Why IT Managers Don\u27t Go for Cyber-Insurance Products

Despite positive expectations, cyber-insurance products have failed to take center stage in the management of IT security risk. Market inexperience, leading to conservatism in pricing cyber-insurance instruments, is often cited as the primary reason for the limited growth of the cyber-insurance market. In contrast, here we provide a demand-side explanation for why cyber-insurance products have not lived up to their initial expectations. We highlight the presence of information asymmetry between customers and providers, showing how it leads to overpricing cyber-insurance contracts and helps explain why cyber insurance might have failed to deliver its promise as a cornerstone of IT security-management programs

Outward FDI from Canada and its policy context

Canada was a major net importer of foreign direct investment (IFDI) prior to 1996. The stimulus for the surge in Canada's outward FDI (OFDI) came from profitable investment opportunities abroad. Canada has diversified significantly its OFDI away from the United States over the past 20 years. The financial crisis significantly affected Canada's FDI outflows, but OFDI seems to have rebounded in the second half of 2009. While Canadian investment has historically gone mainly to developed countries, recent changes in Government policies seem to suggest that Canada is looking to build closer ties with developing countries as well. Canada has a longstanding commitment to multilateral cooperation and actively supports the World Trade Organization (WTO) framework as a way to promote international trade and investment. At the same time, Canada continues actively to negotiate foreign investment promotion and protection agreements (FIPAs)

Inward FDI in Canada and its policy context

Canada has actively participated in the corporate globalization process and is a major importer of foreign direct investment (FDI). Canada's high levels of inward FDI (IFDI) over the past 25 years reflect its improved business climate, reduced restrictions on foreign ownership and a prospering economy. Like other developed economies, Canada experienced declining FDI inflows in 2008 and 2009, largely due to the dramatic fall in mergers and acquisitions (M&As) and the global economic recession. The outlook for 2010 and beyond however is promising because of the expected economic expansion in Canada and other countries, and improved global financial markets. Moreover, the Canadian Government has sent strong signals to foreign investors that Canada is open for business by, among other things, lifting restrictions on previously protected sectors and increasing the financial thresholds for the review of foreign investments

Magnetic and electron transport properties of the rare-earth cobaltates, La0.7-xLnxCa0.3CoO3 (Ln = Pr, Nd, Gd and Dy) : A case of phase separation

Magnetic and electrical properties of four series of rare earth cobaltates of the formula La0.7-xLnxCa0.3CoO3 with Ln = Pr, Nd, Gd and Dy have been investigated. Compositions close to x = 0.0 contain large ferromagnetic clusters or domains, and show Brillouin-like behaviour of the field-cooled DC magnetization data with fairly high ferromagnetic Tc values, besides low electrical resistivities with near-zero temperature coefficients. The zero-field-cooled data generally show a non-monotonic behaviour with a peak at a temperatures slightly lower than Tc. The near x = 0.0 compositions show a prominent peak corresponding to the Tc in the AC-susceptibility data. The ferromagnetic Tc varies linearly with x or the average radius of the A-site cations, (rA). With increase in x or decrease in (rA), the magnetization value at any given temperature decreases markedly and the AC-susceptibility measurements show a prominent transition arising from small magnetic clusters with some characteristics of a spin-glass. Electrical resistivity increases with increase in x, showed a significant increase around a critical value of x or (rA), at which composition the small clusters also begin to dominate. These properties can be understood in terms of a phase separation scenario wherein large magnetic clusters give way to smaller ones with increase in x, with both types of clusters being present in certain compositions. The changes in magnetic and electrical properties occur parallely since the large ferromagnetic clusters are hole-rich and the small clusters are hole-poor. Variable-range hopping seems to occur at low temperatures in these cobaltates.Comment: 23 pages including figure

Promoting the adoption of improved ICM technologies in chickpea by poor farmers in Nepal

Chickpea is an important source of protein in Nepal for both poor rural and urban families. Yields of legumes including chickpea have decreased in recent years, primarily due to disease and insect pest problems, and the reluctance of farmers to invest time and money in a crop which increasingly fails. This project aimed to improve, validate and evaluate a complete integrated crop management (ICM) strategy for chickpea on farms; to persuade farmers to adopt the strategy through workshops and farm trials in some of the poorest areas of Nepal; and to promote the strategy widely to the press. and other stakeholders. The improved seed and technologies offered were in high demand by farmers, and the project produced evidence to show that the outputs (increased yield of a cash crop) have been translated into significant impacts on livelihood, including improved housing, debt repayment, education costs, clothes and healthcare. The value of the improved seed has been impressive and will benefit farmers in the longer term. An innovative promotional strategy promoted the findings to policymakers as well as farmers, and used the popular media in Nepal and the UK to publicise the wor

Glow discharge plasma nitriding of low alloy steel

Present study concerns with the effect of plasma nitriding on hardness of low alloy steel. Plasma nitriding had been performed at elevated temperature of 500 C which improved the hardness to 1200 Hv. The case depth was found to be 80 mm. With the variation of time the case depth also varied. The plot of the square of the case depth vs. nitriding time and the corresponding line drawn by a linear regression and extrapolation passes almost through the origin. From the plot the nitrogen diffusion co-efficient calculated to be 2.23 10 13 m2/s. The structural and morphological studies have been made by following the X-ray diffraction (XRD) and scanning electron microscopic (SEM) and EDS analyses. XRD revealed the presence of a-Fe, c0 and e phases

Identification of the high-temperature superconducting phase in the Y-Ba-Cu-O system as the perovskite YBa<SUB>2</SUB>Cu<SUB>3</SUB>O<SUB>7&#177;&#948;</SUB>

The oxide responsible for high-temperature superconductivity (onset ~100 K, zero resistance above liquid N2 temperature) is found to be YBa2Cu3O7&#177;&#948;

Karnataka's roadmap to improved health: cost effective solutions to address priority diseases, reduce poverty and increase economic growth

This Report is based on research and analysis undertaken by the Centre for Global Health Research (CGHR) in collaboration with the Registrar General of India (RGI) and the Center for Disease Dynamics, Economics & Policy (CDDEP), applying cost-effectiveness methodologies developed in the context of the Disease Control Priorities Project – 2 (http://www.dcp-3) to data on causes of death in Karnataka. New data indicates that several hundred thousand people in Karnataka are dying prematurely from easily preventable causes

The combined effects of electrojet strength and the geomagnetic activity (<I>K_p</I>-index) on the post sunset height rise of the F-layer and its role in the generation of ESF during high and low solar activity periods

International audienceSeveral investigations have been carried out to identify the factors that are responsible for the day-to-day variability in the occurrence of equatorial spread-F (ESF). But the precise forecasting of ESF on a day-to-day basis is still far from reality. The nonlinear development and the sustenance of ESF/plasma bubbles is decided by the background ionospheric conditions, such as the base height of the F-layer (h'F), the electron density gradient (dN/dz), maximum ionization density (Nmax), geomagnetic activity and the neutral dynamics. There is increasing evidence in the literature during the recent past that shows a well developed Equatorial Ionization Anomaly (EIA) during the afternoon hours contributes significantly to the initiation of ESF during the post-sunset hours. Also, there exists a good correlation between the Equatorial Ionization Anomaly (EIA) and the Integrated Equatorial ElectroJet (IEEJ) strength, as the driving force for both is the same, namely, the zonal electric field at the equator. In this paper, we present a linear relationship that exists between the daytime integrated equatorial electrojet (IEEJ) strength and the maximum elevated height of the F-layer during post-sunset hours (denoted as peak h'F). An inverse relationship that exists between the 6-h average Kp-index prior to the local sunset and the peak h'F of the F-layer is also presented. A systematic study on the combined effects of the IEEJ and the average Kp-index on the post-sunset, peak height of the F-layer (peak h'F), which controls the development of ESF/plasma bubbles, is carried out using the ionosonde data from an equatorial station, Trivandrum (8.47° N, 76.91° E, dip.lat. 0.5° N), an off-equatorial station, SHAR (13.6° N, 79.8° E, dip.lat. 10.8° N) and VHF scintillations (244 MHz) observed over a nearby low-latitude station, Waltair (17.7° N, 83.3° E, dip.lat. 20° N). From this study, it has been found that the threshold base height of the F-layer at the equator for the development of plasma bubbles is reduced from 405 km to 317 km as the solar activity decreases from March 2001 (mean Rz=113.5) to March 2005 (mean Rz=24.5). This decrease in threshold height with the decreasing solar activity is explained on the basis of changes in the local linear growth rate of the collisional Rayleigh-Taylor instability, due to the variability of various terms such as inverse density gradient scale length (L?1), ion-neutral collision frequency (?in) and recombination rate (R) with the changes in the solar activity