3,447 research outputs found

    THE RATIONALE FOR MINNESOTA REGIONALIZATION

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    Community/Rural/Urban Development,

    REGIONALIZATION IN THE UPPER MIDWEST--THE ABC'S OF AN INCREMENTAL EVOLUTION

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    Community/Rural/Urban Development,

    POPULATION GROWTH--IS ENOUGH, ENOUGH?

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    Labor and Human Capital,

    REGIONAL PLANNING: COMMON SENSE OR NONSENSE?

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    Community/Rural/Urban Development,

    MINNESOTA'S REGIONAL SYSTEMS

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    Community/Rural/Urban Development,

    REGIONALISM AS A NEW BASIS FOR PLANNING

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    Community/Rural/Urban Development,

    Time series analysis of migratory stabilization: a research technique for quantifying individual and group patterns of cyclic migration, with special reference to sub-Saharan Africa

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    Africa Studies Institute Seminar series. Pater presented, 1967. Marked 'Additional Seminar paper" Reprinted from AFRICAN STUDIES : a quarterly journal devoted to the study of African cultures, government, and languages, volume 26, number 3, 1967. Published by the Witwatersrand University Pres

    Africans in South African Industry: the Human Dimension

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    African Studies Seminar series. Paper presented March, 197

    The Effectiveness of Insurance Fraud Statutues: Evidence from Automobile Insurance

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    Insurance fraud, which adds an estimated $85 billion per year to the total insurance bill in the U.S., is an extremely serious problem for consumers, regulators, and insurance companies. This paper analyzes the effects of state legislation and market conditions on automobile insurance fraud from 1988 to 1999, a period representing a substantial increase in the enactment of antifraud legislation. Our empirical results show that the laws have mixed effects; two laws have no statistically significant effect on fraud. The strongest evidence of fraud mitigation effects are associated with mandatory Special Investigation Units, classification of insurance fraud as a felony, and mandatory reporting of professionals to licensing authorities. However, laws requiring insurers to report potentially fraudulent claims to law enforcement authorities increase fraud, which may reflect some substitution from more efficacious private efforts to less productive state activity. Many underlying characteristics of the market also affect fraud.Insurance Fraud, Automobile Insurance, Moral Hazard
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