A Study Of Socio-Demographic And Personal-Philosophical Values On Environmental Consciousness

Kajian tentang segmentasi pengguna hijau dan kesedaran alam-sekitar dijalankan dengan meluas di negara-negara Barat. The research on green market segmentation and environmental consciousness has been conducted extensively in Western countries

BEHAVIORAL BIASES AND CREDIT CARD REPAYMENTS AMONG MALAYSIANS

Analyses done using the survey response of 451 credit cardholders in the northern region of West Malaysia have shown that credit cardholder repayment pattern differed based on their demographic profile. Specifically, the study found that credit cardholders who were younger and earned a lower income tended to make poorer repayment decisions. In contrast, those with higher academic qualifications tended to make better repayment decisions. Further analyses also revealed that behavioral biases were better at predicting those who made full payment of the outstanding balance and those who paid more than the minimum amount, but failed to predict those who only paid the minimum amount or less. In addition, it was found that overspending emerged as the strongest predictor which discriminated among the three repayment groups, followed by risk aversion, myopia and impulsiveness

Behavioral Biases and Credit Card Repayments Among Malaysians

Analyses done using the survey response of 451 credit cardholders in the northern region of West Malaysia have shown that credit cardholder repayment pattern differed based on their demographic profile. Specifically, the study found that credit cardholders who were younger and earned a lower income tended to make poorer repayment decisions. In contrast, those with higher academic qualifications tended to make better repayment decisions. Further analyses also revealed that behavioral biases were better at predicting those who made full payment of the outstanding balance and those who paid more than the minimum amount, but failed to predict those who only paid the minimum amount or less. In addition, it was found that overspending emerged as the strongest predictor which discriminated among the three repayment groups, followed by risk aversion, myopia and impulsiveness

Pengaruh faktor personaliti dan teknostres teknologi berlebihan terhadap keberkesanan gaya kepimpinan teknologi

Kajian terdahulu telah membuktikan kepentingan gaya kepimpinan teknologi terhadap perkembangan organisasi moden. Walau bagaimanapun, kajian yang mengukur kepimpinan daripada pelbagai dimensi tidak menjurus secara khusus kepada gaya kepimpinan teknologi berlandaskan ICT dan secara relatif, kajian mengenainya juga masih kurang serta tidak komprehensif. Sekiranya faktor kemanusiaan individu seperti personaliti dan teknostres berlebihan tidak diuruskan dengan lebih baik, ia akan memberi kesan buruk kepada organisasi seperti kadar pusing ganti pekerja yang tinggi akibat pekerja tidak dapat berkembang seiring dengan kepesatan teknologi. Tujuan kajian ini adalah untuk melihat dengan lebih terperinci kesan personaliti individu bersama teknostres teknologi berlebihan dan bagaimana kedua-duanya memberi kesan terhadap gaya kepimpinan teknologi. Kajian ini dibuat berpandukan Teori Personaliti Big Five yang mengupas faktor dalaman individu iaitu personaliti dan stres yang didapati memberi kesan kepada kepimpinan khususnya aspek keberkesanan gaya kepimpinan teknologi. Sebanyak 316 set borang soal selidik telah dikumpul daripada para pelajar separuh masa Pusat Pengajian Pendidikan Jarak Jauh, Universiti Sains Malaysia yang juga merupakan pekerja di pelbagai organisasi di seluruh Malaysia. Dapatan kajian menunjukkan kedua-dua pemboleh ubah tidak bersandar iaitu teknostres teknologi berlebihan dan personaliti mempunyai hubungan yang positif dan signifikan dengan gaya kepimpinan teknologi. Kajian ini boleh memberi panduan kepada pemimpin organisasi khususnya dalam mencari titik keseimbangan antara menguruskan manusia dan teknologi melalui pengurusan organisasi yang strategik

Islamic entrepreneurship: analysis of research trend

Entrepreneurship has been an endeavour carried out by people who are industry players and whom have good intentions in achieving concrete socio-economic development leading to prosperity for the general populace. In Islam, entrepreneurship is meant not only for fulfilling on material individuals needs, society and the country, but is also as a way of worship. The growth of the Muslim population around the world has somehow paved a way for more Muslim entrepreneurs to get involved in entrepreneurship activities in responding towards the current market as well as abiding with the religious teachings. To date, studies have hardly looked into the research trends pertaining to Islamic entrepreneurship. Hence, it is the attempt of the present study to provide some insights regarding the focus of research, the trends and the gaps to be filled by future researchers. Guided by the PRISMA Statement research method, a systematic review of scientific databases and manual search on established sources identified 84 related studies based on five properties namely types of paper, countries of studies, research design, research topics, and overall research trends. Findings revealed that most of papers are original studies, conducted in Malaysia, and being exploratory in nature. Four themes and fourteen sub-themes related to Islamic entrepreneurship were identified, comprising organizational characteristics (6 sub-themes), entrepreneurs’ traits (4 sub-themes), enterprise support system (2 sub-themes), and external forces (4 sub-themes). Overall, no topic has yet to approach the saturation level in research. This study may guide future researchers in expanding their researches in Islamic entrepreneurship