Development of factoring market in Russia

The article studies types of factoring used in the Russian Federation. The current state of the market of factoring services in the Russian Federation is analyzed, and main players which occupy leading positions in this market are determined. As a result of the conducted research if modern tendencies which take place in the Russian economy and analysis of the state of factoring market, and with the use of methods of scientific generalization, the tendencies of development of factoring market in Russia are substantiated. The main tendencies are: stagnation or reduction; growth of debtors’ default level; reduction of factoring rates for SME and large business; development of electronic factoring. The authors determined key factors which allow Russian factoring companies to occupy corresponding niche in the sphere of international trade relations. It is determined that at the current stage, the toppriority directions in development of factoring market are: development of E-factoring, deals with small and medium business, and factoring without financing.peer-reviewe

Activization of Innovative Activities of Russian Commercial Banks

In the article the authors use systemic and historic analysis to determine the significant stages of formation and development of the Russian banking system. The authors study the monetary policy of the Bank of Russia and substantiate its influence on activization of innovative activities of commercial banks which determined the stability and reliability of the whole banking system. Despite the preconditions for activization of innovative processes in the banking sector, there still remains a range of unsolved problems. That’s why the authors allocated the key factors which allow reaching rapid development and allow the Russian banking sector to become competitive in the global banking society. As a result of the conducted study of modern tendencies that take place in the Russia’s economy and analysis of innovative activities of commercial banks and with the help of methods of scientific generalization, the authors substantiate the directions of development of innovative activities of commercial banks. The main of them are: development of electronic banking technologies, increase of quality and accessibility of banking services on the basis of development of modern types of customer service and improvement of security of banking business. It is found that as of now, the top-priority directions of activities of the Bank of Russia are development of national payment system and system of online banking. DOI: 10.5901/mjss.2015.v6n3s6p20

RESULTS OF GENDER ANALYSIS OF ENGINEERING UNIVERSITY EDUCATIONAL PROCESS

The results of the gender analysis of the educational process in the engineering university are presented. The gender analysis is made in stages, and it is defined by the well-structured diagram. Within the frame of this research, the gender analysis appears a constituent of the gender strategy of the engineering university. It serves to discover the gender sensitivity level of the main components of the educational process. The gender strategy of the university is proved, and it is considered as a practical mechanism for the implementation of ideas and principles of the gender approach in the educational practice of the universities. The author has elaborated the gender sensitivity rating scale of the university educational process, and has worked out the criteria to be considered while conducting the gender analysis. Interactions of the educational process parties, the training material content, research interests of male and female students, methods and practices systems of the youth outreach are studied in this context. As a result, a number of significant gender problems of the educational process in the engineering university — in particular, a low level of the gender sensitivity of the above-mentioned subjects of research — are discovered

Gamification – tools for learning foreign languages

Gamification is an approach that creates multiple opportunities for teachers to improve a foreign language lesson. Even though now gamification is widely used as a result of a forced switch to distance learning, it should be noted that it carries the same value inside a classroom and makes the learning process enjoyable and effective. The article looks at three specific websites/applications that are aimed at incorporating new elements into a traditional classroom. These tools have different features – the amount of time one spends preparing a task can vary – but all three can increase the degree of involvement and motivation which are two factors that may predetermine the success and effectiveness of a class. The article delves into aspects of motivation and its importance in a real classroom and in an online one. It is an essential factor to consider because everyone who is involved in an educational process contributes to its success. That is why if a teacher is energetic, eager and ready, and students are at the other end of the spectrum (or vice versa), so the overall motivation is not at 100%, it turns a lesson into a challenge, and not in a good way

A NEW MODEL OF PROFESSIONAL EDUCATION AS AN IMPERATIVE OF KNOWLEDGE-BASED ECONOMY

This article analyzes the objective factors that cause the need for the new model of professional education in the conditions of the formation of knowledge-based economy. The socio-economic mechanism of transformation of the educational system in the post-industrial era is revealed. The experience of the university is presented

Intercultural communication: English dominance

The importance of intercultural communication in today’s globalised world is undeniable. Scholars from different countries have contributed to the development of this field and created educational materials – textbooks on intercultural communication devoted to classifications and features of different cultures – and textbooks on foreign languages that include exercises devoted to developing intercultural skills in everyday and professional contexts. Teachers of foreign languages are making an effort to use the available materials that provide a wide outlook on various cultures and help students prepare for being a part of intercultural community. However, there is an evident shortage of such materials in languages other than English. The article provides the results of the analysis of online sources that demonstrates that the majority of available resources that are in any way connected with intercultural communication are in English. The article dwells on the reasons for English dominance in intercultural communication study and suggests a global effort as a solution. Whether we are looking at textbooks purely on intercultural communication or foreign language learning resources, it is important to understand that the English language cannot be the only medium of intercultural competence formation – other languages can and should be a prism through which intercultural communication is studied