62 research outputs found

    In crowdfunding we trust : a trust-building model in lending crowdfunding

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    Trust critically affects the perceived probability of receiving expected returns on investment. Crowdfunding differs in many ways from traditional forms of investing. We have to ask what builds trust in this particular context. Based on literature regarding the formation of initial trust, we developed a model to explain which factors lead to crowdfunders’ trust in a crowdfunding project. We tested it on data collected from actual investors in a real project on a crowdlending platform. Our results show that trust in the crowdfunding platform and the information quality are more important factors of project trust than trust in the creator

    Constructing the moral framework of hospitality in non-commercial homestays

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    In the past few years there has been a rise in people trying to find more meaningful ways to experience a country and its local culture when travelling, such as non-commercial homestays. Non-commercial homestays refer to the encounters where food and accommodation are offered by the host in exchange for a few hours of daily work by the guest. Due to the complicated nature of this encounter where the private and the public arena overlap, with the host simultaneously being an employer and the guest being an employee, the rules of the exchange are often unclear. This study explores the ways in which the two sides of non-commercial homestays construct the moral framework of the encounter by reacting to micro-ethical dilemmas they are faced with throughout their experience. To that end, a combination of an autoethnographic account and in-depth semistructured interviews were employed. For the former, I participated in a Workaway an exchange as a guest to sensitise myself as a researcher to the experience. The autoethnography was followed by 50 interviews with hosts and guests in this setting, participating in au pairing and exchanges facilitated by organisations such as WWOOF, Workaway and HelpX. The findings suggest that the main aspects of the exchange were the work offered by the guest, the hospitality offered by the host as well as the interpersonal relationship, education and cultural exchange that take place. Each side enters the encounter with their own perceptions of fairness in relation to these aspects and is often faced with micro-ethical dilemmas; situations where they were uncertain of what the moral framework dictates. Their reactions to these dilemmas communicate their viewpoint to the other side explicitly or implicitly- and, in turn, feed into the moral framework of the encounter according to which they will act for the duration of the experience. In terms of theoretical contributions, the study offers an insight into the host-guest relationship, the resulting power dynamic, as well as the negotiation that takes place between the two throughout the encounter. In terms of practical contributions, the findings of this research can be used by both organisations and their members that participate in such encounters to secure better host-guest matches and ensure a positive experience for both sides

    Targeted Therapies for Systemic Lupus Erythematosus (SLE): A Critical Appraisal

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    Systemic lupus erythematosus (SLE) is a heterogeneous autoimmune disease characterized by a wide range of manifestations from mild to life-threatening. Prognosis has markedly improved in the last decades due to earlier diagnosis, prevention of comorbidities, and the use of more intensive treatment regimens. However, the high rates of morbidity, despite treatment, reflect the presence of numerous unmet medical needs in patients with SLE, calling for new, treat-to-target strategies. To date, only two biological agents, belimumab and recently anifrolumab, have been approved in patients with SLE with several others showing promising results. In this review, we critically review the data, with emphasis on the approved biologics
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