The Subprime Remediation: Efforts in Reducing the Effects of Predatory Lending during the Great Recession

During the subprime mortgage crisis of the early 2000’s, predatory mortgage lending practices were the leading cause for the housing bubble burst. A surge in unequivocal risk in the favor of mortgage lenders stripped the consumer of their financial abilities as a result of de-regulated lending packages and the packaging of such loans in the secondary market. As the crisis unfolded, policymakers and financial regulators implemented measures to address the issues and prevent a similar catastrophe from occurring in the future. Bank bailouts and other forms of reparations were dispersed over the span of nearly five years to recover from the global incident

The Resilience Cascade: Supporting Children, Families, Organizations and Communities

As we think about the most effective strategies to promote the overall well-being and happiness of children, we don’t always appreciate the need to focus on our own well-being, the health of our colleagues and organizations, and even the strengths of our communities. There is, however, plenty of research that directs us to do just that - to focus on the child within the context of the child’s family, school and community. This presentation will introduce the concept of the resilience cascade: how strong communities that collaborate can influence the health of organizations and staff, and how healthy adults can support the resilience of children. By gaining a stronger understanding of these important connections, participants will gain an appreciation for looking outside the box for strategies to support children. Participants will feel validated that taking care of themselves is not “selfish” or “self-serving,” but directly connected to the well-being of those in their care. Participants will also feel empowered to take a holistic, “big picture” view of resilience, leaving them with a new perspective on how to best support children and families

Privacy and security of consumer IoT devices for the pervasive monitoring of vulnerable people

The Internet of Things (IoT) promises highly innovative solutions to a wide range of activities. However, simply being a technology company does not exempt an IoT company from needing to comply with the legislation applicable to their operating region that safeguards personal information. This will result in security and privacy requirements for healthcare solutions. There are several mature frameworks that address these issues, but they have been developed within the context of organised hospitals and care providers, where there is the expertise, processing power, communications and electrical power to support highly robust security. However, for IoT solutions aimed at vulnerable people, either at home or within their local environment, there are significant additional constraints that must be overcome. These include technical (low processing capability, power constrained, intermittent communications) organisational (how to enrol and revoke users and devices, distribution of cryptographic keys) and user constraints (how does a patient with physical and/or mental challenges configure and update their devices). This paper considers at the legal frameworks and the security and privacy requirements for healthcare solutions. An overview of some of the primary frameworks is then provided followed by an assessment of how this is constrained within an IoT system