Les déterminants du risque d’insolvabilité dans l’industrie bancaire. Une approche en termes de frontière de production

Le risque d'insolvabilité d'une institution financière résulte de ses choix d'investissement, de financement et de capitalisation. Cet article propose une application à l'industrie bancaire française d'une méthodologie développée par Hughes et Moon (1996) permettant une estimation jointe de l'espérance de profit et de sa variance à partir d'une fonction de dépense dérivée du Système Presque Idéal de Demande. En considérant le risque comme l'input unique du processus de production du profit, on construit une frontière rendement risque de l'industrie bancaire à partir de laquelle sont calculés des scores d'efficience selon la méthode DE A. Bien que le risque de l'actif apparaisse comme une fonction croissante de la capitalisation, le risque d'insolvabilité est décroissant dans la capitalisation. L'effet de la taille se traduit essentiellement par un risque de crédit accru pour les grandes banques relativement spécialisées sur ce segment d'activité.Fonds propres bancaires, Risque d’insolvabilité, Efficience

Assessing Collegiate Esports Players

Little is known about the training habits and supplementation practices by collegiate Esports players. Supplements are widely used in the United States and in 2021 eighty percent of the adult population used dietary supplements (1). Additionally, supplement use is also high among athletes where one meta-analysis in 1994 showed that of the 10,274 male and female athletes surveyed 46% of the college athletes and 59% of the elite athletes used dietary supplements (2). With this information it is interesting to ponder if a similar percentage of college Esports athletes are using supplements. However, to date there has been no investigation into supplementation use by Esports players as these are new programs offered by universities. Additionally, with little to no scientific literature to guide Esport collegiate coaches on programming or prescribing training for teams such as how often to play, game mechanics to train, map study, video analysis, etc. we hope to gain insight into this information. Therefore, we aim distribute a survey to this population to learn and provide the scientific community and public more information about training habits, lifestyle factors, and supplementation practices that are occurring in collegiate Esports players. A survey will be distributed using Qualtrics and sent out to collegiate esports programs

Changes in Hamstring Muscle Thickness and Pennation Angle Following Nordic Exercise in a Post-Surgical ACL Patient: A Case Study

This study aims to utilize ultrasound imaging to investigate the effects of Nordic hamstring exercise on a post-surgical ACL rugby patient who had a hamstring tear in the contralateral leg of his ACL tear. The study will also examine any changes in the patient\u27s ACL leg hamstring compared to the torn hamstring leg. The patient\u27s Biodex test results will also be incorporated to determine if there is a correlation between muscle thickness and pennation angle changes. Ultrasound scans were taken 2 months, 4 months and will be taken again at 6 months post-surgery, following biodex assessments. Ultrasound images have shown an increase in muscle thickness and potential pennation angle changes in the ACL hamstring. While 6-month scans are still pending, the patient has demonstrated an increase in hamstring strength. As the athlete approaches the return-to-sport stage, they intend to continue performing Nordics due to their effectiveness in improving hamstring strength

Sound and Precise Malware Analysis for Android via Pushdown Reachability and Entry-Point Saturation

We present Anadroid, a static malware analysis framework for Android apps. Anadroid exploits two techniques to soundly raise precision: (1) it uses a pushdown system to precisely model dynamically dispatched interprocedural and exception-driven control-flow; (2) it uses Entry-Point Saturation (EPS) to soundly approximate all possible interleavings of asynchronous entry points in Android applications. (It also integrates static taint-flow analysis and least permissions analysis to expand the class of malicious behaviors which it can catch.) Anadroid provides rich user interface support for human analysts which must ultimately rule on the "maliciousness" of a behavior. To demonstrate the effectiveness of Anadroid's malware analysis, we had teams of analysts analyze a challenge suite of 52 Android applications released as part of the Auto- mated Program Analysis for Cybersecurity (APAC) DARPA program. The first team analyzed the apps using a ver- sion of Anadroid that uses traditional (finite-state-machine-based) control-flow-analysis found in existing malware analysis tools; the second team analyzed the apps using a version of Anadroid that uses our enhanced pushdown-based control-flow-analysis. We measured machine analysis time, human analyst time, and their accuracy in flagging malicious applications. With pushdown analysis, we found statistically significant (p < 0.05) decreases in time: from 85 minutes per app to 35 minutes per app in human plus machine analysis time; and statistically significant (p < 0.05) increases in accuracy with the pushdown-driven analyzer: from 71% correct identification to 95% correct identification.Comment: Appears in 3rd Annual ACM CCS workshop on Security and Privacy in SmartPhones and Mobile Devices (SPSM'13), Berlin, Germany, 201

Assessment of Muscular Anatomical and Physiological Development During Injury Rehabilitation

After an injury occurs, there are many physiological regressions that occur. These regressions lead to altered muscle thickness, muscle length, strength and power potentials, motor recruitment, and neuromuscular control. These variables are further exacerbated if the given injury requires surgical intervention. Rehabilitation aids in reducing these regressions and is important both pre-surgery and post-surgery when intervention beyond rehabilitation is needed. Ultrasound imaging can be utilized to monitor the progression of a muscle\u27s specific muscles anatomy. The muscles of interest are dependent upon the injury, The purpose of this study is to monitor short-term muscular adaptations to establish their importance in injury rehabilitation. A secondary purpose is to determine the importance of monitoring the development of these physiological properties in the return-to-play process. The specific physiological factor of interest in this case study is pennation angle, but multiple will be assessed and analyzed

Can Bankruptcy Codes Create Value? Evidence from Creditors’ Recoveries in France, Germany, and the UK

The aim of this paper is to provide new evidence on the value-creation process taking place in bankruptcy procedures that belong to different legal systems (French civil law, German civil law, and common law): to do so, we assess to which extent the debtor’s value can be preserved under bankruptcy by analyzing the recovery rates in France, Germany, and the United Kingdom. We use a unique European sample of 900 corporate bankruptcy files that were manually collected in commercial courts on the period 1993-2005. We also contribute to the literature by considering the recovery rates on the various classes of claimants (senior claims, junior claims, and new money) for each bankruptcy procedure. Our main conclusions are: (a) France and Germany show quite similar global recovery rates which are greater than in the UK, (b) when controlling for the quality of assets at the beginning of the procedure and for the structure of claims, we observe that recovery rates are not significantly different between France and the UK, while they remain greater for German companies, (c) Germany has the greatest recovery rates for senior and junior creditors, (d) the reorganization procedure and the liquidation procedure leading to the highest global recovery rate are, respectively, the French continuation and the German liquidation.Bankruptcy, Recovery Rates.

Philip Ford et Paul White, dir., Masculinities in Sixteenth-Century France. Proceedings of the Eighth Cambridge French Renaissance Colloquium, 5-7 July 2003

Les neuf études rassemblées dans ce volume examinent les transformations/évolutions et les limites de certaines représentations de la masculinité dans la France de la Renaissance. G. Ferguson s’attache à la figure de Joseph, père adoptif du Christ, sur la période qui court de 1400 à 1650 ; il examine comment les images données du saint en viennent à proposer un « prototype de l’homme moderne ». Le Joseph médiéval fait place à un homme rajeuni et capable de vaincre les mouvements désordonnés d..

Philip Ford et Paul White, dir., Masculinities in Sixteenth-Century France. Proceedings of the Eighth Cambridge French Renaissance Colloquium, 5-7 July 2003

Les neuf études rassemblées dans ce volume examinent les transformations/évolutions et les limites de certaines représentations de la masculinité dans la France de la Renaissance. G. Ferguson s’attache à la figure de Joseph, père adoptif du Christ, sur la période qui court de 1400 à 1650 ; il examine comment les images données du saint en viennent à proposer un « prototype de l’homme moderne ». Le Joseph médiéval fait place à un homme rajeuni et capable de vaincre les mouvements désordonnés d..

Henri IV «Padre delle buone lettere»?

L’assassinat d’Henri IV en mai 1610 suggère nombre de célébrations posthumes du défunt roi de France. L’éloge de la protection accordée aux Lettres n’en constitue qu’un aspect très limité. Ainsi, et pour ne mentionner qu’un exemple, Jérôme de Bénévent, sur les trois-cent-cinquante-deux pages de son Discours des faicts heroïques de Henry le Grand, mentionne uniquement au détour d’une unique phrase l’action royale en faveur des collèges, des arts et du commerce. Les gestes royaux en faveur des ..