Technology in Fintech Revolution and Future Advancements

Technology has taken a leap forward in a way no one expected. Nowadays it is integrated to one and every field out there. Advancement in any field is very much now dependent on the advancement of the technology. Fintech is the term coined as a combination of Finance and Technology. A large number of financial processes are routed with the help of technology and hence, Fintech revolution has taken place. This paper tries to comprehend the ways in which today’s research and development will influence and shape the future Fintech world. The study is descriptive in nature in which primary data has been captured from the industry experts who are working in the Fintech Profiles in the financial services and IT industry. Sample size of the study is 110 experts. Weighted mean on five point scale and one sample t-test was applied to analyze the data

The effect of video presentation on hotel booking intentions: a conceptual model

The tourism industry has been growing tremendously throughout the world especially during the last two decades. The number of international tourists is forecasted to reach 1.4 billion travelers in 2020. In 2016 only, the hotels worldwide made a revenue of 550 billion U.S. dollars. These figures show the importance of the tourism industry in the general and hotel sector in particular and their significant contribution to the world economy. Consequently, hoteliers are forced to enhance their website design by exploring the factors that affect the booking intention and through understanding the behavior, the needs and the expectations of the travelers since they are in desperate need of solutions to overcome the current challenges and potential risks. The purpose of this study is to develop a conceptual framework to explore the factors that influence the online hotel booking intention and examine the relationship between video presentation and online booking intention utilizing Technology Acceptance Model (TAM) as a theoretical framework

The role of technology acceptance model on RHB mobile banking

Mobile banking developments and trends in recent years had great impacts on banking sector worldwide. Therefore, the disruptive innovative technology has accelerated changes in the way of banking business. The purpose of this paper is to explore the role of Technology Acceptance Model on RHB Mobile Banking. The sample used in this study includes 85 responses of RHB Mobile Banking users collected through structured questionnaire distributed via cyberspace. For statistical analysis, structural equation model (SEM) approach was used. The present study suggests that mobile banking use increases as long as customer perceives it as useful tool. Findings confirmed that perceived usefulness, perceived ease of use and perceived trust were the key constructs for promoting mobile banking usage in Malaysia. Furthermore, the importance performance matrix analysis trust has seen the most important factor. Thus, banks can focus on cultivation of positive trust beliefs about mobile banking among prospect customers

The Impact of CSR Practices of MNCS on Dairy Industry in Malaysia

This paper aims to conceptualize the relationship between Corporate Social Responsibility Practices of Multinational Companies and growth of Malaysian dairy Industry. Malaysia is a net food importer, and it has been experiencing an upward trend in dairy consumption. But Malaysia imports 95% of its milk requirements and spend a lot of revenue in importing milk and related products as there is not a considerable number of local firms or companies producing dairy products. Malaysian dairy industry depends heavily on Multinational Companies brands e.g.; Nestle, Dutch Lady, F & N. This study focuses on how dairy Multinational Companies are affecting dairy stakeholders of Malaysia; the producers, and the overall local industry. It also concentrates on the procedures and policies which are designed by these Multinational Companies for serving in host countries, specifically regarding Corporate Social Responsibility. The study deals answer that what factors are restraining Malaysian dairy industry to grow and what big Multinational Companies are earning and what are they giving back to Malaysian dairy industry. The proposed methodology for this research will be content analysis, using secondary data from Corporate Social Responsibility reports and financial statements of these Multinational Companies

Comparison of Polyetheretherketone (PEEK) Cage versus Iliac Bone Graft undergoing Anterior Cervical Discectomy and Fusion (ACDF): A multicenter experience

Background:In anterior cervical discectomy and fusion (ACDF), the two most frequently used materials are allografts and polyetheretherketone (PEEK) cages. The aim of the study was to compare the functional and radiological outcomes of polyetheretherketone (PEEK) cages with iliac crest allografts in anterior cervical decompression and fusion (ACDF) in patients of symptomatic Cervical spondylotic myelopathy (CSM).Methods:In this cohort study, we included 70 (35 in each group) patients of symptomatic CSM having degenerative cervical disc disease who were planned for ACDF from Jan-2017 to Jan-2021 in Rawalpindi Medical University. All procedures were performed under general anesthesia in supine position, standard ACDF technique was used in all patients. Anterior cervical locked plates were used for fixation of PEEK cages or the iliac allografts in the inter-vertebral space. Radiologic and functional outcomes were determined till 6 months after surgery. Results:The baseline study characteristics were similar between the groups. Mean Modified Japanese Orthopaedic Association (MJOA) score at 06 months’ follow-up was same between the groups; 14.16±4.30 in group A and 13.54±3.24 in group B (p-value 0.49). Disc space height at 06 months’ follow-up was also similar between the groups; 10.01±0.67 mm in group A versus 10.11±0.70 mm in group B (p-value 0.54). Fusion rate at final follow-up was 31 (88.6%) in group A versus 30 (85.7%) in group B (p-value 0.72).Conclusion:PEEK cages have similar functional and radiologic outcomes in comparison to ileal crest allografts. So, PEEK cages can be used as a successful alternative to ileal crest allografts this will help to reduce donor site morbidity and will reduce longer surgical times associated with graft harvesting

Impact of social influence on whatsApp’s organizational usage within Malaysian HEI’s

The last decade has shown extensive growth of IT in communication system, mainly because of the progress of mobile communication technologies because of which the flow of information and messages has become faster and instant. These developments in mobile communication technologies have motivated many to adopt different platforms which have offered new useful and appealing communication technologies. The most famousof these platforms in many countries is WhatsApp, which has seen enormous hike in its adoption rate since it was invented in year 2009. Out of many factors that affect adoption of a new technology by a person or by an organization, researchers suggested social influence as one of the most important ones. This research studies the impact of social influence on WhatsApp’s official usage within Malaysian universities. Using quantitative survey technique and analyzing the data in SMART PLS-SEM, all the hypothesized statements were confirmed and the findings show a strong relationship between constructs. Lastly, research limitations and directions for future research have been discussed

Impact of culture on Social Media usage within public - private organizations using Technology Acceptance Model

Social Media and other web technologies have experienced an extraordinary rate of growth over the past few years. This conceptual paper aims to propose the innovative link between Corporate Culture and Social Media usage, supported by Technology Acceptance Model. For the sake of content sharing and social networking, Social Media has gained so much presence everywhere, over recent years. Substantially, technology is socially and culturally fashioned in such a way that it cannot be detached from human beings. To understand the link between the culture and usage of Social Media,, respondents from Malaysian Public and Private Universities are identified to explain this relationship. In this regard, a questionnaire will be developed from reliable scales. This study adopts Technology Acceptance Model by Davis (1989) as its supporting framework to theorize the relationship between Perceived Usefulness and Perceived Ease of Use. This research will contribute towards bridging the gap that exists in the literature regarding using of Social Media in public and private organizations. This study will be helpful in attaining the stated objectives. Specifically this study will contribute towards the provision of the evidence of Social Media usage amongst public and private organizations, provision of the evidence if culture influences Social Media usage, provision of the evidence on the mediating effects of Technology Acceptance Model between corporate culture and Social Media usage, provision of knowledge that might allow stakeholders to increase the application of Social Media communication which in turn can produce considerable economic benefits

The Role of Technology Acceptance Model on WhatsApp's Official Usage in Malaysian HEIs

The revolutionary developments in information and communication technologies have drastically changed the way we communicate in our personal as well as professional life. Traditionally email was considered as formal mean of communication in organisations but now a days its common to use social networking apps for official communication. WhatsApp in this regard have so much importance as it is being used in various industries because of its security, immediacy, and easy to use features. This paper studies the role of technology acceptance model (TAM) on adoption of WhatsApp for official communication and information sharing. The sample was collected from 328 respondents from 10 Malaysian universities using survey technique. The data was analysed using SMART-PLS. The findings of the research confirm that perceived usefulness and perceived ease of use are the key constructs for adoption of WhatsApp as channel for official communication. Furthermore, the limitations and future directions of the study are also recommended

Constructing the impact of industry 4.0 on SMEs performance among Malaysian manufacturing organisation

The level of Industry 4.0 usage among Malaysian organizations have yet to reach its optimum level, particularly among SMEs, which are lagging behind SMEs in the developed countries. This paper explores the factor impacted the adoption of Industry 4.0 and proposed a conceptual framework which incorporates cultural and technological factors contributing to Industry 4.0 adoption and SMEs performance among Malaysian manufacturing organization

Impact of culture on social media usage within public-private organizations using technology acceptance model

Social Media and other web technologies have experienced an extraordinary rate of growth over the past few years. This conceptual paper aims to propose the innovative link between Corporate Culture and Social Media usage, supported by Technology Acceptance Model. For the sake of content sharing and social networking, Social Media has gained so much presence everywhere, over recent years. Substantially, technology is socially and culturally fashioned in such a way that it cannot be detached from human beings. To understand the link between the culture and usage of Social Media,, respondents from Malaysian Public and Private Universities are identified to explain this relationship. In this regard, a questionnaire will be developed from reliable scales. This study adopts Technology Acceptance Model by Davis (1989) as its supporting framework to theorize the relationship between Perceived Usefulness and Perceived Ease of Use. This research will contribute towards bridging the gap that exists in the literature regarding using of Social Media in public and private organizations. This study will be helpful in attaining the stated objectives. Specifically this study will contribute towards the provision of the evidence of Social Media usage amongst public and private organizations, provision of the evidence if culture influences Social Media usage, provision of the evidence on the mediating effects of Technology Acceptance Model between corporate culture and Social Media usage, provision of knowledge that might allow stakeholders to increase the application of Social Media communication which in turn can produce considerable economic benefits