females in a large US sample. METHODS: We used Atherosclerosis Risk in Communities study baseline data (1987–89) from 15 242 participants (1827 with T2DM) aged 45–65 years. Anthropometric measures included a body shape index (ABSI), body adiposity index (BAI), body mass index, waist circumference (WC), waist:height ratio (WHtR), and waist:hip ratio (WHR). All anthropometric measures were standardized to Z-scores. Using logistic regression, odds ratios for T2DM were adjusted for age, physical activity, and family history of T2DM. The Akaike information criterion and receiver operating characteristic C-statistic were used to select the best-fit models. RESULTS: Body mass index, WC, WHtR, and WHR were comparable discriminators of T2DM among White and Black males, and were superior to ABSI and BAI in predicting T2DM (P < 0.0001). Waist circumference, WHtR, and WHR were the best discriminators among White females, whereas WHR was the best discriminator among Black females. The ABSI was the poorest discriminator of T2DM for all race–gender groups except Black females. Anthropometric values distinguishing T2DM cases from non-cases were lower for Black than White adults. CONCLUSIONS: Anthropometric measures that included WC, either alone or relative to height (WHtR) or hip circumference (WHR), were the strongest discriminators of T2DM across race–gender groups. Body mass index was a comparable discriminator to WC, WHtR, and WHR among males, but not females

What's age got to do with it? On the critical analysis of age and organisations

Age, as an embodied identity and as an organizing principle, has received scant attention in organization studies. There is a lack of critical appreciation of how age plays out in organizational settings, the material and discursive dynamics of age practices, how age discourses impact on the body, and how age and ageing intersect with other identity categories. This is curious since age works as a master signifier in contemporary society and is something that affects us all. In this introductory essay, we show how the papers in this special issue redress this lacuna by enhancing and challenging what we know about age and organizations. We also set out an agenda for stimulating research conversations to bring an age-sensitive lens to organizational analysis. We structure our analysis around two focal points: age as an embodied identity, and the symbolic meanings of age within organizing practices. In doing so, we aim to provide a catalyst not only for research on age in organizations but also about the aged nature of organizing

Managing enterprise information: meeting performance and conformance objectives in a changing information environment

This paper presents the findings of an in-depth survey to examine the current status of enterprise information management (EIM) in organizations. The survey explores five key areas: drivers and capabilities of EIM; current status of EIM strategies; EIM content and technologies; EIM and compliance; and the changing role of the information professional. The survey reveals that the drivers for EIM cannot be simply reduced to a series of technical or organizational needs and that EIM is a complex sociotechnical phenomenon. A fine balance is required to achieve business performance objectives whilst at the same time also meeting conformance requirements. To date, few organizations have implemented enterprise-wide EIM strategies; however those who do have them are better able to keep track of, and achieve, performance objectives. In terms of technologies and content the landscape is complex with organizations focusing their efforts into managing and reducing this complexity. Finally information management work is changing; the survey reveals EIM as a multi-stakeholder activity requiring the combination of a wide range of professional groups, skills and knowledge. The survey findings provide the basis for further research investigations in supporting organization in their EIM initiatives