Diterminan Penyaluran Kredit dan Implikasinya terhadap Kinerja Profitabilitas Bank yang Terdaftar di Bursa Efek Indonesia Periode 2010-2014

Tujuan penelitian – Penelitian ini bertujuan untuk menganalisis pengaruh variabel - variabel independen Capital AdequacyRatio (CAR), Dana Pihak Ketiga (DPK), Non-Performing Loan (NPL) Net Interest Margin (NIM) dan Tingkat Suku Bunga bank terhadap Penyaluran Kreditdan Implikasinya Terhadap Profitabilitas dari 28 Bank yang terdaftar DI BEI Periode 2010-2014.Desain/Metodologi/Pendekatan– Metode analisis yang digunakan data Panel Regresi dengan tiga model yaitu Common Efek Model, Fixed Efek Model dan Random efek Model, termasuk test statistik yaitu uji Chow, ujiLagrange Multiplier dan uji Hausman.Temuan– Hasil penelitian menunjukkan seluruh variabel independen CAR, DPK, NPL, NIM, dan TSBBsecara bersama-sama mempengaruhi penyaluran kredit bank (PKB) secara signifikan. Demikian juga terhadap Kinerja Profitabilitas yang diproaksikan dengan ROA variabel-variabel tersebut termasukPKBberpengaruh secara bersama-sama dan signifikan.Keterbatasan penelitian– Penelitian ini hanya mengunakan indikator internal keuangan bank sebagai variabel independen. Penelitian ini belum memasukan faktor makro ekonomi dalam variabel independen.Selanjutnya topik penyaluran kredit bank dapat dikembangkan dengan mengunakan indikator internal bank dan makro ekonomi bagaimana implikasinya terhadap return saham bank-bank yang terdaftar di Bursa Efek Indonesia sebagai varibael dependen.Originality/value

Pengaruh Piutang Murabahah, Pembiayaan Mudharabah, Musyarakah dan Pinjaman Qardh terhadap Net Operating Margin (Nom) Serta Implikasinya terhadap Non Performing Financing (NPF) Bank Umum Syariah Periode 2014-2018

This research aims to see the influence of Murabahah receivables, Mudharabah Financing, Musyarakah financing, and Qardh loans against Net Operating Margin (NOM) as well as the implications against Non-Performing Financing (NPF). The research object is the Sharia General Bank in Indonesia from 2014-2018. The sampling method used in this research is purposive sampling with selected samples as many as 10 sharia banks out of 14 sharia public banks. Data were analyzed by using a panel regression analysis model, and it was processed in Eviews 10. The results showed that the Murabahah receivables have a significant and negative effect on Net Operating Margin (NOM), with a coefficient value of-1.08 E-11 and a prob. amounting to 0.0470. Mudharabah financing has a significant and positive effect on Net Operating Margin (NOM), with a coefficient value of 4.98 E-11 and a prob. of 0.0137. Musyarakah financing has a positive effect on Net Operating Margin (NOM), with a coefficient value of 2.97 E-12 and prob. by 0.1579. Qardh loans have a negative effect and not significant to Net Operating Margin (NOM), with a coefficient value of-2.88 E-09 and prob. of 0.4773. Besides, receivables Murabahah, financing Mudharabah, Musyarakah, and Qardh loans have a significant effect on Net Operating Margin (NOM) simultaneously. Net Operating Margin (NOM) significant negative effect on Non-Performing Financing (NPF), with a coefficient value of-0.165482 and prob. of 0.012

Determinan Kebijakan Belanja Pemerintah Daerah Kabupaten Ogan Ilir

This study aims to determine what factors influence the spending policy of the Ogan Ilir district government. The independent factors in this study are Regional Taxes (X1), Regional Retribution Variables (X2), Separated Regional Assets Result Variables (X3) and Other Variables Legal Original Regional Income (X4), while the dependent factor is Regional Expenditure (Y The analysis was carried out with multiple linear regressions The results of this study were Regional Taxes (X1), Regional Retribution (X2) Separated Regional Assets (X3) Other Legitimate Original Regional Income (X4) simultaneously affected district government spending. Ogn Ilir.Local Taxes (X1), Retribution (X2) Separated Regional Wealth (X3) Other Legitimate Original Revenue (X4) has a partial effect on the local government of Ogan Ilir Regency

Pengaruh Determinasi Penyaluran Kredit Terhadap Profitabilitas Bank Umum Terdaftar Di Bursa Efek Indonesia (Bei)

This research aims to determine the influence of credit distribution determinations of Spread of Interest Rate (SIR), Loan to Deposit Ratio (LDR) and Non Perfoming Loan (NPL) against the profitability of commercial banks. The focus of research is on the banking industry listed on the Indonesia Stock Exchange (IDX). The population used in this research is a public bank listed on the Indonesia Stock Exchange in 2010-2018. This study uses multiple regression analysis methods with data processing techniques using 8 eviews. The test results proved that: 1) The increase in SIR has no effect on the profitability of the national commercial Bank located in IDX period 2010-2018. ; 2) The increase of LDR negatively affects the profitability of the national commercial Bank located in IDX period 2010-2018; 3) The NPL increase affects the increase in profitability of the national commercial Bank located in the IDX period 2010-2018

Pengaruh Faktor Fundamental Makro dan Mikro Perusahaan terhadap Nilai Perusahaan (pada Industri Pulp And Paper yang Terdaftar di Bei)

This research aims to know the impact of macro fundamental factors such as interest rate (SBI), kurs and gross domestic product; and micro fundamental factors such as return on asset (ROA), debt to equity ratio (DER) and price earning ratio (PER) on firm value in pulp and paper industry that listed in Indonesian Stock Exchange. This research used multiple regression analysis and processed with Eviews version 8. The results of study is: 1) By partial, just interest rate have negative and no significant effect on firm value, other factors such as kurs and gross domestic products, return on asset, debt to equity ratio and price earning ratio have positive and no significant effect on firm value; 2) By Simultaneous macro fundamental factor have positive and significant effect on firm value, also micro fundamental factors have positive and significant effect on firm value; 3) By Simultaneous macro and micro fundamental factors have positive and significant effect on firm value